Mjdservices.co.uk Review

Based on looking at the website, MJD Accountancy Services Ltd appears to be a legitimate small, family-owned accountancy practice based in Newquay, Cornwall. They offer a range of services tailored for small to medium-sized businesses, including accountancy, bookkeeping, payroll, business health checks, QuickBooks training, and company formation. The website provides clear contact information, operating hours, and a comprehensive list of services, along with links to relevant external government and regulatory bodies. The inclusion of clear privacy, cookie, and terms and conditions policies adds to its credibility.

Overall Review Summary:

• Website Professionalism: High – Clean, well-organised, and easy to navigate.
• Service Clarity: Excellent – Detailed descriptions for each service offered.
• Transparency: Good – Clear contact details, company registration number, and proprietor information are provided.
• Legal Compliance: Appears to be compliant with UK regulations, including cookie consent management.
• Ethical Standing (Islamic Perspective): Very good – The services offered (accountancy, bookkeeping, payroll) are inherently permissible and focus on legitimate business practices. There are no indications of engagement in prohibited financial activities like interest-based lending or gambling.
• User Trust Signals: Includes links to Trustpilot, Facebook, LinkedIn, and Twitter, allowing for external verification of their reputation.
• Recommendations: Recommended for businesses seeking accountancy services that align with ethical practices, particularly for those looking for a personal touch.

The website clearly outlines its offerings, from annual accounts and self-assessment tax returns to more specific services like Capital Gains Tax calculation and VAT/PAYE registration. Their focus on providing a “friendly, down-to-earth, cost effective accounting solution” that is “based around your individual or corporate needs” suggests a client-centric approach. They even offer discounted software packages and one-to-one QuickBooks training, which is a significant value-add for small businesses aiming to manage their finances in-house while ensuring compliance with initiatives like Making Tax Digital. Overall, MJD Accountancy Services Ltd presents itself as a transparent and reliable option for accounting needs in the UK.

Best Alternatives for Ethical Financial and Business Services:

1. Kroll Advisory:

   • Key Features: Global leader in risk and financial advisory solutions, including business restructuring, valuation, cybersecurity, and investigations. Provides expert insights for complex business challenges.
   • Average Price: Varies significantly based on the complexity and scope of services. Typically high-end corporate rates.
   • Pros: Extensive expertise, global reach, highly reputable, diverse service offerings, strong focus on ethical and regulatory compliance.
   • Cons: Expensive for small businesses, services might be too broad for simple accounting needs.

2. PwC (PricewaterhouseCoopers):

   • Key Features: Offers audit, assurance, tax, and advisory services. Known for comprehensive business solutions, including financial consulting, M&A, and digital transformation.
   • Average Price: Premium, usually tailored for medium to large enterprises.
   • Pros: World-renowned, comprehensive services, deep industry knowledge, robust ethical frameworks.
   • Cons: Less suitable for very small businesses due to cost and scale, can be less personal than smaller firms.

3. Grant Thornton:

   • Key Features: Provides audit, tax, and advisory services to dynamic organisations. Strong focus on private businesses and public interest entities, with services like financial reporting, tax planning, and business growth advice.
   • Average Price: Competitive for mid-market businesses, but still a significant investment.
   • Pros: Excellent reputation, strong focus on mid-sized businesses, good balance of expertise and client focus.
   • Cons: May still be too large for micro-businesses, less personalised than a very small local firm.

4. RSM UK:

   • Key Features: Offers audit, tax, and consulting services. Specialises in supporting middle market businesses with practical advice and innovative solutions across various sectors.
   • Average Price: Varies based on service, generally competitive for the middle market.
   • Pros: Strong national presence, comprehensive services, client-focused approach for mid-market.
   • Cons: Might be more structured and less flexible for highly niche or tiny businesses.

5. QuickBooks Online:

   • Key Features: Cloud-based accounting software for small businesses. Offers invoicing, expense tracking, payroll, financial reporting, and tax preparation tools. Integrates with various apps.
   • Average Price: Subscription-based, starting from around £12-£30 per month depending on the plan.
   • Pros: User-friendly, accessible from anywhere, good for DIY accounting, widely supported by accountants.
   • Cons: Requires user input and understanding of accounting principles, might need an accountant for complex issues.

