
Based on looking at the website Junction17cars.co.uk, it presents itself as a reputable used car dealership with multiple locations and a broad selection of prestige vehicles. However, a significant aspect of their business model, conventional car finance, introduces elements that are not permissible from an ethical standpoint for a significant portion of the audience. While the site effectively showcases their inventory and operational transparency, the reliance on interest-based financing (Riba) necessitates caution for those seeking ethically sound transactions.
Here’s an overall review summary:
- Website Transparency: High, providing clear contact details, physical locations, and extensive legal disclosures.
- Product Range: Extensive selection of prestige used cars from various manufacturers.
- Customer Service Information: Readily available phone number, WhatsApp contact, and Trustpilot integration.
- Ethical Compliance (Islamic Finance): Low, as conventional interest-based finance is prominently featured and implied as the primary purchase method.
- Distance Selling Policy: Clearly states that they do not operate an organised distance selling scheme, impacting cancellation rights.
- Overall Recommendation: Not recommended if seeking an entirely ethical and Riba-free car purchasing experience due to the heavy reliance on conventional finance.
The website does a commendable job of laying out its inventory and services. You can easily browse cars by make and model, see detailed listings, and even get instant valuations for selling your own vehicle. They highlight their three physical locations, which adds a layer of credibility. The presence of Trustpilot reviews on the homepage is a good sign for customer feedback. Yet, the elephant in the room is the prominent offering of conventional finance. The “Representative APR 12.90%” clearly indicates interest (Riba), which is strictly forbidden in Islamic financial dealings. For individuals adhering to Islamic principles, engaging with such finance options is a no-go, regardless of how attractive the car or the deal might seem. While the website provides options like “Cash Payments,” the general tenor leans heavily towards financing, making it a difficult choice for a buyer committed to ethical financial practices.
Here are some alternatives focusing on ethical, non-edible products or services, steering clear of anything problematic:
- Islamic Car Finance Providers (UK)
- Key Features: Sharia-compliant financing, often using Murabaha or Ijarah structures. No interest (Riba). Transparent terms.
- Average Price: Varies based on vehicle price and agreement terms; typically includes a profit rate instead of interest.
- Pros: Adheres to Islamic principles, avoids Riba, offers peace of mind for Muslim consumers.
- Cons: Fewer providers compared to conventional finance, may require more detailed documentation.
- Certified Used Car Dealerships (Cash Purchases)
- Key Features: Focus on direct cash sales or working with external Sharia-compliant finance. Reputable dealers often offer comprehensive checks and warranties.
- Average Price: Directly depends on the vehicle chosen.
- Pros: Straightforward purchase, no financial entanglements beyond the car’s price, opportunity to negotiate.
- Cons: Requires immediate capital, may not offer the same “prestige” selection as dedicated high-end dealers.
- Vehicle Pre-Purchase Inspection Services
- Key Features: Independent third-party inspection of a vehicle before purchase. Covers mechanical, electrical, and structural integrity.
- Average Price: £150 – £300, depending on depth and provider.
- Pros: Reduces risk of buying a faulty car, provides negotiation leverage, ensures transparency.
- Cons: An additional cost, requires coordination with seller.
- Automotive Tools & Maintenance Kits
- Key Features: Essential tools for basic car maintenance, allowing individuals to perform simple checks and minor repairs themselves.
- Average Price: £50 – £200 for a good starter kit.
- Pros: Empowers car owners, saves money on minor service costs, promotes self-reliance.
- Cons: Requires some mechanical knowledge, not suitable for major repairs.
- Car Cleaning & Detailing Products
- Key Features: High-quality waxes, polishes, interior cleaners, and microfibre cloths to maintain a car’s aesthetic appeal.
- Average Price: £30 – £100 for a comprehensive starter kit.
- Pros: Keeps vehicle looking new, protects paintwork, can be a relaxing activity.
- Cons: Requires time and effort, can be an ongoing expense.
