It’s a good idea to quickly look over the terms and conditions for any service, especially when it deals with your finances. Adam by Tyms has a clear set of Terms of Service, and here’s a rundown of the key things you should know.

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Table of Contents

Agreement to Terms

When you access or use Adam by Tyms, you’re agreeing to be bound by their Terms of Service. If you don’t agree with any part, you shouldn’t use the service. This is standard practice, so no surprises there.

Who Owns What (Intellectual Property)

Tyms Inc. owns all the intellectual property related to the service. This includes the software, code, algorithms, trademarks, documentation, user interfaces, AI models, and all the proprietary methods and processes. Essentially, the tech behind Adam is theirs.

Your Content

When you upload your financial data and other content to Adam by Tyms, you still retain ownership of that content. However, you grant Tyms Inc. a worldwide, non-exclusive, royalty-free license to use, modify, and display your content specifically for the purpose of providing and improving the service. They also expect you to confirm that you have the right to share the content, that it doesn’t infringe on anyone else’s rights, and that it’s free of viruses or malicious code.

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Account Terms

To use Adam by Tyms, you’ll need to create an account. The Freemium plan typically includes one team member, while the Premium plan offers unlimited team member access, each with their own login for collaboration.

Payment and Billing (Important!)

Prepayment: All fees are payable in advance.
Credit System: As we discussed before, usage is based on credits, which are consumed by actions like uploading documents, sending messages, and recording transactions.
Credit Expiration: Credits expire 30 days after purchase or allocation and cannot be transferred or withdrawn. This is a crucial point to remember so you don’t lose unused credits.
No Refunds: This is a big one: all credit purchases are non-refundable. This includes both subscription fees and any additional credits you buy. So, make sure you’re committed before making a purchase.
Plan Changes: You can upgrade from Freemium to Premium anytime. However, if you’re a Premium user, you can’t downgrade to Freemium, though you can continue with pay-as-you-go usage. Changes to your subscription take effect at the start of your next billing cycle.
Failed Payments: If a payment fails, your access to premium features might be suspended until the payment is processed.

Prohibited Activities

The terms clearly outline things you’re not allowed to do, like: Twidget.io vs. Bubble.io: Which Is Better?

Reverse engineer or disassemble the service.
Use it for illegal purposes or violate any laws.
Interfere with its proper functioning or transmit malicious code.
Attempt unauthorized access or use automated systems to extract data.
Harass, abuse, or send unsolicited communications.

Basically, use the service responsibly and for its intended purpose.

Adam by Tyms Terms & Conditions Summary