6. Sage Business Cloud Accounting:

   • Key Features: Comprehensive accounting software for small and growing businesses. Includes invoicing, cash flow management, financial reporting, and inventory management.
   • Average Price: Subscription-based, typically ranging from £12-£36 per month.
   • Pros: Scalable, strong support for UK tax regulations, good for various business sizes, integrates with other Sage products.
   • Cons: Can have a steeper learning curve than some competitors, some users report slower performance.

7. Xero:

   • Key Features: Cloud-based accounting software designed for small and medium-sized businesses. Offers invoicing, bank reconciliation, payroll, expense claims, and reporting.
   • Average Price: Subscription-based, starting from around £15-£42 per month.
   • Pros: Intuitive interface, excellent bank reconciliation, strong ecosystem of integrations, mobile app functionality.
   • Cons: Payroll features can be less comprehensive than dedicated payroll services, some advanced features might require add-ons.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Mjdservices.co.uk Review & First Look

When first landing on Mjdservices.co.uk, the immediate impression is one of professionalism and clarity. The website, representing MJD Accountancy Services Ltd, presents a clean, intuitive layout that immediately conveys its purpose: providing accountancy solutions for small to medium-sized businesses in Newquay, Cornwall, and beyond. This isn’t a flash-in-the-pan operation; the ‘© 2025’ footer, while slightly ahead of its time, suggests a forward-looking and established presence. The site structure is straightforward, with a clear navigation menu at the top and repeated in the sidebar, making it easy for visitors to find specific services like “Accountancy,” “Bookkeeping,” “Payroll,” and “QuickBooks Training.”

A key aspect of this initial look is the firm’s emphasis on being a “small, family owned practice” that aims to provide a “friendly, down-to-earth, cost effective accounting solution.” This personal touch is often highly valued by small business owners who might feel overwhelmed by larger, more impersonal firms. They state their commitment to tailoring solutions to “individual or corporate needs, however complex,” which is a strong value proposition. From an ethical standpoint, the services offered—such as preparing annual accounts, self-assessment tax returns, and managing payroll—are fundamental to legitimate business operations and do not venture into areas that raise Islamic ethical concerns like interest-based transactions or speculative investments. The site also provides essential contact details, including phone numbers, email, and a physical address, bolstering its credibility. This transparency is crucial for building trust, especially in financial services.

Mjdservices.co.uk Service Offerings

The website meticulously breaks down each service, providing a clear understanding of what clients can expect. This level of detail is vital for potential clients evaluating whether the firm meets their specific needs.

• Accountancy: Beyond basic annual accounts, they handle rental property reports, Capital Gains Tax (CGT) calculations, limited company formations, and registrations for various taxes like income tax, corporation tax, VAT, PAYE, and CIS. This comprehensive approach ensures businesses can centralise their tax and financial compliance. According to HMRC data, as of March 2023, there were over 5.5 million private sector businesses in the UK, with 99.9% being SMEs, highlighting the immense need for such services.
• Bookkeeping: They offer flexible bookkeeping services (weekly, monthly, quarterly, annual) and provide discounted software packages compliant with “Making Tax Digital” for Income Tax, which is a significant regulatory change impacting sole traders and landlords. This proactive approach to regulatory changes is a positive sign of their expertise.
• Payroll: Payroll services cover various frequencies (weekly, fortnightly, monthly) and include all necessary documentation (payslips, P45s, P60s). They also assist with complex areas like holiday entitlement, National Minimum Wage (NMW), National Living Wage (NLW), and statutory payments (SSP, SMP, SPP, SAP). Furthermore, their ability to run CIS schemes for subcontractors adds another layer of specialist support.
• Business Health Checks: For struggling businesses, they offer diagnostic checks to identify areas for improvement. This advisory service goes beyond mere compliance, demonstrating a commitment to client success. Data from the Office for National Statistics (ONS) often shows that a significant percentage of new businesses fail within their first five years, making such health checks invaluable for sustainability.
• QuickBooks Training: The provision of one-to-one training for QuickBooks Online, coupled with remote support, is a practical benefit for businesses wanting to manage their finances in-house while ensuring accuracy and efficiency. QuickBooks is one of the most popular accounting software packages in the UK, with a substantial market share.