- Dash Cams for Vehicle Safety
- Key Features: Records driving footage, provides evidence in case of accidents, some models offer parking monitoring.
- Average Price: £50 – £250, depending on features and resolution.
- Pros: Enhanced safety and security, potential insurance benefits, peace of mind.
- Cons: Installation may be required, storage limitations, legal considerations in some areas.
- Tyre Pressure Monitoring Systems (TPMS)
- Key Features: Monitors tyre pressure in real-time, alerts drivers to under-inflation or punctures.
- Average Price: £40 – £150.
- Pros: Improves fuel efficiency, extends tyre life, enhances driving safety, simple to install.
- Cons: Requires sensor installation, battery replacement in some models.
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Junction17cars.co.uk Review & First Look
Diving straight into Junction17cars.co.uk, the immediate impression is one of a well-established, professional operation. The homepage is clean, easy to navigate, and clearly prioritises showcasing their extensive inventory of prestige used cars. You get a direct feel for their business model: high-quality used vehicles, multiple physical locations, and a comprehensive suite of services around buying and selling cars.
Initial Website Impressions
The user experience on Junction17cars.co.uk is generally positive. The main navigation is intuitive, allowing quick access to their stock, finance options, and contact information. Key elements like “Find Us,” “Trustpilot,” and “WhatsApp” are prominently displayed, indicating a focus on customer accessibility and social proof. It’s a structured approach that aims to guide the potential buyer through the car purchasing journey, from browsing to financing and collection.
Core Business Model Overview
Junction17cars.co.uk operates as an independent family-owned used car dealer, as stated in their “About Us” section. They boast a “big selection of Prestige Cars over 3 locations” (Peterborough, Grantham, and Rugby). Their service offerings extend beyond simply selling cars; they include instant car valuations, car brokerage, and various “products” like warranties. The emphasis on “Prestige Used Cars” suggests a focus on a higher-end segment of the used car market, appealing to those looking for quality and luxury.
Transparency in Operations
One of the strengths of Junction17cars.co.uk is its commitment to transparency. The website provides detailed “Financial Disclosure” information, clearly stating their authorisation and regulation by the Financial Conduct Authority (FCA) as a credit broker (FRN 673249) and an Appointed Representative of AutoProtect (MBI) Ltd for insurance distribution (reference number 312143). They explicitly mention that lenders pay them a commission for introductions, though they state this won’t affect the amounts customers pay. This level of disclosure, while standard for regulated entities, is crucial for building trust with consumers.
Junction17cars.co.uk Pros & Cons
When evaluating any service, a balanced perspective is key. Junction17cars.co.uk presents a robust online presence, but like any business, it has its strengths and areas that might give certain consumers pause. Tobycarvery.co.uk Review
Advantages of Using Junction17cars.co.uk
- Extensive Inventory of Prestige Cars: The website boasts a wide selection of high-end used vehicles from brands like Audi, BMW, Mercedes, and Tesla. This variety means customers have a better chance of finding a specific make and model that suits their preferences and budget.
- Multiple Physical Locations: Having three dealerships (Peterborough, Grantham, Rugby) offers convenience for customers across different regions, allowing them to view vehicles in person, test drive, and interact with staff. This physical presence adds a layer of trust and accessibility.
- Online Buying and Click & Collect: The option to “Buy or Reserve Online” and use “Click & Collect” caters to the modern buyer who prefers a more streamlined, remote purchasing process. This flexibility is a significant convenience factor, especially for those with busy schedules.
- Comprehensive Information and Tools: The website provides useful tools like an “Instant Car Valuation” for selling your car and detailed financial examples, offering a good overview of potential costs. The structured information about their services (Finance, Warranty, Brokerage) is clear and accessible.
- Transparent Financial Disclosure (Regulatory Compliance): Their detailed financial disclosure, outlining FCA regulation and commission structures, demonstrates compliance with UK financial regulations. This transparency builds confidence in their adherence to legal standards.
