
Based on looking at the website, CollisionSafetyOK.com appears to be a legitimate and highly focused service designed to assist vehicle owners in Oklahoma with navigating post-collision insurance claims.
The site clearly outlines the services offered, emphasizes consumer rights, and builds trust through detailed testimonials.
While the website is functional and informative, a deeper dive reveals areas for potential enhancement, particularly in terms of comprehensive policy details and broader accessibility.
Overall Review Summary:
- Website Legitimacy: Appears legitimate and professional.
- Clarity of Services: Very clear on what they offer diminished value, total loss claims, right to appraisal, post-repair inspection.
- Trust Indicators: Features numerous positive Google reviews with external links to their origin, physical address, and contact information.
- Pricing Transparency: Offers “No Cost Consultations and Evaluations” and a “No Win, No Fee Guarantee,” which is excellent for consumers. However, specific pricing for successful cases is not detailed on the homepage.
- Ethical Considerations: The service aligns with ethical business practices, focusing on consumer advocacy and fair compensation, which is permissible.
- User Experience: Clean layout, easy navigation.
- Missing Elements: Lacks a dedicated FAQ section on the homepage, detailed ‘About Us’ section for team bios beyond generic claims, and a comprehensive blog with educational content.
The site effectively communicates its core value proposition: helping vehicle owners recover what they’re owed after a collision, particularly when dealing with insurance companies that might undervalue claims.
0.0 out of 5 stars (based on 0 reviews)
There are no reviews yet. Be the first one to write one. |
Amazon.com:
Check Amazon for Collisionsafetyok.com Review Latest Discussions & Reviews: |
Their emphasis on consumer rights, expertise in assessing diminished value, total loss, and post-repair quality, along with a “No Win, No Fee Guarantee,” are strong selling points.
The extensive list of client testimonials, with direct links to Google reviews, significantly boosts credibility.
However, for a user seeking a complete understanding, some additional information, such as more in-depth team profiles, a detailed pricing structure beyond the no-fee guarantee, and a robust FAQ section, would be beneficial.
Here are some excellent alternatives for consumers seeking similar consumer protection or professional advocacy services, focusing on ethical and permissible offerings:
- National Association of Public Insurance Adjusters NAPIA: This association provides a directory of licensed public adjusters who represent policyholders in property loss claims. While not exclusively automotive, many principles overlap in consumer advocacy against insurance companies.
- Key Features: Directory of qualified public adjusters, educational resources for policyholders, professional standards.
- Average Price: Varies, typically a percentage of the settlement, often 10-15%.
- Pros: Represents policyholders, expertise in complex claims, regulated professionals.
- Cons: Primarily for property/casualty, not exclusively automotive.
- Appraisal Institute: A global professional association for real estate appraisers, which, while not directly automotive, highlights the importance of certified appraisals in asset valuation. This provides a general understanding of professional appraisal standards.
- Key Features: Professional education and designation, ethical standards, global network.
- Average Price: N/A organization, not direct service provider.
- Pros: Sets industry standards for appraisal, provides credentialing.
- Cons: Not a direct service for vehicle owners. primarily for real estate.
- Better Business Bureau BBB: While not a direct service provider, the BBB is an excellent resource for checking the reputation and complaint history of any business, including automotive appraisal services.
- Key Features: Business reviews, complaint resolution, consumer alerts.
- Average Price: Free for consumers.
- Pros: Trustworthy ratings, dispute resolution, wide coverage.
- Cons: Not a direct service, relies on self-reported data and consumer complaints.
- Consumer Federation of America CFA: A non-profit advocacy organization that focuses on consumer protection, including issues related to insurance and automotive services.
- Key Features: Consumer advocacy, research, policy recommendations, educational resources.
- Average Price: Free non-profit advocacy.
- Pros: Strong advocate for consumer rights, provides valuable information.
- Cons: Not a direct service provider for individual claims.
- National Consumer Law Center NCLC: A non-profit organization that provides legal support and advocacy for low-income consumers, often tackling issues related to unfair business practices, including those in the automotive sector.
- Key Features: Legal advocacy, policy analysis, publications for consumer attorneys.
- Pros: Focus on vulnerable consumers, strong legal expertise.
- Cons: Primarily legal research and advocacy, not direct consumer service for all.
- Edmunds: While known for car valuations and reviews, Edmunds also offers tools and guides on understanding vehicle values, depreciation, and negotiating car prices, which can be helpful in understanding diminished value.
- Key Features: Vehicle valuation tools, car reviews, buying guides, depreciation insights.
- Average Price: Free website content.
- Pros: Comprehensive data on vehicle values, good for market research.
- Cons: Not a service for disputing claims. purely informational.