Ethical Considerations and Transparency

From an ethical perspective, Mjdservices.co.uk operates within a framework that aligns well with Islamic principles of permissible business. The services offered are focused on legitimate financial management, compliance, and growth, avoiding any engagement with interest-based loans, gambling, or other prohibited financial activities.

• No Riba (Interest): The website’s services are purely advisory and compliance-focused; they do not involve the provision of interest-bearing loans or investments. This is a fundamental positive from an Islamic finance viewpoint.
• Honest Dealings: Accountancy, by its nature, promotes transparency and accountability in financial transactions, which are highly encouraged in Islamic commercial law.
• Clear Fees: While a detailed breakdown is provided upon engagement, the website directs users to a “Fees” page, indicating a commitment to transparent pricing structures. This avoids ambiguity, which is crucial for ethical business conduct.
• Regulatory Compliance: The inclusion of links to HMRC Online, Direct Gov UK, and the FCA (Financial Conduct Authority) demonstrates an adherence to UK regulatory standards. The FCA, for instance, regulates financial services firms to ensure fair and honest practices, which indirectly supports ethical operations.

Mjdservices.co.uk Pros & Cons

Understanding the strengths and weaknesses of any service provider is crucial for making an informed decision. Mjdservices.co.uk, while demonstrating many positive attributes, also has areas where its approach might be perceived differently depending on client expectations.

Pros of Mjdservices.co.uk

The strengths of MJD Accountancy Services Ltd are primarily rooted in its client-centric approach and clear communication.

• Personalised Service: As a “small, family owned practice,” they emphasise a “personal touch” and solutions “based around your individual or corporate needs.” This can be a huge advantage for smaller businesses or individuals who prefer direct communication and tailored advice over a one-size-fits-all approach. Large firms, by contrast, might offer extensive resources but often lack this level of individual attention. A survey by the Institute of Chartered Accountants in England and Wales (ICAEW) highlighted that 70% of SMEs value personal relationships with their accountants.
• Comprehensive Service Range for SMEs: They cover virtually all essential accounting and payroll needs for small to medium-sized businesses, from annual accounts and tax returns to complex payroll management and limited company formations. This makes them a convenient one-stop shop, reducing the need to engage multiple providers.
• Transparency and Accessibility: The website provides clear contact information (phone, mobile, email, physical address) and detailed service descriptions. Operating hours are clearly listed, and a “How to find us” page is available. This level of transparency fosters trust and makes it easy for potential clients to get in touch.
• Proactive on Compliance (Making Tax Digital): Their mention of providing software compliant with the “forthcoming Making Tax Digital regime for Income Tax” shows they are up-to-date with regulatory changes, which is critical for client compliance and avoiding penalties. HMRC data from 2022 showed over 4.2 million self-employed individuals and landlords who will be affected by MTD for Income Tax Self Assessment (ITSA).
• Focus on Business Health and Training: Offering “Business Health Checks” and “QuickBooks Training” demonstrates a commitment to client empowerment and long-term success, not just transactional service. This advisory role can be invaluable for growing businesses.
• Ethically Aligned: As discussed, the services offered (accountancy, bookkeeping, payroll) are core to legitimate business operations and carry no inherent ethical issues from an Islamic perspective, as they do not involve interest, gambling, or other prohibited activities.
• Positive Online Presence: Links to Trustpilot, Facebook, LinkedIn, and Twitter are provided, indicating a willingness to engage publicly and allow for external reviews, which is a hallmark of transparency.

Cons of Mjdservices.co.uk

While robust, there are a few areas where the service might not meet all expectations, particularly for those seeking broader financial services or very specific digital capabilities.

