Stride.co.uk Review

Based on looking at the website, Stride.co.uk appears to be a redirected domain for what was once an independent insurance entity, now integrated with Lansdown Insurance Brokers. The site itself offers very little in the way of direct services or detailed information, serving primarily as a transitional page. For anyone seeking comprehensive details or direct engagement, they are immediately redirected to Lansdown Insurance Brokers, which specialises in property and business insurance.

Here’s an overall review summary:

• Website Functionality: Primarily a redirect page to Lansdown Insurance Brokers.
• Direct Services: None offered directly on Stride.co.uk.
• Information Depth: Minimal; only provides a brief merger announcement.
• Contact Information: Provides phone number and email for Lansdown Insurance Brokers.
• Social Media Presence: Links to Lansdown Insurance Brokers’ Facebook, Twitter, and LinkedIn.
• Ethical Standing (Islamic Perspective): While insurance in its conventional, interest-based form (riba) is generally impermissible in Islam due to elements of uncertainty (gharar) and interest, Stride.co.uk merely serves as a portal. The ethical assessment would pivot to Lansdown Insurance Brokers, which offers conventional insurance products. It is always better to seek Sharia-compliant alternatives for financial protection.

The platform’s existence as a redirect means that any deep dive into its offerings or legitimacy would inevitably lead to Lansdown Insurance. As a standalone site, Stride.co.uk offers no distinct features or services to evaluate. Its purpose is to facilitate the transition of former Stride Insurance customers to Lansdown, signalling a merger that occurred on 1st July 2023. For individuals keen on ensuring their financial dealings align with Islamic principles, conventional insurance, even property or business-focused, often involves elements that are not permissible. It’s crucial to understand that while the intent of insurance is often protection, the method of conventional insurance contracts typically includes interest and significant uncertainty, which are to be avoided.

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IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

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Best Alternatives for Ethical Protection:

For individuals and businesses in the UK seeking financial protection that aligns with Islamic principles, conventional insurance, even for property or business, often falls short due to elements of riba (interest) and gharar (excessive uncertainty). Instead, the Islamic financial system offers robust, ethical alternatives through Takaful (Islamic insurance) and other Sharia-compliant solutions. These models operate on principles of mutual cooperation and shared risk, avoiding interest and speculative elements.

1. IFG (Islamic Finance Guru)

   • Key Features: Offers various Sharia-compliant financial solutions, including Takaful (Islamic insurance) options. While they don’t directly underwrite, they guide users to providers.
   • Average Price: Varies significantly based on the Takaful product and coverage.
   • Pros: Comprehensive resource for finding ethical financial services, trusted in the UK Muslim community, broad range of information.
   • Cons: Not a direct provider, requires further research into recommended partners.

2. Islamic Finance Council UK (IFC UK)

   • Key Features: A leading advisory and development body for Islamic finance in the UK, providing resources and guidance on Sharia-compliant products, including Takaful.
   • Average Price: Free access to information and resources; specific product prices depend on providers.
   • Pros: Authoritative source, helps identify legitimate Islamic financial institutions, educational resources.
   • Cons: Not a direct service provider, more of a resource hub.

3. Wahed Invest

   • Key Features: Although primarily an investment platform, Wahed offers Sharia-compliant investment portfolios, promoting wealth protection through ethical means. This is an indirect alternative to conventional insurance for building financial resilience.
   • Average Price: Management fees typically range from 0.49% to 0.99% per annum.
   • Pros: Fully Sharia-compliant, accessible, transparent, provides diversification for long-term financial security.
   • Cons: Not an insurance product, but an investment tool for financial safeguarding.

4. UK Islamic Finance

   • Key Features: An online portal dedicated to listing and reviewing Islamic financial products and services available in the UK, including Takaful providers where available.
   • Average Price: Information is free; product costs vary by provider.
   • Pros: Centralised directory, helps compare different ethical options, good for initial research.
   • Cons: Information may not always be exhaustive or immediately updated, relies on third-party listings.