- Strong Customer Feedback Integration: The prominent display of Trustpilot reviews on the homepage immediately offers social proof and allows potential customers to see what others are saying about their experience. This commitment to displaying feedback is a good sign for customer-centricity.
Disadvantages and Ethical Considerations
- Reliance on Interest-Based Finance (Riba): This is the most significant drawback, particularly from an ethical standpoint for a Muslim consumer. The “Representative Example” clearly outlines an “Annual Fixed Interest Rate of 6.80%” and a “Representative APR 12.90%.” This constitutes Riba (interest), which is strictly prohibited in Islamic finance. While they offer “Cash Payments,” the primary and prominently displayed method of purchase appears to be via conventional finance, making it challenging for those who adhere to Islamic principles.
- Distance Selling Limitations: The website explicitly states: “Please note we do not operate an organised distance selling scheme as defined by The Consumer Contracts (Cancellation, Information and Additional Charges) Regulations 2013. Therefore, even if you choose to not view your vehicle at our premises prior to purchase, you will not be entitled to cancel your order under any 14 day cancellation period.” This is a critical point of concern for online buyers, as it significantly limits their rights to cancel an order after purchasing without a physical viewing. This policy puts the onus heavily on the buyer to ensure satisfaction before purchase.
- Commission Structure for Insurance: While transparently disclosed, the fact that “We also receive commission as a proportion of premium paid from our insurance provider if you decide to enter into an agreement with them” might lead to questions about potential conflicts of interest, even if standard in the industry. For those seeking complete independence in advice, this might be a consideration.
- Potential for High Total Payable Amounts: The representative finance example shows a car with a cash price of £19,488.00 ultimately costing £25,461.40 over 60 months. This significant increase (nearly £6,000) due to interest charges highlights the substantial financial burden associated with conventional finance, which is an ethical concern for many, even beyond Islamic finance.
Junction17cars.co.uk Alternatives
Given the significant ethical considerations surrounding conventional interest-based car finance, exploring alternatives is crucial for those who wish to adhere to Islamic principles or simply prefer different purchasing avenues. There are various ways to acquire a vehicle without engaging in Riba, focusing on transparency, direct ownership, or Sharia-compliant models.
Ethical Car Acquisition: Beyond Conventional Finance
The primary concern with Junction17cars.co.uk, from an ethical standpoint, is its reliance on interest-based financing. For a consumer seeking to avoid Riba, simply looking at other conventional dealerships won’t solve the core issue. The solution lies in fundamentally different acquisition methods.
- Cash Purchase: This is the most straightforward and unequivocally permissible method. Buying a car outright with cash avoids any financial entanglements, interest, or debt. It requires upfront savings but offers complete peace of mind and immediate ownership.
- Halal Car Finance (Islamic Finance): This is the key alternative for those who cannot pay cash upfront. Islamic finance operates on principles that prohibit Riba (interest) and speculative transactions (Gharar).
- Murabaha (Cost-Plus Financing): In a Murabaha arrangement, the financial institution buys the car from the dealership and then sells it to the customer at a predetermined profit margin. The customer repays the institution in instalments. The key here is that the profit margin is fixed upfront, and there’s no accruing interest.
- Ijarah (Leasing): An Ijarah contract is essentially a lease-to-own agreement. The financial institution purchases the car and leases it to the customer for a specified period. At the end of the lease, ownership is typically transferred to the customer. This avoids interest by structuring it as a rental agreement with an option to purchase.
- Takaful (Islamic Insurance): While not directly about car acquisition, it’s a vital component of ethical car ownership. Instead of conventional insurance, Takaful operates on a mutual cooperation model where participants contribute to a fund to cover each other against losses.
Finding Ethical Car Finance Providers
Several institutions in the UK specialise in Sharia-compliant car finance. These providers are regulated and structured to ensure adherence to Islamic principles. It’s essential to research and compare their offerings to find the best fit.
- Al Rayan Bank: A prominent Islamic bank in the UK offering Sharia-compliant home and car finance. They utilise Murabaha contracts for vehicle acquisition.