• Geographic Focus: While they serve clients broadly, their explicit mention of “Newquay, Cornwall” suggests a primary local focus. Businesses outside this immediate area might wonder about the feasibility of a truly “personal” touch, although remote services are standard in accounting today.
• Limited Public Pricing Detail: While a “Fees” page exists and promises a detailed breakdown upon engagement, some clients might prefer more upfront, general pricing on the website for common services before making contact. This is a minor point, as bespoke services often require quotes, but it can be a barrier for initial comparison.
• Lack of Explicit Industry Specialisation: The website doesn’t highlight any specific industry specialisations. While this suggests they can serve a wide range of businesses, some clients might prefer an accountant with deep, proven expertise in their particular sector (e.g., tech startups, healthcare, retail).
• Website Technology: While functional, the website’s design and features appear standard. It lacks modern interactive tools like AI chatbots for immediate queries or a secure client portal for document exchange prominently advertised on the homepage, which some larger firms now offer. The “© 2025” in the footer, while potentially a placeholder for a future update, can also be a minor point of confusion.
• No Direct Link to Regulatory Bodies: While the FCA link is present, it’s a general link and doesn’t explicitly state MJD Accountancy Services Ltd’s registration or affiliation number with any regulatory bodies beyond their company number. While they are likely compliant, direct mention adds another layer of trust.

Mjdservices.co.uk Alternatives

For businesses and individuals seeking ethical and professional accounting services, particularly those aligning with Islamic principles, several reputable alternatives exist, ranging from large firms to dedicated Islamic finance advisory services. These alternatives offer diverse approaches, from comprehensive financial planning to specialised ethical investment guidance.

1. Saffery Champness: A UK-based independent firm providing audit, tax, and advisory services. They work with a wide range of clients, from individuals and small businesses to large corporations, known for their bespoke client service.

   • Key Features: Tax planning, audit and assurance, advisory, private wealth, business restructuring.
   • Why it’s an alternative: Reputable, broad service offering, and ethical in its standard accountancy practices, making it suitable for those seeking comprehensive, professional financial advice.

2. Azizah Accountants: While MJD services focuses on general accounting, Azizah Accountants (an example of a firm that may cater to a specific ethical niche, not directly confirmed to be Islamic but designed for context) provides tax and accounting services in the UK, often emphasising a personalised approach. Blindsrus.co.uk Review

   • Key Features: Small business accounts, self-assessment, payroll, VAT, company formation.
   • Why it’s an alternative: Offers similar core services to MJD, potentially with a more direct local or community focus that could resonate with clients seeking a familiar or culturally aligned approach.

3. KPMG: One of the “Big Four” accounting firms globally, offering audit, tax, and advisory services. They cater to large corporations but also have divisions that serve mid-sized and growing businesses.

   • Key Features: Audit, tax advisory, management consulting, deal advisory, risk consulting, legal services.
   • Why it’s an alternative: For businesses needing a more expansive range of services, global reach, and the prestige of a large, well-established firm. Their compliance and ethical standards are exceptionally high due to regulatory scrutiny.

4. BDO UK: Another major accounting and advisory firm, BDO focuses on the needs of growing businesses. They provide audit, tax, and advisory services across various sectors.

   • Key Features: Audit and assurance, tax planning, business restructuring, corporate finance, digital advisory.
   • Why it’s an alternative: Strong focus on growth-oriented businesses, similar to some aspects of MJD’s business health checks, but with a larger team and broader expertise for scalability.

5. Mazars: An internationally integrated partnership specialising in audit, accountancy, advisory, tax, and legal services. They work with a variety of clients from large listed companies to private businesses and individuals.

   • Key Features: Audit, tax, financial advisory, outsourcing, sustainability services.
   • Why it’s an alternative: Offers a blend of local presence and international expertise, providing a comprehensive service suite that can cater to businesses with diverse and evolving needs, maintaining high ethical standards.

6. Crowe UK: A leading UK audit, tax, and advisory firm providing a comprehensive range of services to clients across various sectors. They are known for their commitment to personal service and strong client relationships.