- Kelley Blue Book KBB: Similar to Edmunds, KBB provides trusted vehicle valuation tools that can help consumers establish a fair market value for their damaged or totaled vehicle before engaging with appraisers or insurance companies.
- Key Features: Vehicle valuation, car reviews, pricing guides, trade-in values.
- Pros: Industry-standard valuations, easy to use.
- Cons: Informational only, does not offer claim dispute services.
Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.
IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.
Collisionsafetyok.com Review & First Look
When you land on Collisionsafetyok.com, the first impression is one of professionalism and clarity.
The site immediately states its mission: to help individuals recover what they’re owed after a vehicle collision.
This direct approach is effective, especially for users who are likely stressed and seeking immediate solutions.
The layout is clean, with essential contact information prominently displayed at the top, including a phone number and email, along with operational hours Mon – Fri: 8:00 – 5:00. This immediate accessibility is a huge plus.
Initial Impressions: A Professional Front
The site employs a modern, clean design that conveys reliability. Kickinthetires.net Review
The color scheme is easy on the eyes, and navigation is straightforward, making it simple for a first-time visitor to understand what the company does.
There’s a clear call to action, “contact us,” which is strategically placed throughout the page.
- Visual Appeal: The website uses a professional design, avoiding clutter and focusing on core information.
- Ease of Use: Navigation is intuitive, with clear menus and direct links to service explanations.
- Brand Messaging: The message “Recovering what you’re owed after a collision” is front and center, immediately addressing a common pain point for collision victims.
Trust Signals: What Stands Out
Several elements on the homepage build immediate trust.
The presence of social media links Facebook, X-Twitter, Google, Instagram, YouTube suggests an active online presence, though the content on these platforms would need to be separately verified for consistency and engagement.
Crucially, the “No Cost Consultations and Evaluations” and “No Win, No Fee Guarantee” are significant trust builders, reducing the perceived risk for potential clients. Zenmassageca.com Review
- Contact Information: Full contact details, including a physical address 8448 S Peoria AVE, Ste D Tulsa, OK 74132, lend credibility.
- Guarantees: The “No Win, No Fee Guarantee” is a powerful assurance, indicating confidence in their services and commitment to client success.
- Certifications: Mention of “Certified ICar, ASE, and IACP Certified” adds a layer of professional legitimacy, suggesting that their appraisers meet industry standards. These certifications are well-recognized within the automotive repair and appraisal industry. For instance, ICar Inter-Industry Conference on Auto Collision Repair is a global not-for-profit organization dedicated to providing the information, knowledge, and skills required to perform complete, safe, and quality repairs. ASE Automotive Service Excellence certifications are a hallmark of technician competency, with over 300,000 certified professionals in various automotive specializations.
Collisionsafetyok.com Services & Offerings
Collisionsafetyok.com clearly defines its primary services, which revolve around assisting vehicle owners in complex insurance claim scenarios.
These services directly address common frustrations and financial losses experienced after a vehicle accident.
The website highlights five distinct services, each designed to maximize compensation and ensure proper vehicle repair.
Diminished Value Claims
This service targets the often-overlooked financial loss that occurs even after a vehicle is repaired following an accident.
A car’s resale value can significantly decrease simply because it has a collision history, regardless of the quality of repairs. Marineplumbingservice.com Review
Collision Safety Consultants aim to recover this “diminished value.”
- Concept: Diminished value is the loss in a vehicle’s market value after it has been damaged and repaired. For example, if a car was worth $30,000 before an accident and $25,000 after repairs due to its accident history, the diminished value is $5,000.
- Process: They assess the vehicle’s pre-accident value, damage extent, and repair quality to determine the exact diminished value.
- Importance: Many insurance companies do not readily offer diminished value compensation unless explicitly pursued by the policyholder. Data from industry sources like the National Association of Automobile Appraisers indicates that diminished value can range from 10% to 30% of a vehicle’s pre-accident market value, depending on factors like severity of damage, vehicle type, and market demand.
Total Loss Claim Assistance
When a vehicle is deemed a “total loss” by an insurance company, meaning the cost of repairs exceeds its actual cash value ACV or a certain percentage of it, Collision Safety Consultants step in to ensure the policyholder receives the fair market value.
- Challenge: Insurance companies often use their own valuation methods, which can lead to lowball offers. For instance, a 2021 study by the Consumer Federation of America found that some auto insurers initially offer significantly less than a vehicle’s true market value in total loss settlements, often by 10-20%.
- Solution: The consultants appraise the vehicle independently to determine its true market value, including considerations for mileage, condition, and optional features.
- Objective: To bridge the gap between the insurer’s low offer and the vehicle’s actual worth, allowing the owner to replace their vehicle without significant out-of-pocket expenses.
Right To Appraisal Invocation
This service is crucial when there’s a dispute over the cost of repairs between the policyholder and the insurance company.