5. Direct Takaful Providers (e.g., Salaam Takaful – though direct UK offerings might be limited)

   • Key Features: Takaful companies operate on principles of mutual assistance where participants contribute to a fund to cover potential losses. This is the direct Islamic alternative to conventional insurance.
   • Average Price: Contributions (premiums) are calculated based on risk, similar to conventional insurance, but the underlying structure is Sharia-compliant.
   • Pros: Fully Sharia-compliant, promotes communal responsibility, transparent operations.
   • Cons: Availability of comprehensive Takaful products in the UK can be limited compared to conventional insurance, requiring more diligent searching.

6. Islamic Bank of Britain (Al Rayan Bank)

   • Key Features: While primarily a banking institution, Al Rayan Bank offers Sharia-compliant financial products that can aid in building financial resilience and managing assets ethically, indirectly serving as a form of protection against financial shocks.
   • Average Price: Fees and charges apply based on specific banking products.
   • Pros: Regulated UK Islamic bank, broad range of Sharia-compliant banking services, trusted institution.
   • Cons: Not an insurance provider, focus is on banking and financing.

7. Self-Reliance and Ethical Savings/Investment

   • Key Features: This approach involves building substantial emergency savings and investing in ethical, Sharia-compliant assets to create a personal safety net, rather than relying on external, potentially impermissible insurance.
   • Average Price: No direct cost beyond investment fees, which vary.
   • Pros: Full control, no reliance on interest-based systems, promotes discipline and financial independence.
   • Cons: Requires significant personal discipline and financial literacy, immediate large-scale protection might not be available as quickly as through insurance.

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Stride.co.uk Review & First Look

Based on checking the website, Stride.co.uk currently serves as a transitional gateway, directing visitors to Lansdown Insurance Brokers. It’s not a standalone platform offering its own services but rather a signpost following a merger that took place on 1st July 2023. This means that any comprehensive review of “Stride.co.uk” as an active service provider would be inaccurate, as its primary function is now to redirect.

The Stride.co.uk Redirection

When you land on Stride.co.uk, you are met with a clear message: “Welcome to Lansdown Insurance Brokers. The reason why you have arrived on our website is because from the 1st July 2023, Stride Insurance combined with Lansdown Insurance Brokers.” This immediately clarifies the site’s current purpose. It’s designed to inform previous Stride Insurance customers about the merger and guide them to the new combined entity.

Minimal Direct Information

The Stride.co.uk domain itself provides very little unique content or functionality. There are no forms to fill out, no policy details to browse, and no direct customer service portal separate from Lansdown Insurance. This lack of direct engagement on the Stride.co.uk domain implies that all operational aspects have migrated to Lansdown Insurance Brokers’ main website.

Importance of Transparency in Mergers

For businesses, especially those in the financial sector, clear communication during mergers is crucial. Stride.co.uk’s direct message regarding the merger is a positive step in ensuring transparency. However, the complete absence of historical information about Stride Insurance on this landing page means new visitors cannot glean insights into its past operations or customer base.

What Does This Mean for Users?

If you’re searching for “Stride.co.uk” because you were a former customer or are looking for information about their previous services, you will be promptly guided to Lansdown Insurance Brokers. This suggests that all services previously offered by Stride Insurance are now managed and provided by Lansdown. Motobox.co.uk Review

Stride.co.uk Features (or Lack Thereof)

Given that Stride.co.uk is essentially a redirect page, it doesn’t offer conventional “features” in the way a service-oriented website would. Its primary, and perhaps only, functional feature is its ability to inform and redirect.

Informational Announcement

The site’s main content is a brief announcement about the merger. This includes:

• Confirmation of the merger date (1st July 2023).
• Identification of Lansdown Insurance Brokers as the new entity.
• A brief statement about Lansdown’s expertise in property and business insurance: “We’re property insurance experts with over 50 years’ experience in: Blocks of Flats Insurance, Landlords Insurance, Property Owners Insurance, Business Insurance.”

Contact Information for Lansdown

The page provides direct contact details for Lansdown Insurance Brokers:

• Phone: 01242 524498
• Email: [email protected]

This ensures that former Stride customers or new enquiries can easily reach the combined entity.