- Gatehouse Bank: Another UK-based Islamic bank that provides ethical property and vehicle finance solutions.
- Specific Islamic Finance Brokers: Some brokers specialise in connecting individuals with Sharia-compliant finance products from various providers. They can help navigate the options and requirements.
Tips for an Ethical Car Purchase
- Prioritise Cash: If feasible, saving up and purchasing the car with cash is the best option to avoid any financial complexities.
- Research Sharia-Compliant Options: If financing is necessary, thoroughly research and understand the different Islamic finance models (Murabaha, Ijarah) and compare providers.
- Read Contracts Carefully: Always read the full terms and conditions of any financial agreement to ensure it aligns with Islamic principles and your understanding. Look for explicit statements about no interest and clear profit margins.
- Seek Independent Advice: Consult with a knowledgeable Islamic scholar or an independent financial advisor specialising in Islamic finance if you have any doubts.
- Focus on Need vs. Want: Cultivate a mindset of purchasing a vehicle for practical needs rather than for status or excessive luxury, promoting moderation and avoiding unnecessary debt.
How to Avoid Interest (Riba) in Car Purchases
Avoiding Riba (interest) in car purchases is a fundamental ethical consideration for many, especially those adhering to Islamic principles. It requires a conscious effort to seek out alternative financial structures and a clear understanding of what constitutes Riba.
Understanding Riba and Its Implications
Riba, in Islamic jurisprudence, refers to any excess or increase obtained without legitimate effort or exchange in a transaction. It specifically prohibits interest on loans, whether simple or compound, and is considered a major sin due to its exploitative nature and contribution to economic inequality. Ezybook.co.uk Review
- Conventional Car Loans: These are inherently Riba-based. When you take out a loan, you repay the principal amount plus an additional percentage (interest) over time. This interest is the forbidden element.
- Lease Purchase Agreements: Many traditional lease-purchase agreements also involve interest calculations embedded in the monthly payments or balloon payments, making them problematic.
Strategies for Riba-Free Car Acquisition
The goal is to acquire the car through a transaction where the financial institution either buys the car outright and then sells it to you at a pre-agreed mark-up (profit, not interest) or leases it to you with an option to purchase.
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Cash Purchase (Preferred Method): This is the simplest and most direct way to avoid Riba. If you have the funds available, buying the car outright eliminates any form of financing and the associated interest. This is the ideal scenario for full ethical compliance and financial freedom.
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Halal Car Finance / Islamic Finance: This is the most viable alternative for those who need financing.
- Murabaha (Cost-Plus Sale):
- Mechanism: The Islamic financial institution (e.g., an Islamic bank) buys the car from the dealership on your behalf.
- Then, the institution sells the car to you at a higher, agreed-upon price (the original cost plus a pre-determined profit margin).
- You repay the institution in fixed, interest-free instalments over a specified period.
- Key Difference from Conventional Loan: The institution takes ownership risk of the asset before selling it to you, and the profit is part of a sale transaction, not a charge on a loan. The total price is fixed from the outset.
- Ijarah (Leasing with Option to Purchase):
- Mechanism: The Islamic financial institution buys the car and then leases it to you for a fixed term.
- You pay monthly rental payments.
- At the end of the lease term, you have the option to purchase the car at a pre-agreed residual value, or sometimes ownership is transferred for a nominal fee.
- Key Difference from Conventional Lease: The lease agreement itself is structured without interest. The institution bears the responsibility of ownership (e.g., major repairs) during the lease term, unlike a conventional finance lease where the lessee bears most risks.
- Murabaha (Cost-Plus Sale):
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Saving Up: If neither cash nor Islamic finance is immediately accessible, a disciplined approach to saving until you can afford the car outright is a highly commendable and Riba-free strategy. This might mean delaying the purchase, but it ensures complete ethical compliance.
What to Look Out For in Contracts
When reviewing any car purchase agreement, especially one presented as “Islamic finance”: Luviacure.co.uk Review
- Avoid APR/Interest Rates: The presence of an Annual Percentage Rate (APR) or explicit interest rate percentages typically indicates a conventional, Riba-based loan.