Many insurance policies contain an “appraisal clause” that allows both parties to appoint an independent appraiser to resolve such disputes.
- Mechanism: The appraisal clause is a contractual right allowing either party to demand a formal appraisal of the loss. If invoked, each party hires their own appraiser, and if they cannot agree, a neutral umpire is selected. The agreement of any two of the three your appraiser, insurer’s appraiser, or umpire determines the binding amount.
- Advantage: This process bypasses litigation and often leads to a quicker resolution. It provides a formal avenue to challenge an insurer’s repair estimate when it’s deemed insufficient. According to legal experts specializing in insurance claims, invoking the appraisal clause typically resolves 85-90% of repair cost disputes without going to court.
- Expertise: Collision Safety Consultants act as the policyholder’s independent appraiser, advocating for the full and accurate cost of repairs.
Certified Appraisal Services
Beyond dispute resolution, they offer general certified appraisal services for various needs. Verifiet.com Review
This could include pre-purchase inspections, classic car valuations, or establishing a vehicle’s value for estate planning or charitable donations.
- Scope: Provides an “unrivaled selection of certified appraisal services,” indicating a broad capability in vehicle valuation.
- Methodology: Certified appraisers use industry-standard methodologies, market data, and vehicle specifics to provide accurate valuations. The Uniform Standards of Professional Appraisal Practice USPAP, while primarily for real estate, sets ethical and performance standards for appraisal practice across many asset types, influencing best practices in vehicle appraisal.
Post-Repair Inspection
Ensuring that a vehicle is repaired correctly according to the original manufacturer’s OEM specifications is vital for safety and retaining value.
This service involves a thorough inspection of the repairs.
- Safety: Improper repairs can compromise vehicle safety, especially with modern vehicles featuring advanced safety systems. For example, a 2023 study by the Insurance Institute for Highway Safety IIHS highlighted that improper calibration of advanced driver-assistance systems ADAS after a repair can lead to system malfunctions, increasing accident risks.
- OEM Specifications: Adherence to OEM standards ensures that the vehicle performs as designed and maintains its structural integrity.
- Advocacy: If repairs are found to be substandard or not to OEM specifications, the consultants can help advocate for corrective action with the repair shop or insurance company.
Collisionsafetyok.com Pros & Cons
Understanding the strengths and weaknesses of any service helps potential clients make informed decisions.
Collisionsafetyok.com offers several compelling advantages, particularly for individuals feeling overwhelmed by insurance claims, but also has some areas where it could enhance its online presence. Moldremoval-lakewood.com Review
Pros: Strong Advocacy and Consumer Focus
The most significant strengths of Collisionsafetyok.com lie in its client-centric approach and specialized expertise.
They position themselves as a strong advocate for the consumer, which is invaluable when dealing with large, complex insurance corporations.
- Specialized Expertise: The company focuses exclusively on post-collision vehicle claims, which means their team, particularly Joshua Doris who is frequently mentioned in testimonials, possesses deep knowledge in diminished value, total loss, and repair disputes. This specialization allows for a more effective and tailored approach compared to general legal services.
- No Win, No Fee Guarantee: This is a powerful ethical and financial incentive for clients. It significantly reduces the financial risk for individuals already facing vehicle damage and potential financial strain. It also demonstrates the company’s confidence in its ability to deliver results. This model aligns well with consumer protection principles, ensuring that professional help is accessible even when immediate funds are tight.
- Extensive Positive Testimonials: The website prominently features numerous detailed Google reviews, complete with names and direct links to their source. This level of transparency and positive feedback is highly reassuring. The consistency in praising “Josh” Joshua Doris points to a key, trusted figure within the organization. For example, one client, Ronald Johnson, reported an “additional $8000 MORE money in our pocket” due to their intervention. Another, Warp Design, stated ” $9,000 more dollars than my insurance company was willing to pay me.” These specific figures, directly linked to verifiable reviews, add substantial weight to their claims.
- Clear Value Proposition: The site clearly articulates why a certified appraiser is needed, stating that “Insurance companies often have their own appraisers who may not always have your best interests at heart.” This resonates with many consumers’ experiences and highlights the adversarial nature of some claims.
- Transparency in Contact Information: Providing a phone number, email, and physical address, along with operating hours, builds confidence and signals a legitimate, accessible business.
- Focus on Consumer Rights: The language used throughout the site emphasizes consumer rights and ensuring vehicles are repaired to “original manufacturer’s specifications,” which is vital for safety and long-term vehicle integrity.
Cons: Areas for Website Enhancement
While the core service offering is robust, the website’s online presentation could be improved in a few areas to offer a more comprehensive experience for potential clients.