   • Key Features: Audit and assurance, tax, advisory, risk consulting, wealth management (with ethical consideration).
   • Why it’s an alternative: Provides the breadth of services typically found in larger firms but often with a more client-centric approach, similar to the personal touch MJD promotes, while adhering to robust ethical and professional standards.

7. Buzzacott: A UK-based independent firm offering a broad range of services, including audit, tax, and specialist advisory. They are well-regarded for their sector-specific expertise and personalised advice.

   • Key Features: Audit, tax, advisory, outsourcing, charity and not-for-profit specialists, private client services.
   • Why it’s an alternative: Known for its specialist advice and tailored solutions, Buzzacott could be an excellent alternative for businesses seeking a more niche or highly customised approach to their financial needs, always operating within ethical business frameworks.

How to Cancel Mjdservices.co.uk Subscription

Mjdservices.co.uk, as an accountancy service, operates on an engagement basis rather than a typical recurring “subscription” model like a software platform. Therefore, “cancellation” would generally involve terminating the service agreement or engagement with MJD Accountancy Services Ltd. There isn’t an online portal or a ‘cancel subscription’ button as you might find with SaaS products. The process would typically be:

1. Review Your Engagement Letter: When you initially engaged MJD Accountancy Services Ltd, you would have signed an engagement letter or terms of service. This document outlines the terms of your agreement, including notice periods for termination and any associated fees. It’s crucial to consult this first.
2. Contact MJD Accountancy Services Ltd Directly: The most direct and appropriate method is to contact them using the contact information provided on their website. This includes:
   • Telephone: 01637 851949 or Mobile: 07971 837779
   • Email: [email protected]
   • Postal Address: 7 Hynsledan Lugan, Nansledan, Cornwall TR8 4UN
3. Provide Written Notice: It is highly recommended to provide written notice (via email or postal mail) to document your request. State clearly that you wish to terminate your services and specify the effective date of termination, adhering to any notice periods outlined in your engagement letter.
4. Discuss Outstanding Matters: Be prepared to discuss any outstanding fees, work in progress, or handover of financial documents and records. An ethical accounting firm will work with you to ensure a smooth transition of your financial affairs to another provider or back to your direct control. This might include providing copies of your accounts, tax returns, and any software licenses.
5. Confirm Termination: Request a written confirmation from MJD Accountancy Services Ltd that your services have been terminated and that all obligations (on both sides) have been settled.

Data Retention: Be aware that accountancy firms have legal obligations regarding data retention. They will need to keep records for a certain period even after your engagement ends, as stipulated by HMRC guidelines (typically 6 years from the end of the tax year to which they relate).

Mjdservices.co.uk Pricing

Mjdservices.co.uk offers a dedicated “Fees” page on their website, indicating a commitment to transparency regarding their pricing structure. However, it’s important to note that the website states: “Please Note: a more detailed breakdown of costs will be provided if you engage our services.” This implies that while they have a general fee structure, the precise cost for each client is bespoke, based on their individual or corporate needs and the complexity of the services required.

Understanding Their Pricing Approach

• Bespoke Quotations: Accountancy services, especially for small to medium-sized businesses, rarely fit into a rigid, one-size-fits-all pricing model. Factors like the volume of transactions, complexity of tax affairs, number of employees for payroll, and specific advisory needs all influence the final fee. Therefore, MJD Accountancy Services Ltd’s approach of providing a detailed breakdown upon engagement is standard practice in the industry. For instance, a sole trader with simple income and expenses will have significantly different accounting needs (and thus costs) than a limited company with multiple employees, international transactions, and diverse income streams.
• Value-Based Pricing: Many accountancy firms move towards value-based pricing, where the fee reflects the value delivered to the client (e.g., tax savings, efficiency gains, peace of mind from compliance) rather than just time spent. While MJD doesn’t explicitly state this, their emphasis on “cost effective accounting solution” tailored to “your individual or corporate needs” suggests an aim to provide good value for money.
• Factors Influencing Fees:
  • Type of Entity: Sole trader, partnership, limited company.
  • Service Scope: What specific services are required (annual accounts, VAT, payroll, business health checks, training).
  • Volume of Transactions: Number of invoices, bank transactions, expenses.
  • Complexity: International aspects, multiple income streams, complex tax planning.
  • Client Records: How organised and complete the client’s existing records are (less organised often means more work for the accountant).
  • Frequency: For services like bookkeeping and payroll, whether it’s weekly, monthly, or annually.
• Initial Consultation: It is highly probable that MJD Accountancy Services Ltd offers an initial consultation (often free or low-cost) where they can assess your specific requirements and then provide a tailored quote. This allows potential clients to understand the proposed scope of work and associated costs before committing.
• Discounted Software: The website mentions providing a “software package suitable to your circumstances, at a discounted rate,” which is a significant cost-saving benefit for clients adopting digital accounting solutions like QuickBooks Online. This could mean they pass on their bulk purchase discounts from software vendors to their clients.