External Links to Lansdown Assets

Stride.co.uk includes several important links that further connect users to Lansdown Insurance Brokers: Excellencestylist.co.uk Review

• Lansdown Insurance Website: A direct link to lansdowninsurance.com, which is where all the actual services and detailed information reside.
• Social Media: Links to Lansdown Insurance Brokers’ Facebook, Twitter, and LinkedIn profiles. This helps users verify the legitimacy of the combined entity and follow their online presence.
• Specific Service Pages: Links to specific insurance types offered by Lansdown, such as Blocks of Flats Insurance, Landlords Insurance, Property Owners Insurance, and Business Insurance. These deep links allow users to jump directly to relevant sections on the Lansdown site.
• About Us Page: A link to the “About Us” section on the Lansdown site for more company background.

Functionality Check: “Continue?” and “OK” Buttons

The presence of “Continue?” and “OK” buttons on the Stride.co.uk homepage, while seemingly interactive, do not lead to new content on Stride.co.uk. Clicking “OK” or “Continue” simply dismisses the pop-up (if one appears) or reloads the same page, reinforcing that the site’s primary function is the initial announcement and redirection. This highlights the static nature of the Stride.co.uk domain post-merger.

Stride.co.uk Pros & Cons (Focus on Cons for Impermissible Aspects)

When evaluating Stride.co.uk, it’s critical to remember its current state as a redirect. Therefore, the pros and cons largely relate to this transitional function and the nature of the underlying service offered by Lansdown Insurance Brokers, which is conventional insurance. From an Islamic perspective, conventional insurance is generally considered impermissible.

Cons (from an Islamic Perspective)

The most significant “con” here is not directly related to Stride.co.uk’s functionality as a redirect but rather to the nature of the services it leads to. Conventional insurance, as offered by Lansdown Insurance Brokers, typically involves elements that are problematic in Islam:

• Riba (Interest): Conventional insurance companies often invest premiums in interest-bearing instruments and charge interest on late payments or certain premium structures. This is a fundamental prohibition in Islam.
• Gharar (Excessive Uncertainty/Ambiguity): Insurance contracts inherently contain a degree of uncertainty regarding whether a claim will occur and the exact amount of payout. While some uncertainty is unavoidable in transactions, excessive gharar can invalidate a contract in Islamic law. This often arises from the speculative nature of betting against a future uncertain event.
• Maysir (Gambling): Some scholars view conventional insurance as akin to gambling, where policyholders pay premiums with the hope of a payout that may or may not materialise, making it a zero-sum game for the collective pool.
• Lack of Sharia Compliance: Lansdown Insurance Brokers, like most conventional insurers, does not operate under a Sharia supervisory board. This means their products, investments, and operational procedures are not vetted for adherence to Islamic financial principles.
• Limited Information on Stride.co.uk: The very minimal content on Stride.co.uk means there’s no way for a user to discern any historical commitment to ethical practices from the original Stride Insurance, nor can they assess the ethical standing of Lansdown Insurance without visiting their main site.

Potential “Pros” (Purely from a secular functional perspective, not endorsing the impermissible service)

If one were to look purely at the technical function of Stride.co.uk as a redirection site, these points might be considered:

• Clear Redirection: The site effectively communicates the merger and directs users to the new entity. This prevents confusion for former customers.
• Accessibility of Contact Information: Lansdown’s contact details are prominently displayed, making it easy for users to get in touch.
• Direct Links to Services: The inclusion of direct links to specific insurance categories on the Lansdown site is convenient for users looking for particular types of coverage.

However, these “pros” are entirely overshadowed by the fundamental impermissibility of the core product being offered (conventional insurance) from an Islamic perspective. The functional efficiency of a redirection site does not negate the ethical concerns of the destination service. Btoffice.co.uk Review

Stride.co.uk Alternatives

Since Stride.co.uk leads to conventional insurance services, the alternatives provided here will focus on Sharia-compliant methods of protection and financial planning. These alternatives aim to mitigate risks and build financial resilience without resorting to interest-based or speculative contracts.

Ethical Financial Protection: Takaful and Beyond

1. Takaful (Islamic Insurance): This is the direct Sharia-compliant alternative to conventional insurance. Takaful operates on the principle of mutual cooperation, where participants contribute to a common fund (the “Takaful fund”) to cover potential losses of other participants. The fund is managed by a Takaful operator, and any surplus is typically distributed back to the participants.

   • Key Benefit: Eliminates interest (riba) and excessive uncertainty (gharar) by focusing on shared risk and charitable contributions.
   • Availability: While more common in Muslim-majority countries, its presence is growing in the UK. Researching UK-based or international Takaful providers with services in the UK is essential. Look for products like Property Takaful or general Takaful schemes.