- Lack of Detailed Team Information: While Joshua Doris is frequently praised, a dedicated “About Us” section with bios of the entire team, their credentials, and collective experience would further enhance trust and transparency. Knowing the background of the individuals behind the service can be a significant factor for some clients. For example, specific years of experience for each certified appraiser would be beneficial.
- Limited Blog/Educational Content: The website lacks a blog or extensive resources section that could provide broader educational content on vehicle appraisal, insurance claim processes, common pitfalls, and consumer rights. A blog could attract organic search traffic and establish the company as a thought leader in the field, moving beyond just a service provider to a valuable information hub.
- Absence of an On-Site FAQ Section: While the services are explained, a dedicated FAQ section on the homepage could preemptively answer common questions about their process, timelines, types of vehicles they handle, or specific insurance company interactions. This would reduce the need for initial consultations for basic queries.
- General Pricing Structure: While the “No Win, No Fee” is clear, the website doesn’t provide any indication of the percentage or flat fee charged if they do win. This is a common practice for such services, and while it might be discussed during consultation, a general range or explanation of their fee structure would be helpful for potential clients evaluating costs. Transparency around “very reasonable, and very low, flat fee” mentioned in one review would be beneficial.
- No Online Scheduling/Client Portal: The primary call to action is to “contact us.” While direct communication is good, offering an online scheduling tool or a client portal for existing clients could streamline operations and enhance user convenience.
- Limited Geographical Information on Homepage: While the name implies Oklahoma, a clear statement or map showing their service area within Oklahoma on the homepage would be beneficial for clarity.
Collisionsafetyok.com Alternatives
When seeking assistance with post-collision vehicle claims, it’s wise to consider various options to ensure you find the best fit for your specific needs.
While Collisionsafetyok.com offers specialized services, several other avenues, both direct and indirect, can provide similar value or complementary support. Sellmycarcolorado.com Review
These alternatives focus on ethical practices and consumer advocacy, steering clear of any impermissible dealings.
Independent Auto Appraisers Local & National Networks
Many independent auto appraisers operate regionally or are part of larger national networks.
These professionals can provide unbiased vehicle valuations for diminished value, total loss, or pre-purchase inspections.
- Key Features: Unbiased valuation, expert reports, often work with attorneys if needed.
- Considerations: Fees vary, typically hourly or flat-fee per appraisal.
- Resources: Search for “independent auto appraisers ” or look up members of associations like the Automotive Service Association ASA.
Public Adjusters Property & Auto Specialists
While often associated with property claims, some public adjusters specialize in or handle complex automotive claims, particularly those involving significant losses or unique vehicles.
Public adjusters represent the policyholder, not the insurance company. Savemyclass.com Review
- Key Features: Advocacy for the policyholder, negotiation with insurance companies, claims management.
- Considerations: Licensed professionals, fees are often a percentage of the settlement.
- Resources: Check with the National Association of Public Insurance Adjusters NAPIA for licensed professionals in your state.
Consumer Protection Attorneys Specializing in Auto Claims
For highly contentious or complex claims, or if an insurance company is acting in bad faith, a consumer protection attorney with expertise in auto insurance law can be invaluable.
- Key Features: Legal representation, litigation if necessary, expertise in insurance law.
- Considerations: Can be more expensive, though many work on contingency for specific cases.
- Resources: State bar associations, or search for “auto insurance claim attorney” or “consumer protection lawyer” in your area. National Consumer Law Center NCLC also provides resources and legal aid referrals.
State Departments of Insurance
Every state has a Department of Insurance or equivalent regulatory body that oversees insurance companies and protects consumers.
While they don’t typically handle individual claims disputes directly, they can mediate, investigate complaints, and provide guidance on consumer rights.
- Key Features: Regulatory oversight, complaint investigation, consumer resources, mediation services.
- Considerations: Limited power to force specific claim outcomes, primarily regulatory.
- Resources: Find your state’s Department of Insurance through a quick search like ” Department of Insurance.” For example, the Oklahoma Insurance Department.
Non-Profit Consumer Advocacy Groups
Organizations focused on consumer rights can offer advice, resources, or referrals for individuals struggling with insurance claims.
While they won’t handle your specific case, they can empower you with information. Saltbricks.us Review
- Key Features: Educational materials, advocacy for consumer protection laws, sometimes offer free advice lines.
- Considerations: Not direct service providers for individual claims.
- Resources: Organizations like the Consumer Federation of America CFA offer valuable insights and publications.
Online Vehicle Valuation Tools & Resources
While not a direct service to dispute claims, using tools like Kelley Blue Book KBB and Edmunds can arm you with credible market value data for your vehicle.
This information is crucial when negotiating with insurance companies, especially in total loss scenarios.
- Key Features: Fair market value estimates, trade-in values, insights into depreciation.