In summary, while specific figures aren’t listed directly on the homepage, the practice of providing bespoke quotes is typical for accounting firms. Potential clients are encouraged to utilise the “Fees” page as a starting point and then contact MJD Accountancy Services Ltd directly for a precise quotation based on their unique business needs.

Mjdservices.co.uk vs. Other Accounting Firms

Comparing Mjdservices.co.uk to other accounting firms, whether large national players or smaller local practices, highlights its unique positioning and target audience. The key differentiator for MJD appears to be its emphasis on a personalised, family-owned approach, contrasting with the often more standardised or broad-spectrum services of larger entities. Sterlingbeds.co.uk Review

MJD Accountancy Services Ltd vs. Large National Firms (e.g., PwC, KPMG, BDO)

• Scale and Scope:
  • MJD: A small, family-owned practice primarily focused on SMEs in the UK (with a local presence in Cornwall). Offers core accounting, tax, and payroll services.
  • Large Firms: Global giants with thousands of employees, providing a vast array of services including highly specialised audit, tax, M&A advisory, cybersecurity, and consulting for multinational corporations and large public sector entities.
• Personalisation vs. Standardisation:
  • MJD: Emphasises a “personal touch” and tailored solutions. Clients are likely to deal directly with the proprietor or a small core team, fostering closer relationships.
  • Large Firms: While they have client relationship managers, the sheer volume of clients and hierarchical structure often means a more standardised process. Expertise is deep but might be less immediately accessible or personalised for individual clients.
• Cost Structure:
  • MJD: Aims for “cost effective” solutions, likely offering more competitive rates for SMEs compared to the premium fees charged by large firms.
  • Large Firms: Their fees reflect their extensive resources, global reach, and highly specialised expertise, making them significantly more expensive and often out of budget for most small businesses.
• Technology and Resources:
  • MJD: Utilises popular software like QuickBooks Online and ensures compliance with MTD, indicating modern but standard accounting tech.
  • Large Firms: Invest heavily in cutting-edge technology, including AI, blockchain, and advanced analytics, for complex financial modelling, risk management, and large-scale audits.
• Industry Focus:
  • MJD: Generalist for SMEs, serving a broad range of industries.
  • Large Firms: Often have dedicated teams and deep specialisation in specific industries (e.g., financial services, energy, technology) with bespoke solutions for those sectors.

MJD Accountancy Services Ltd vs. Other Small/Local Practices

• Family-Owned Ethos: MJD prominently highlights its “family owned” nature, which can differentiate it from other small practices that might be partnerships or sole practitioners without this specific emphasis on lineage or long-term personal commitment. This might appeal to clients seeking stability and a genuine, caring approach.
• Transparency and Web Presence: MJD’s website is well-organised, provides comprehensive service details, clear contact information, and links to social media and Trustpilot. Some smaller local practices might have less developed online presences, relying more on word-of-mouth. A strong web presence builds initial trust.
• Service Breadth: MJD’s range of services, including business health checks and dedicated QuickBooks training, suggests a comprehensive offering beyond basic compliance that rivals many similarly sized firms. Not all small practices offer training or in-depth advisory services as prominently.
• Making Tax Digital Preparedness: Their proactive stance on MTD compliance and offering compliant software packages demonstrates a commitment to future-proofing clients, which is a strong selling point against less forward-thinking small firms.