- Fixed Profit Rate vs. Variable Interest: In Murabaha, the profit margin is fixed and disclosed upfront as part of the sale price, not as a fluctuating interest rate.
- Asset Ownership: Ensure the financial institution genuinely purchases and owns the asset (the car) before selling or leasing it to you. This transfer of ownership and risk is a key differentiator from conventional lending.
- Clear Sale Price: In Murabaha, the total sale price, including the profit, should be clearly stated and fixed from the beginning.
- No Late Payment Penalties as Interest: While Islamic finance may have administrative fees for late payments to cover actual costs, they should not be structured as increasing interest on the overdue amount.
By understanding these distinctions and actively seeking out Sharia-compliant alternatives, consumers can navigate the car market without compromising their ethical principles.
The Ethical Implications of Car Finance for Consumers
The way we finance our vehicles has significant ethical implications, extending beyond mere financial cost. For a considerable portion of the global population, particularly Muslims, the conventional model of car finance presents a fundamental conflict with deeply held religious and moral principles due to the prohibition of interest (Riba).
The Concept of Riba and its Prohibition
In Islam, Riba refers to any unlawful gain or excess in a transaction, most commonly understood as interest charged on loans. It is explicitly prohibited in the Quran and Sunnah. The prohibition stems from several ethical concerns:
- Exploitation: Riba is seen as a form of exploitation, where wealth is generated without legitimate effort or risk-sharing, often at the expense of those in need.
- Economic Inequality: It contributes to wealth concentration in the hands of a few, widening the gap between rich and poor.
- Uncertainty (Gharar): Traditional financial instruments often involve elements of excessive uncertainty or speculation, which are also discouraged.
- Social Justice: Islamic finance promotes risk-sharing, fairness, and justice in economic transactions, which Riba undermines.
Impact on Muslim Consumers
For Muslim consumers, engaging in interest-based car finance is not merely a financial decision but a matter of religious obedience. This creates a dilemma: access to necessary transportation often requires financing, but conventional options are ethically forbidden. This can lead to:
- Limited Options: Fewer choices for car acquisition, often forcing individuals to save for longer or rely on less convenient alternatives.
- Financial Strain: The desire to avoid Riba might mean purchasing older, less reliable vehicles if cash is the only immediately available option, potentially incurring higher maintenance costs.
- Compromise (Unfortunately Common): Some individuals may feel compelled to engage in Riba-based finance due to lack of awareness of alternatives or perceived necessity, leading to internal conflict and regret.
Broader Ethical Concerns (Beyond Riba)
Even for those not bound by the prohibition of Riba, conventional car finance raises other ethical questions: Flatpackconstruction.co.uk Review
- Debt Accumulation: Easy access to credit can lead to excessive debt, placing individuals under significant financial stress and limiting their future economic freedom.
- Hidden Fees and Charges: Some finance agreements can contain complex terms, hidden fees, and balloon payments that may not be fully understood by the consumer, leading to unexpected costs.
- Consumer Behaviour: The emphasis on monthly payments rather than total cost can encourage consumers to purchase vehicles beyond their means, fuelling consumerism and dissatisfaction.
- Environmental Impact: Easy financing of new cars can indirectly contribute to faster vehicle turnover and higher carbon emissions, which presents a broader ethical concern regarding environmental stewardship.
The Way Forward: Promoting Ethical Alternatives
The availability and promotion of ethical, Riba-free alternatives are crucial. Businesses like Junction17cars.co.uk, which cater to a broad UK demographic, could consider integrating Sharia-compliant finance options to serve a wider ethical consumer base. Education on personal budgeting and the benefits of cash purchases also empowers consumers to make choices aligned with their values and long-term financial well-being, fostering a more just and sustainable economic environment.