2. Self-Insurance/Emergency Funds: For individuals and small businesses, building a robust emergency fund is a Sharia-compliant method of self-protection. This involves setting aside a significant amount of savings specifically for unforeseen circumstances like property damage, business disruptions, or medical emergencies.

   • Key Benefit: Complete control over your funds, no involvement with interest, fosters financial discipline.
   • Application: Requires disciplined saving and a realistic assessment of potential risks. For larger assets, this might need to be supplemented by other methods. Consider setting up a dedicated Sharia-compliant savings account with an Islamic bank.

3. Halal Investment Portfolios for Risk Mitigation: Instead of traditional insurance, some individuals choose to invest in diversified Sharia-compliant portfolios that can generate returns to cover potential losses or provide financial stability. This is particularly relevant for long-term asset protection.

   • Key Benefit: Growth of wealth in an ethical manner, provides a financial cushion.
   • Application: Platforms like Wahed Invest offer Sharia-compliant investment options. This approach complements emergency funds rather than replacing direct protection for high-value assets.

4. Community-Based Mutual Aid Schemes: In some communities, informal or formal mutual aid networks exist where members contribute to a common pool to assist those facing hardship. These are often based on charitable principles and solidarity. Ajbfencing.co.uk Review

   • Key Benefit: Reinforces community bonds, direct assistance without contractual complexity.
   • Application: More common in close-knit communities, can be harder to scale or formalise for broader application.

5. Preventative Measures and Risk Management: Investing in preventative measures like high-quality security systems, fire suppression, robust construction, and regular maintenance can significantly reduce the likelihood of needing external financial protection.

   • Key Benefit: Reduces overall risk, potentially saving money and hassle in the long run.
   • Application: Essential for property owners and businesses. This is always a Sharia-compliant approach as it’s about taking necessary precautions.

6. Charitable Foundations and Endowments (Waqf): While not direct insurance, contributing to or benefiting from Waqf foundations can provide long-term societal and individual support. Waqf funds are endowed assets whose usufruct is used for charitable purposes, which can include supporting those in need due to unforeseen circumstances.

   • Key Benefit: Eternal reward, community benefit, long-term stability.
   • Application: More of a societal solution, but individuals can contribute to or benefit from established Waqf institutions.

7. Ethical Loan Arrangements (Qard Hasan): In times of genuine need, individuals or businesses can seek Qard Hasan (a benevolent loan) from ethical financial institutions or individuals. This is an interest-free loan where only the principal amount is repaid.

   • Key Benefit: Provides financial relief without the burden of interest.
   • Application: Relies on the availability of such loans and the ability to repay the principal. It’s a short-term solution for immediate liquidity needs.

These alternatives highlight a shift from conventional risk transfer to models based on mutual assistance, ethical investments, and self-reliance, all aligned with Islamic economic principles.

How to Cancel Stride.co.uk Subscription (or rather, Lansdown Insurance Policy)

Since Stride.co.uk no longer offers direct services and has merged with Lansdown Insurance Brokers, any “subscription” or policy would now be under Lansdown’s purview. Therefore, to cancel a policy that originated with Stride Insurance or was subsequently managed by Lansdown, you would need to follow Lansdown Insurance Brokers’ cancellation procedures. Ethicaliving.co.uk Review

Identifying Your Policy

First, gather all your policy documents. These should indicate whether your policy was originally with Stride Insurance or is now explicitly under Lansdown Insurance Brokers. Key information will include:

• Your policy number.
• The type of insurance (e.g., Blocks of Flats, Landlords, Property Owners, Business).
• The policy start and end dates.
• Your personal details as registered on the policy.

Contacting Lansdown Insurance Brokers Directly

The most direct and effective method for cancellation is to contact Lansdown Insurance Brokers using the details provided on the Stride.co.uk redirect page, or by visiting their main website.

1. Phone: Call Lansdown Insurance Brokers at 01242 524498. Be prepared with your policy details. Speaking directly to a representative can expedite the process and allow you to clarify any terms, such as cancellation fees or conditions.
2. Email: Send an email to [email protected]. Clearly state your intention to cancel, provide your policy number, full name, and contact details. Request confirmation of the cancellation in writing.