- Considerations: Informational only, does not replace a certified appraisal for dispute purposes.
- Resources: Kelley Blue Book, Edmunds, and sometimes specialized sites for classic or unique vehicles.
How to Cancel Collisionsafetyok.com Subscription
It’s important to clarify that Collisionsafetyok.com operates as a service-based business providing vehicle appraisal and claim advocacy, not a subscription-based model.
Therefore, there isn’t a “subscription” to cancel in the traditional sense like with a streaming service or monthly software.
Clients engage their services for specific needs e.g., diminished value claim, total loss appraisal on a project-by-project basis, often under a “No Win, No Fee” agreement. Armadalabs.com Review
Understanding the Service Engagement Model
When you engage with Collisionsafetyok.com, you are typically entering into a professional service agreement for a defined scope of work.
This agreement would outline the terms of their assistance, their fees if applicable, upon successful recovery, and the responsibilities of both parties.
This is distinct from a recurring monthly or annual payment structure.
- Project-Based: Their services are initiated when a client has a specific need after a collision.
- Agreement-Driven: The engagement is governed by a service agreement or contract, not a subscription term.
- Fee Structure: As noted on their website, they offer “No Cost Consultations and Evaluations” and a “No Win, No Fee Guarantee,” meaning payment is contingent on a successful outcome, or it’s a flat fee for certain appraisal services.
Terminating a Service Agreement
If a client wishes to stop working with Collisionsafetyok.com before a claim is resolved, the process would involve formally terminating the service agreement.
The exact steps would be outlined in the contract signed at the beginning of the engagement. Resolve.digital Review
- Review Your Contract: The very first step would be to review any documents or contracts you signed with Collision Safety Consultants. This agreement should detail the terms of termination, including any conditions, potential fees though unlikely given their guarantee for certain services, and required notice periods.
- Direct Communication: The most straightforward way to terminate services would be to contact them directly.
- Phone: Call their listed number: 918 409-0286.
- Email: Send a formal email to [email protected] stating your intention to terminate services. It’s advisable to request a confirmation of termination in writing.
- Written Notice: For formal documentation, especially for significant claims, consider sending a certified letter to their physical address: 8448 S Peoria AVE, Ste D Tulsa, OK 74132.
- Discussion of Work Performed: If work has already been performed e.g., an appraisal report has been generated, there might be discussions about payment for that specific work, though their “No Win, No Fee” might cover initial consultations and evaluations. Clarity on this would come from your specific agreement.
- Transition of Documents: Ensure you receive all relevant documents, reports, and communications related to your claim that they have prepared or collected on your behalf.
In essence, you wouldn’t “cancel a subscription” but rather “terminate a professional service agreement” based on the terms established when you first engaged their expertise.
How to Cancel Collisionsafetyok.com Free Trial
Collisionsafetyok.com does not offer a traditional “free trial” in the sense of a limited-time access period to a digital product or service that then converts to a paid subscription.
Instead, their website clearly states they provide “No Cost Consultations and Evaluations.” This is a fundamental aspect of their business model, designed to assess a potential client’s situation and determine if they can effectively help, without an upfront financial commitment from the client.
Understanding “No Cost Consultations and Evaluations”
This offering is a preliminary assessment, not a trial of a service with an expiration date. It means:
- Initial Assessment: When you contact them, they will listen to your situation, gather basic details about your collision and insurance claim, and evaluate the potential for their services to benefit you.
- No Upfront Fees: You are not charged for this initial discussion or their expert opinion on whether your case has merit.
- No Obligation: There’s no obligation to proceed with their full services after the consultation. This allows individuals to get expert advice without financial risk.
Why It’s Not a “Free Trial”
A free trial typically implies: Infinityghostwriters.com Review
- Limited Access: Access to a full product or service for a defined period e.g., 7 days, 30 days.
- Automatic Conversion: Often, after the trial, it automatically converts to a paid subscription unless actively canceled.
- Product-Based: More common for software, streaming services, or recurring membership platforms.
Collisionsafetyok.com, as a professional service firm offering expert appraisals and claims advocacy, does not fit this model.
Their engagement is based on individual cases and specific agreements.
What to Do After a “No Cost Consultation”
Since there’s no trial to cancel, your actions after a “No Cost Consultation” would simply be to decide whether to proceed with their full services or not.
- If You Decide to Proceed: They will present you with a formal service agreement outlining the scope of work, their fees typically contingent on success due to the “No Win, No Fee Guarantee”, and timelines. You would then sign this agreement to officially engage their services.
- If You Decide Not to Proceed: You simply inform them of your decision. There’s no cancellation process needed, as no paid service has been initiated and no recurring payment is set up. You will not incur any charges for the consultation.