Understanding the “Distance Selling” Clause on Junction17cars.co.uk
When purchasing a vehicle, particularly online, understanding your consumer rights is paramount. Junction17cars.co.uk explicitly addresses its stance on “Distance Selling,” which is a crucial detail for any potential buyer, especially if you’re not visiting their premises.
What is Distance Selling?
The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, commonly known as the “Distance Selling Regulations,” provide consumers with specific rights when purchasing goods or services without face-to-face interaction with the seller (e.g., online, over the phone, by mail order). The key right under these regulations is often a 14-day cooling-off period, during which a consumer can cancel an order and receive a refund, even if the goods are not faulty. This period allows consumers to inspect the item as they would in a physical shop.
Junction17cars.co.uk’s Stated Position
Junction17cars.co.uk states: “Please note we do not operate an organised distance selling scheme as defined by The Consumer Contracts (Cancellation, Information and Additional Charges) Regulations 2013. Therefore, even if you choose to not view your vehicle at our premises prior to purchase, you will not be entitled to cancel your order under any 14 day cancellation period. All other statutory rights remain unaffected.”
Implications for the Buyer
This statement has significant implications: Amdmaintenance.co.uk Review
- No 14-Day Cooling-Off Period: If you purchase a car from Junction17cars.co.uk without physically viewing it at one of their locations, you will not have the automatic right to cancel the order within 14 days simply because you changed your mind or found the car wasn’t what you expected upon delivery.
- Buyer Responsibility: This places a higher degree of responsibility on the buyer to thoroughly research the vehicle, ask detailed questions, and ideally, arrange a physical viewing before committing to the purchase.
- “All Other Statutory Rights Remain Unaffected”: While the 14-day cancellation right is explicitly excluded, other consumer rights under UK law (e.g., rights regarding faulty goods under the Consumer Rights Act 2015) still apply. This means if the car is not of satisfactory quality, not fit for purpose, or not as described, you still have legal recourse. However, the onus would be on proving a defect rather than simply a change of mind.
- Impact on Online Buying: For a company that promotes “Buy or Reserve Online,” this clause is particularly important. While the convenience of online purchase is there, the associated consumer protection for distance selling is explicitly opted out of by the seller.
Why Would a Dealership Opt Out?
Dealerships may opt out of organised distance selling schemes for several reasons:
- High Value, Complex Goods: Cars are high-value, complex items. A buyer’s remorse return can be costly for a dealership, involving collection, re-inspection, and potential depreciation.
- Physical Inspection Encouragement: It encourages customers to visit the premises and inspect the vehicle before purchase, ensuring they are fully satisfied with the specific car they are buying. This can reduce disputes down the line.
- Avoiding “Showrooming”: Some businesses wish to avoid being used as a “showroom” where customers view a product only to buy it elsewhere for a lower price, or return it easily after a brief use.
Recommendation for Buyers
Before purchasing a car from Junction17cars.co.uk (or any dealership with a similar clause) without a physical viewing:
- Request Detailed Photos/Videos: Ask for comprehensive, high-resolution photos and videos, highlighting any imperfections.
- Ask Specific Questions: Clarify all aspects of the car’s condition, service history, and any known issues.
- Consider an Independent Inspection: Arrange for an independent mechanic or vehicle inspection service to check the car on your behalf before committing to the purchase. This is a small investment that can save significant hassle and money.
- Understand Terms: Read their full “Terms & Conditions” and “Cancellation Under The Distance Selling Regulations” policies carefully.
In essence, while Junction17cars.co.uk offers the convenience of online browsing and purchase, buyers must be acutely aware that the generous 14-day “no-questions-asked” cancellation right typically associated with distance selling does not apply to their purchases if not viewed in person.
FAQ
What is Junction17cars.co.uk?
Junction17cars.co.uk is an independent, family-owned used car dealership based in the UK, specialising in prestige used cars, with three physical locations in Peterborough, Grantham, and Rugby.
Does Junction17cars.co.uk offer car finance?
