Who Owns medipay.com.au?

Based on the publicly available WHOIS information and the details provided on their website, medipay.com.au is owned by YUKKI WARES PTY LTD. This company is further identified with an Australian Company Number (ACN 119558397). Additionally, the website states that the financial services are provided by MediPay Holdings Pty Ltd ACN 604 221 276, which holds Australian Credit Licence Number 474336, and MediPay Financial Services Pty Ltd ACN 602 847 987.

Registrant Information from WHOIS

The WHOIS record for medipay.com.au clearly states:

• Registrant: YUKKI WARES PTY LTD
• Registrant ID: ACN 119558397
• Eligibility Type: Company
• Registrant Contact Name: Jonathan Smuskowitz (also listed as Technical Contact)

This information ties the domain registration directly to an established Australian proprietary limited company. The fact that a specific individual is named as the contact person adds a layer of accountability, even though the ultimate ownership rests with the company.

• Company Name: YUKKI WARES PTY LTD is the direct registrant of the domain.
• ACN Provided: The presence of an Australian Company Number (ACN) allows for verification of the company’s registration with ASIC.
• Contact Person: Jonathan Smuskowitz is named as the contact for both registrant and technical aspects.
• Registrar: Domain Directors Pty Ltd trading as Instra, a legitimate domain registrar.
• Last Modified Date: The WHOIS record was recently modified (2024-11-11T05:09:49Z), indicating active management.

Operating Entities and Licensing

While YUKKI WARES PTY LTD is the domain registrant, the actual financial services are explicitly stated on the MediPay website as being provided by:

• MediPay Holdings Pty Ltd: ACN 604 221 276, which holds the crucial Australian Credit Licence Number 474336. This entity is responsible for the credit activities.
• MediPay Financial Services Pty Ltd: ACN 602 847 987. This entity likely works in conjunction with MediPay Holdings to deliver the overall service.

This setup suggests a corporate structure where one entity might own the primary digital asset (the domain), while other related entities are responsible for the regulated financial operations. This is a common arrangement for businesses with different operational arms.

• Credit Licence Holder: MediPay Holdings Pty Ltd is the licensed entity, crucial for legitimacy in lending.
• Multi-Entity Structure: Use of multiple Pty Ltd companies for different functions is a standard corporate practice.
• Clear Disclosure: The website clearly states the ACNs and ACL, providing transparency about the entities involved.
• Regulatory Framework: The structure allows for compliance with specific financial regulations under the licensed entity.
• Address Consistency: All entities share the same Sydney address, indicating a consolidated operation.

Public Accountability and Transparency

The naming of companies with ACNs and an Australian Credit Licence makes the ownership and operational structure publicly accountable. This transparency is a legal requirement for financial service providers in Australia and allows interested parties (including consumers and regulators) to verify their credentials. This level of disclosure contrasts sharply with scam websites, which often hide ownership details or provide false information. Is medipay.com.au Legit?

• Public Record: Company and licence details are verifiable through ASIC’s public registers.
• Regulatory Oversight: ASIC has the authority to monitor and enforce compliance on these entities.
• Trust Building: Clear ownership and licensing contribute to building consumer trust in their operational legality.
• Distinction from Scams: The explicit disclosure is a key differentiator from fraudulent operations.
• Corporate Responsibility: Legal entities bear responsibility for their actions and services offered.

Link to Individuals (Jonathan Smuskowitz)

The consistent mention of Jonathan Smuskowitz as both Registrant and Tech Contact in the WHOIS data suggests a key individual involved in the establishment or ongoing management of the domain and potentially the underlying business. While the full extent of his role (e.g., founder, director) isn’t detailed solely from the WHOIS, his consistent appearance lends a human element to the corporate structure.

• Individual Accountability: A named contact provides a direct point of reference, albeit for domain management.
• Business Involvement: Suggests active participation in the company’s digital infrastructure.
• Consistency: The same individual across multiple contact fields indicates a clear management structure.
• Transparency Element: Provides an additional layer of verifiable information about the domain’s management.
• Professional Management: The details suggest professional administration of the digital assets.

In essence, Medipay.com.au is part of a corporate group operating under the umbrella of MediPay Holdings Pty Ltd and MediPay Financial Services Pty Ltd, with the domain registered by YUKKI WARES PTY LTD. This structure is transparent and regulated within the Australian financial services landscape.