Reviewing Policy Terms and Conditions

Before initiating cancellation, it’s crucial to review the terms and conditions of your specific insurance policy. Look for clauses related to:

• Cancellation Fees: Many insurance policies have early cancellation fees or retain a portion of the premium.
• Notice Period: Some policies require a specific notice period for cancellation.
• Refunds: Understand how pro-rata refunds are calculated, if applicable.
• Impact on Coverage: Ensure you understand when your coverage will officially cease and if there are any implications for ongoing liabilities.

Written Confirmation

Always request written confirmation of your policy cancellation. This could be an email or a formal letter from Lansdown Insurance Brokers. This documentation is vital for your records in case of any future disputes.

Ethical Considerations for Policyholders

From an Islamic perspective, if you are currently holding a conventional insurance policy, you should seek to cancel it and transition to a Sharia-compliant alternative (like Takaful) as soon as practically possible, especially at the point of policy renewal. While there might be cancellation fees, the priority is to move away from impermissible transactions. The financial implications of cancelling early should be weighed against the ethical imperative to avoid transactions involving riba and gharar. Seek advice from a knowledgeable Islamic scholar if unsure about your specific situation. Canddservices.co.uk Review

Stride.co.uk Pricing (Through Lansdown Insurance)

As Stride.co.uk is purely a redirect, there’s no direct “Stride.co.uk pricing” to discuss. All pricing for insurance products would be determined by Lansdown Insurance Brokers, which now handles the combined client base. Conventional insurance pricing is typically complex, influenced by a multitude of factors, and generally structured in a way that doesn’t align with Islamic finance principles.

Factors Influencing Lansdown Insurance Pricing:

Lansdown Insurance Brokers, as a conventional insurer, would determine policy premiums based on standard underwriting practices. These typically include:

1. Type of Insurance:

   • Blocks of Flats Insurance: Pricing would depend on the size of the block, construction materials, location, security features, claims history, and sum insured.
   • Landlords Insurance: Factors include the type of property (residential/commercial), number of tenants, tenancy agreements, location, property value, and any additional coverages like loss of rent.
   • Property Owners Insurance: Similar to landlords, but for properties that may not be rented out, focusing on the building structure, contents, and liability.
   • Business Insurance: Highly variable, depending on the industry, size of the business, types of risks (e.g., public liability, professional indemnity, cyber risk), number of employees, and assets.

2. Risk Assessment: Insurers assess the perceived risk associated with the policyholder and the insured asset. This involves:

   • Claims History: A history of previous claims typically leads to higher premiums.
   • Location: Geographical risk factors (e.g., flood plains, high crime areas).
   • Security Measures: Presence of alarms, CCTV, secure access.
   • Building Characteristics: Age of the building, materials, state of repair.

3. Coverage Level: The extent of coverage chosen directly impacts the premium. Higher sums insured or more comprehensive coverage (e.g., accidental damage, legal expenses, terrorism cover) will result in higher costs. Phoenixseo.co.uk Review

4. Deductibles/Excess: The amount the policyholder agrees to pay out-of-pocket for each claim (the excess) can influence the premium. A higher excess usually means a lower premium.

5. Market Competition: Pricing is also influenced by the competitive landscape among insurance providers.

Ethical Implications of Conventional Insurance Pricing

From an Islamic perspective, the pricing model of conventional insurance is inherently problematic due to its reliance on interest and the statistical models used to pool risk and generate profit for the insurer. This system often involves:

• Investment of Premiums in Interest-Bearing Assets: Insurers invest the vast pool of premiums they collect, often in interest-generating bonds or other assets, which generates income for the company. This income is derived from riba, making the entire operation questionable.
• Actuarial Science and Speculation: While actuarial science is used to assess risk, the overall structure often leads to an element of maysir (gambling) as policyholders pay a premium hoping for a payout on an uncertain event, and the insurer collects premiums hoping the event doesn’t occur or is less costly than expected.
• Profit Motive over Mutual Aid: Conventional insurance is primarily driven by profit for shareholders, whereas Islamic Takaful is based on mutual assistance and shared risk, with any surplus often returned to participants or retained for the common good.