Yes, Junction17cars.co.uk prominently offers car finance options, acting as a credit broker authorised and regulated by the Financial Conduct Authority (FCA). Galatent.co.uk Review
Is the car finance offered by Junction17cars.co.uk Sharia-compliant?
No, the car finance offered by Junction17cars.co.uk is conventional interest-based finance, clearly indicating an Annual Percentage Rate (APR) and interest charges, which are not Sharia-compliant (Riba).
Can I buy a car with cash from Junction17cars.co.uk?
Yes, the website mentions a “Cash Payments” policy, implying that purchasing a car outright with cash is an option, which is the only Riba-free method available directly through their conventional offerings.
Are there any ethical concerns with Junction17cars.co.uk for Muslim buyers?
Yes, the primary ethical concern for Muslim buyers is the prominent offering of conventional interest-based car finance (Riba), which is strictly prohibited in Islamic finance.
What are the alternatives to interest-based car finance?
Alternatives include paying with cash, or seeking out Sharia-compliant Islamic finance providers who offer products like Murabaha (cost-plus sale) or Ijarah (leasing with option to purchase) from other financial institutions.
Does Junction17cars.co.uk offer a 14-day cancellation period for online purchases?
No, Junction17cars.co.uk explicitly states that they do not operate an organised distance selling scheme, meaning you will not be entitled to a 14-day cancellation period if you do not view the vehicle at their premises prior to purchase. My-tours.co.uk Review
Where are Junction17cars.co.uk’s locations?
Junction17cars.co.uk has three physical locations: Peterborough, Grantham, and Rugby in the UK.
Can I sell my car to Junction17cars.co.uk?
Yes, Junction17cars.co.uk offers services to sell your car, including an “Instant Car Valuation” and “Car Brokerage” options.
Is Junction17cars.co.uk regulated?
Yes, Junction17cars.co.uk Limited is authorised and regulated by the Financial Conduct Authority (FCA) as a credit broker (FRN 673249) and an Appointed Representative of AutoProtect (MBI) Ltd for insurance distribution (reference number 312143).
Does Junction17cars.co.uk charge commission on finance or insurance products?
Yes, they disclose that lenders pay them a fixed commission for introducing customers, and they also receive commission from their insurance provider as a proportion of the premium paid.
What types of cars does Junction17cars.co.uk sell?
Junction17cars.co.uk specialises in “Prestige Used Cars,” featuring a big selection of models from various premium brands like Audi, BMW, Mercedes, and Tesla. Wigs4u.co.uk Review
How can I check customer reviews for Junction17cars.co.uk?
The website integrates Trustpilot reviews, and you can find a direct link to their Trustpilot profile on the homepage to check customer feedback.
Can I reserve a car online with Junction17cars.co.uk?
Yes, Junction17cars.co.uk offers the option to “Buy or Reserve Online” through a step-by-step process.
What kind of warranty products does Junction17cars.co.uk offer?
The website mentions “Warranty Products” as part of their offerings, but detailed information would likely be found on their dedicated “Products” or “Warranty” pages.
How can I contact Junction17cars.co.uk?
You can contact them via phone at 01733 247222, through WhatsApp, or by visiting one of their physical locations.
What are the operating hours for Junction17cars.co.uk?
Their opening times are Monday to Saturday 09:00 – 18:00 and Sunday 10:30 – 16:30. Subzero-wolf.co.uk Review
Does Junction17cars.co.uk offer a car brokerage service?
Yes, they explicitly list “Car Brokerage” as one of their services on the homepage.
What information does Junction17cars.co.uk provide about their finance terms?
They provide a “Representative Example” showing the cash price, total deposit, total amount of credit, monthly payments, agreement duration, fees, interest charges, total amount payable, annual fixed interest rate, and representative APR.
Is it recommended to physically view a car from Junction17cars.co.uk before buying online?
Yes, due to their explicit “Distance Selling” clause, it is highly recommended to physically view the vehicle at their premises or arrange an independent inspection before purchase to ensure satisfaction and avoid limitations on cancellation rights.
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