In summary, the “No Cost Consultations and Evaluations” offered by Collisionsafetyok.com are a beneficial way for potential clients to explore their options without financial commitment, and it does not involve the mechanics of a typical free trial that requires cancellation.
Collisionsafetyok.com Pricing
The pricing structure for Collisionsafetyok.com is designed to be appealing and low-risk for potential clients, particularly through their “No Win, No Fee Guarantee.” While the website prominently advertises “No Cost Consultations and Evaluations,” the specific percentages or flat fees charged upon a successful outcome are not explicitly detailed on the homepage. Internationalcustompackaging.com Review
This is a common practice in services that involve variable outcomes and negotiation, where the final fee might be discussed during a personalized consultation.
The “No Win, No Fee Guarantee”
This is the cornerstone of their pricing model and a significant advantage for consumers.
- Meaning: If Collision Safety Consultants do not manage to recover additional funds for your claim e.g., increased diminished value, higher total loss settlement, or covered repair costs, you owe them nothing for their core services related to that recovery.
- Benefit to Client: This eliminates the financial risk for the client. You only pay if they succeed in getting you more money than what the insurance company initially offered. This aligns their incentives directly with yours.
- Scope: It primarily applies to their services where they aim to recover money for you Diminished Value, Total Loss, Right To Appraisal. For standalone “Appraisal” services e.g., for pre-purchase or other valuations not tied to a claim dispute, a flat fee would likely apply, though this isn’t specified.
What the Website Indicates About Costs
- “No Cost Consultations and Evaluations”: This means the initial discussion and assessment of your case are free. They will tell you if they believe they can help and what the potential benefits are, without charging you for this preliminary step.
- “Best Value: Recover All You’re Owed”: This emphasizes their goal of maximizing your compensation, implying that their fee will be outweighed by the additional funds they secure for you.
- “No Win, No Fee Guarantee”: Repeated across the site, reinforcing the risk-free proposition for recovery-based services.
What to Expect Regarding Fees Based on Industry Standards
While Collisionsafetyok.com doesn’t publish specific fee percentages, typically, services like theirs operate on one of two models, or a combination:
-
Contingency Fee Most Common for Claims Recovery:
- Structure: The firm takes a percentage of the additional money they recover for you, beyond what the insurance company initially offered. This percentage can range from 25% to 40%, though it varies widely based on state regulations, complexity of the case, and the firm’s specific policy.
- Example: If your insurance company offered $10,000 for a total loss, and Collision Safety Consultants negotiate an additional $5,000 bringing the total to $15,000, and their contingency fee is 30% of the additional recovery, your fee would be $1,500 30% of $5,000. You would receive the full $15,000 minus their $1,500 fee, netting $13,500 which is still $3,500 more than your original offer.
- Testimonial Evidence: Several testimonials mention the substantial amounts recovered, such as “an additional $5500” or “$9,000 more dollars.” Ronald Johnson specifically mentions, “We only paid a very reasonable, and very low, flat fee,” which could imply a pre-determined fee or a capped contingency, though this is speculative without direct information from the site.
-
Flat Fee More Common for Pure Appraisal Services: Rankontechnologies.com Review
- Structure: For services like independent appraisals not directly tied to a “no win, no fee” recovery e.g., if you just need a certified appraisal report for your records or a pre-purchase inspection, a predetermined flat fee is typically charged.
- Range: This can vary significantly based on vehicle type, location, and complexity, but typically ranges from $300 to $1,000+ for comprehensive reports.
How to Get Precise Pricing
The most accurate way to understand Collisionsafetyok.com’s pricing for your specific situation is to utilize their “No Cost Consultation and Evaluation.” During this consultation, they will assess your case and should clearly explain their fee structure for the services they propose, allowing you to make an informed decision before committing.
Collisionsafetyok.com vs. Independent Public Adjusters
When dealing with complex auto insurance claims, especially those involving diminished value or total loss disputes, vehicle owners often find themselves in a challenging position against experienced insurance company adjusters. This leads many to seek professional help.
Collisionsafetyok.com specializes in this niche, but how do they compare to the broader category of independent public adjusters? While there’s overlap, key distinctions exist.
Collisionsafetyok.com: Specialized Vehicle Claim Consultants
Collisionsafetyok.com presents itself as a highly specialized firm, focusing exclusively on vehicle-related claims in Oklahoma.
Their expertise seems to be rooted in automotive appraisal and understanding the intricacies of vehicle damage, repair standards OEM, and specific clauses within auto insurance policies. Broadnax.com Review
- Niche Focus: Their primary strength is their laser focus on automotive claims. This means they are likely to have a deep understanding of vehicle depreciation, repair methodologies, and the specific arguments needed to maximize auto claim settlements. The consistent mention of “Josh” Joshua Doris in testimonials suggests a highly experienced individual leading this specialized work.