Therefore, while Stride.co.uk leads to Lansdown Insurance, which has a pricing structure based on standard market practices, it is important for Muslims to be aware of the ethical concerns associated with such models and to seek out Sharia-compliant alternatives like Takaful, where the pricing mechanisms are designed to avoid interest and excessive speculation.

Stride.co.uk vs. Ethical Alternatives

A direct comparison between Stride.co.uk and ethical alternatives isn’t quite apples-to-apples, as Stride.co.uk is a redirect for a conventional insurer (Lansdown Insurance Brokers). The true comparison lies between conventional insurance and Sharia-compliant financial protection mechanisms like Takaful. Here’s a breakdown of the key differences: Stonemasters.co.uk Review

Stride.co.uk (via Lansdown Insurance Brokers) – Conventional Insurance

Core Philosophy: Based on risk transfer. Policyholders pay premiums to an insurance company, which assumes the risk of defined losses. The insurer profits from investments of premiums and from claims being lower than premiums collected.
Key Characteristics:

• Riba (Interest): Premiums are invested in interest-bearing assets, and interest may be charged on policy features.
• Gharar (Uncertainty): Contains elements of excessive uncertainty regarding future events and payouts.
• Maysir (Gambling): Some scholars view it as a form of gambling due to the speculative nature of the contract.
• Profit Motive: The primary objective of the insurance company is to generate profit for its shareholders.
• Contractual Basis: A contract of exchange where risk is bought and sold.
• Regulatory Framework: Governed by secular insurance laws and regulations (e.g., FCA in the UK).
  Pros (from a secular perspective):
• Widespread availability and familiarity.
• Broad range of specific policies for diverse needs.
• Established legal and regulatory frameworks.
  Cons (from an Islamic perspective):
• Involvement with riba, gharar, and maysir makes it generally impermissible.
• Lacks Sharia oversight and ethical investment mandates.

Ethical Alternatives (Takaful, Self-Insurance, etc.) – Sharia-Compliant Protection

Core Philosophy: Based on mutual cooperation (Ta’awun), shared risk, and charitable contribution (Tabarru’). Participants donate to a common fund, which is then used to compensate members who suffer losses.
Key Characteristics:

• No Riba: Funds are invested only in Sharia-compliant assets that avoid interest.
• Minimised Gharar: Efforts are made to minimise uncertainty in contracts, and the underlying principle is mutual aid, not speculative exchange.
• No Maysir: The transaction is based on cooperation and donation, not a gamble.
• Mutual Aid Principle: Any surplus in the Takaful fund is typically returned to participants or used for charitable purposes, rather than being solely for shareholder profit.
• Contractual Basis: Often uses contracts like Mudarabah (profit-sharing) or Wakalah (agency) for fund management, alongside Tabarru’ (donation) for risk sharing.
• Sharia Oversight: Governed by a Sharia supervisory board that ensures adherence to Islamic principles.
  Pros (from an Islamic perspective):
• Fully compliant with Islamic financial principles, avoiding riba, gharar, and maysir.
• Promotes social solidarity and ethical investment.
• Offers a permissible way to manage risk and provide financial protection.
  Cons:
• Availability might be more limited in non-Muslim majority countries like the UK for some specific product types.
• May require more research to find reputable providers.
• Public awareness and understanding are still growing.

Comparison Summary:

Feature	Conventional Insurance (via Lansdown)	Ethical Alternatives (Takaful)
Underlying Principle	Risk Transfer, Profit Maximisation	Mutual Cooperation, Shared Risk, Charity
Interest (Riba)	Present (investment of premiums)	Absent (Sharia-compliant investments)
Uncertainty (Gharar)	Often excessive and speculative	Minimized, based on cooperative donation
Gambling (Maysir)	Potential element in some contracts	Absent (based on Tabarru’)
Surplus Treatment	Belongs to shareholders	Returned to participants or charity
Investment Policy	Can be in any legal asset, including interest-bearing	Strictly Sharia-compliant assets
Oversight	Secular regulatory bodies	Sharia Supervisory Board + Secular Regulators

For a Muslim seeking financial protection, the choice is clear: prioritize ethical alternatives like Takaful, even if it requires more effort to find. While Stride.co.uk redirects to a mainstream option, the imperative for permissible financial dealings necessitates looking beyond conventional offerings.