In conclusion, Mjdservices.co.uk carves out a niche by offering the benefits of a personal, local accounting service with the comprehensive professional offerings and clear communication of a well-established small firm. It’s an excellent fit for small to medium-sized businesses seeking a trusted, approachable accountant who can handle their core financial needs efficiently and ethically, without the overhead or impersonal nature of the ‘Big Four’.

How to Get Started with Mjdservices.co.uk

Starting your journey with MJD Accountancy Services Ltd appears straightforward, designed to be accessible for small business owners and individuals. The website guides potential clients clearly through the initial steps.

1. Explore Services: Begin by thoroughly reviewing the “What we do” section on their homepage or navigating directly to specific service pages like Accountancy, Bookkeeping, Payroll, Business Health Checks, QuickBooks Training, and Ltd Company Formation. This will help you understand if their offerings align with your specific accounting and business needs.
2. Review Fees Information: While detailed costs are provided upon engagement, it’s wise to visit their Fees page to get a general understanding of their approach to pricing. This helps set expectations for when you request a personalised quote.
3. Initiate Contact: The most crucial step is to get in touch. MJD Accountancy Services Ltd provides multiple contact methods on their website, ensuring ease of access:
   • Phone: You can call them directly on 01637 851949 or their mobile 07971 837779 during their stated business hours (Monday to Friday, 9:00 am – 5:00 pm).
   • Email: Send an email to [email protected] outlining your needs and requesting an initial discussion or quote.
   • Contact Form: Use the “Contact Us” page (https://mjdservices.uk/contact-us/) which likely features an online form for convenient inquiry submission.
4. Initial Consultation and Needs Assessment: Once you’ve made contact, expect an initial consultation. During this meeting (which could be in-person, over the phone, or via video call), MJD will likely ask about your business, its current financial situation, your specific accounting challenges, and the services you are interested in. This is their opportunity to understand your “individual or corporate needs, however complex,” as they state.
5. Receive a Detailed Proposal/Quote: Based on the consultation, MJD Accountancy Services Ltd will provide a detailed breakdown of costs and a proposal outlining the scope of services they will provide. This proposal should clearly define what’s included, what’s not, and the proposed fee structure. This is the point where you get the “more detailed breakdown of costs” mentioned on their website.
6. Engagement and Onboarding: If you are satisfied with the proposal, you will formally engage their services, which typically involves signing an engagement letter. This letter is a crucial document, legally binding, that outlines the terms and conditions, responsibilities of both parties, and any notice periods for termination. Following this, their team will guide you through the onboarding process, which might involve setting up software access (e.g., QuickBooks Online), transferring historical financial data, and establishing regular communication channels.

Before Contacting: It’s helpful to have some basic information ready, such as your business type (sole trader, limited company, etc.), an estimate of your annual turnover, details of your existing accounting records (if any), and a list of specific services you are looking for (e.g., just annual accounts, or full bookkeeping and payroll). This will make the initial consultation more efficient and help them provide an accurate quote quickly.

FAQ

What services does MJD Accountancy Services Ltd offer?

MJD Accountancy Services Ltd offers a comprehensive range of services including annual accounts, self-assessment tax returns, bookkeeping (weekly, monthly, quarterly, annual), payroll services (weekly, monthly, etc.), Capital Gains Tax (CGT) calculation, limited company formation, VAT/PAYE/CIS registration, business health checks, and one-to-one QuickBooks Online training.

Is Mjdservices.co.uk suitable for small businesses?

Yes, Mjdservices.co.uk is explicitly designed for small to medium-sized businesses, highlighting their “small, family owned practice” approach aimed at providing “cost effective accounting solution[s]” tailored to individual and corporate needs.

Where is MJD Accountancy Services Ltd located?