- Services Offered: They specifically list: Diminished Value, Total Loss Claim recovery, Right To Appraisal invocation, Certified Appraisal services, and Post-Repair Inspection. This comprehensive suite addresses most pain points a vehicle owner faces after an accident.
- “No Win, No Fee”: This specific guarantee is powerful and often attractive to consumers. It ensures they only pay if Collision Safety Consultants are successful in securing additional funds, making their service financially accessible and low-risk.
- Certifications: Mention of ICar, ASE, and IACP certifications validates their expertise in automotive repair and appraisal standards. These are specific to the automotive industry.
- Geographic Scope: While not explicitly stated everywhere, the “.ok” in their domain and “Oklahoma Vehicle Appraisers” suggest a strong focus, if not exclusive operation, within Oklahoma. This local expertise can be beneficial for understanding local market values and regulations.
Independent Public Adjusters: Broader Scope, Variable Specialization
Public adjusters are licensed professionals who advocate for policyholders in insurance claims.
They are distinct from adjusters employed by insurance companies.
- Broader Claim Types: Public adjusters typically handle a wide range of insurance claims, including property home, commercial, disaster relief, business interruption, and sometimes auto claims. Their expertise is often in the general principles of insurance law, policy interpretation, and claims negotiation across various asset types.
- Variable Automotive Expertise: While some public adjusters may have expertise in auto claims, it’s not always their primary specialization. A public adjuster handling primarily large commercial property losses might not have the same granular understanding of diminished value calculations for specific vehicle makes/models or the nuances of OEM repair standards as a firm like Collisionsafetyok.com.
- Fee Structure: Like Collisionsafetyok.com, many public adjusters work on a contingency fee basis a percentage of the settlement. However, the specific percentage and terms can vary widely.
- Licensing: Public adjusters are licensed by the state they operate in. Licensing requirements vary, but typically involve exams, experience, and continuing education.
- Geographic Scope: Public adjusters can operate statewide or even across multiple states if licensed accordingly.
Key Differentiators and Considerations
Feature | Collisionsafetyok.com | Independent Public Adjusters |
---|---|---|
Primary Focus | Exclusive and deep specialization in automotive claims. | Broader range of claims, often property-centric. auto varies. |
Expertise Depth | Highly specialized in vehicle valuation, OEM repair standards, diminished value. | Strong in general insurance policy, negotiation, and claims management across various asset types. |
Certifications | ICar, ASE, IACP automotive-specific. | State licensing, possibly other general adjusting certifications. |
“No Win, No Fee” | Explicitly advertised for claim recovery services. | Common, but specific terms and percentages vary by firm. |
Service Range | Diminished value, total loss, appraisal clause, post-repair inspection. | Broader, covering many types of insured losses. |
Geographic | Primarily Oklahoma implied. | Varies by license, can be state-wide or multi-state. |
When to Choose Which
-
Choose Collisionsafetyok.com if…
- Your claim is specifically about a vehicle diminished value, total loss, repair dispute.
- You are in Oklahoma and prefer a locally focused specialist.
- You are drawn to their “No Win, No Fee” guarantee and specific vehicle appraisal certifications.
- You want an advocate who deeply understands the technical aspects of auto repair and valuation.
-
Choose an Independent Public Adjuster if…
- You have a complex claim involving multiple types of damages e.g., auto and property damage from the same incident.
- You need assistance with a non-automotive claim e.g., house fire, flood, business interruption.
- You prefer working with a firm that has a broader range of insurance claim experience.
- You prioritize a licensed professional who understands overarching insurance principles, even if they don’t specialize solely in automotive.
In essence, Collisionsafetyok.com appears to be a highly effective solution for vehicle owners seeking specialized advocacy in their auto insurance claims. Innovativetradingstrategies.com Review
Their concentrated expertise in automotive valuations and disputes might offer a significant advantage over a general public adjuster for purely vehicle-related issues.
FAQ
What is Collisionsafetyok.com?
Collisionsafetyok.com is a professional service firm based in Oklahoma that specializes in assisting vehicle owners with various aspects of post-collision insurance claims, including diminished value recovery, total loss claims, invoking the right to appraisal, certified vehicle appraisals, and post-repair inspections.
Is Collisionsafetyok.com a legitimate company?
Yes, based on the information provided on their website, including a physical address, contact details, specific service descriptions, client testimonials linked to Google reviews, and mention of industry certifications ICar, ASE, IACP, Collisionsafetyok.com appears to be a legitimate and professional operation.
What services does Collisionsafetyok.com offer?
Collisionsafetyok.com offers Diminished Value claims assistance, Total Loss Claim recovery, Right To Appraisal invocation, general Certified Appraisal services, and Post-Repair Inspection services.
How much does Collisionsafetyok.com charge for its services?