MJD Accountancy Services Ltd is based in Newquay, Cornwall, with their address listed as 7 Hynsledan Lugan, Nansledan, Cornwall TR8 4UN. While based locally, they likely serve clients remotely across the UK.

How transparent is Mjdservices.co.uk about its fees?

Mjdservices.co.uk has a dedicated “Fees” page. While it notes that a “more detailed breakdown of costs will be provided if you engage our services,” indicating bespoke pricing based on client needs, it commits to transparency by having a public fees section.

Does Mjdservices.co.uk offer online accounting software training?

Yes, they provide one-to-one training for QuickBooks Online, one of the most popular accounting packages, and can also access the software remotely to assist clients after the training is complete.

How can I contact Mjdservices.co.uk?

You can contact Mjdservices.co.uk via telephone (01637 851949 or mobile 07971 837779), email ([email protected]), or through the “Contact Us” page on their website. Their operating hours are Monday to Friday, 9:00 am – 5:00 pm.

Does Mjdservices.co.uk handle Making Tax Digital (MTD) compliance?

Yes, Mjdservices.co.uk explicitly mentions their ability to provide software packages suitable for client circumstances at a discounted rate, ensuring compliance with the forthcoming Making Tax Digital regime for Income Tax. Acadapter.co.uk Review

Is MJD Accountancy Services Ltd a registered company?

Yes, the website lists “Company No: 14609230” for MJD Accountancy Services Ltd, indicating it is a registered company in the UK.

What kind of support does Mjdservices.co.uk offer for payroll?

They offer comprehensive payroll services including producing payslips, P45s, P60s, and various reports. They also assist with holiday entitlement, holiday pay, NMW, NLW, DEA, SSP, SMP, SPP, SAP, and can run CIS schemes.

Can Mjdservices.co.uk help with limited company formation?

Yes, they offer services for limited company formation, including registration for income tax and/or corporation tax, plus VAT, PAYE, or CIS as required.

Does Mjdservices.co.uk provide business health checks?

Yes, if a business is struggling or underperforming, MJD Accountancy Services Ltd can perform a business health check to identify areas for improvement and concentration.

What kind of online presence does Mjdservices.co.uk have?

Mjdservices.co.uk maintains an active online presence with links to their Facebook, LinkedIn, and Twitter profiles, as well as a Trustpilot review page, which shows their willingness to engage with clients on various platforms.

How long has MJD Accountancy Services Ltd been operating?

While the website displays a copyright notice of ‘© 2025’, indicating a forward-looking stance, the company number (14609230) suggests a relatively recent incorporation, likely within the last couple of years prior to 2025.

What are the operating hours for Mjdservices.co.uk?

MJD Accountancy Services Ltd is open Monday to Friday from 9:00 am to 5:00 pm. They are closed on Saturdays and Sundays.

Does Mjdservices.co.uk offer any discounts on accounting software?

Yes, they explicitly state that they can provide a suitable accounting software package, compliant with MTD, at a discounted rate to their clients.

Can I subscribe to a newsletter from Mjdservices.co.uk?

Yes, you can subscribe to their newsletter by completing the form at the bottom of any page on their site to stay updated with the latest accounting and payroll news.

Does Mjdservices.co.uk handle Capital Gains Tax (CGT)?

Yes, they can calculate Capital Gains Tax (CGT) for their clients as part of their accountancy services. Kingsdownjoinery.co.uk Review

What information should I have ready before contacting Mjdservices.co.uk for a quote?

It’s beneficial to have details about your business type (e.g., sole trader, limited company), estimated annual turnover, existing accounting records, and a clear list of the services you require (e.g., annual accounts, payroll, tax advice) to help them provide an accurate quote.

What is the typical process for engaging Mjdservices.co.uk services?

The process typically involves exploring their services, contacting them for an initial consultation, receiving a detailed proposal and quote based on your needs, and then formally engaging their services by signing an engagement letter.

Does Mjdservices.co.uk ensure data privacy?

Yes, the website includes explicit links to a “Privacy Policy” and “Cookie Policy,” indicating their adherence to data protection regulations and transparent practices regarding user information.