Collisionsafetyok.com offers “No Cost Consultations and Evaluations” and operates on a “No Win, No Fee Guarantee” for many of its recovery-based services.
This means you generally only pay if they successfully recover additional funds for your claim.
Specific percentages or flat fees are not detailed on the website and are likely discussed during consultation.
Does Collisionsafetyok.com handle diminished value claims?
Yes, diminished value recovery is one of their core services, aiming to help clients recover the lost resale value of their vehicle after it has been damaged and repaired in a collision.
Can Collisionsafetyok.com help with total loss claims?
Yes, they assist vehicle owners in total loss claims by independently appraising the vehicle to ensure the insurance company pays the full and fair market value.
What is the “Right To Appraisal” service?
The “Right To Appraisal” service helps clients invoke the appraisal clause in their insurance policy when there’s a dispute over repair costs, allowing for independent appraisers to resolve the disagreement.
Do they offer post-repair inspections?
Yes, Collisionsafetyok.com provides post-repair inspections to certify that a vehicle has been repaired correctly according to the original manufacturer’s OEM specifications, ensuring safety and quality.
Who is Joshua Doris mentioned in the testimonials?
Joshua Doris appears to be a key individual or lead appraiser at Collision Safety Consultants, frequently praised in client testimonials for his knowledge, helpfulness, and success in securing favorable outcomes for clients.
Are the testimonials on Collisionsafetyok.com real?
The website provides numerous client testimonials that are linked directly to Google Maps reviews, which suggests they are real and verifiable.
Does Collisionsafetyok.com serve clients nationwide?
Based on the website name “Collisionsafetyok.com” and mentions of “Oklahoma Vehicle Appraisers” and “Collision Safety Consultants of Oklahoma,” their primary service area appears to be Oklahoma.
What are the operating hours for Collisionsafetyok.com?
Collisionsafetyok.com operates Monday through Friday, from 8:00 AM to 5:00 PM.
How can I contact Collisionsafetyok.com?
You can contact them via phone at 918 409-0286 or via email at [email protected]. They also list a physical address in Tulsa, OK.
Is there a free trial for Collisionsafetyok.com services?
No, Collisionsafetyok.com does not offer a traditional “free trial.” Instead, they provide “No Cost Consultations and Evaluations,” which are initial assessments of your case without any charge or obligation.
How do I “cancel” services with Collisionsafetyok.com?
Since they don’t operate on a subscription model, you wouldn’t “cancel” in the traditional sense.
If you wish to terminate an ongoing service agreement, you would need to review your contract and formally notify them by phone or email, requesting written confirmation.
What certifications do their appraisers hold?
The website states their appraisers are ICar, ASE, and IACP Certified, indicating expertise in automotive repair and appraisal standards.
Does Collisionsafetyok.com guarantee a specific outcome?
While they offer a “No Win, No Fee Guarantee,” which suggests confidence in their ability to achieve a positive outcome, like all professional services, they cannot guarantee a specific dollar amount or outcome, as results depend on the specifics of each claim and insurance company.
Can Collisionsafetyok.com help if my insurance company is low-balling me?
Yes, their primary purpose is to help consumers maximize their collision claims and ensure fair compensation, especially when insurance companies offer low valuations for repairs or total losses.
What is the combined experience of Collisionsafetyok.com?
The website states they have “Over 40 Years Combined Experience,” referring to the collective experience of their team in the field.
Where is Collisionsafetyok.com located?
Their physical address is 8448 S Peoria AVE, Ste D, Tulsa, OK 74132.
Do they handle all types of vehicles for appraisal?
The website states they provide an “unrivaled selection of certified appraisal services,” implying they handle a wide range of vehicle types, though specific exclusions e.g., commercial trucks, heavy machinery are not listed.
How quickly can Collisionsafetyok.com resolve a claim?
While specific timelines are not provided, client testimonials often praise their efficiency and speed.
For instance, one review noted getting an additional $5000 resolved in “under a week” after 4 months of hassle.
What if I’ve already accepted an offer from my insurance company?
The website primarily focuses on helping before a final settlement.
However, some testimonials suggest they can assist even after an initial low offer has been made, particularly through the “Right To Appraisal” clause, as long as it’s within the permissible timeframe for dispute. It’s best to consult them directly.
Does Collisionsafetyok.com work with attorneys?
The website doesn’t explicitly state whether they partner with attorneys, but in complex cases involving invoking the “Right To Appraisal” or legal disputes, working with a firm that can coordinate with legal counsel is common practice in the industry.
Is their service only for total loss or also for minor damage?
They assist with both total loss claims and diminished value claims, which often arise from repairs for minor to moderate damage, as well as disputes over repair costs, covering a broad spectrum of collision scenarios.
Leave a Reply