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FAQ

What is Stride.co.uk currently?

Stride.co.uk is currently a redirect domain. It serves as a landing page to inform visitors that Stride Insurance merged with Lansdown Insurance Brokers on 1st July 2023, and it directs users to Lansdown Insurance Brokers’ main website for all services and inquiries.

Is Stride.co.uk still active as an independent insurance provider?

No, Stride.co.uk is no longer active as an independent insurance provider. Its operations have been fully integrated into Lansdown Insurance Brokers following their merger. Finesofas.co.uk Review

What kind of services does Lansdown Insurance Brokers offer?

Lansdown Insurance Brokers specialises in property insurance, including Blocks of Flats Insurance, Landlords Insurance, and Property Owners Insurance. They also offer Business Insurance.

How can I contact Lansdown Insurance Brokers?

You can contact Lansdown Insurance Brokers by phone at 01242 524498 or by email at [email protected]. These details are prominently displayed on the Stride.co.uk redirect page.

Are the services offered by Lansdown Insurance Brokers Sharia-compliant?

No, Lansdown Insurance Brokers offers conventional insurance products. These products typically involve elements of riba (interest), gharar (excessive uncertainty), and maysir (gambling), which are generally considered impermissible in Islam.

What is Takaful?

Takaful is the Islamic alternative to conventional insurance. It operates on principles of mutual cooperation and shared responsibility, where participants contribute to a common fund to cover potential losses of other members, avoiding interest and speculative elements.

Why is conventional insurance generally considered impermissible in Islam?

Conventional insurance is often considered impermissible due to its involvement with: 1) Riba (interest): Premiums are invested in interest-bearing assets; 2) Gharar (excessive uncertainty): The contract’s inherent ambiguity regarding future events; and 3) Maysir (gambling): A speculative element where one party gains at the expense of another through an uncertain event. Fubsies.co.uk Review

What are some ethical alternatives to conventional property insurance?

Ethical alternatives include Takaful (Islamic insurance) schemes, building robust emergency funds for self-insurance, investing in Sharia-compliant portfolios for financial resilience, and implementing strong preventative risk management measures for properties.

Does Stride.co.uk provide any historical information about Stride Insurance?

No, the Stride.co.uk redirect page does not provide detailed historical information about the former Stride Insurance. Its purpose is solely to announce the merger and facilitate redirection to Lansdown Insurance Brokers.

Can I get a quote for insurance directly on Stride.co.uk?

No, you cannot get a quote directly on Stride.co.uk. The site is a redirect, and all insurance inquiries and quotes would need to be handled through Lansdown Insurance Brokers’ main website or by contacting them directly.

What happened to my existing Stride Insurance policy after the merger?

If you had an existing Stride Insurance policy, it would have been transferred and is now managed by Lansdown Insurance Brokers. You should contact Lansdown Insurance Brokers directly for any policy-related inquiries or renewals.

Is there a specific link to the “About Us” page for Lansdown Insurance from Stride.co.uk?

Yes, the Stride.co.uk page includes a link: “To find out more about us please click here,” which directs you to the “About Us” section on the Lansdown Insurance Brokers website. Autoassure.co.uk Review

Does Lansdown Insurance Brokers have a social media presence?

Yes, the Stride.co.uk page provides links to Lansdown Insurance Brokers’ social media profiles, including Facebook, Twitter, and LinkedIn.

Is it advisable to continue with a conventional insurance policy from an Islamic perspective?

From an Islamic perspective, it is advisable to transition away from conventional insurance policies and seek Sharia-compliant alternatives like Takaful as soon as practically possible, ideally at the point of renewal or when you are able to do so without undue hardship.

How can I find Takaful providers in the UK?

You can search online for “Takaful UK” or consult Islamic finance advisory websites such as Islamic Finance Guru (IFG) or the UK Islamic Finance Council (IFC UK) for guidance on available Sharia-compliant options.

What should I do if I want to cancel my insurance policy with Lansdown Insurance Brokers?

To cancel your policy with Lansdown Insurance Brokers, you should contact them directly via phone (01242 524498) or email ([email protected]). Make sure to have your policy number and review your policy’s terms and conditions regarding cancellation.

Are there any fees for cancelling an insurance policy with Lansdown?

It is possible that Lansdown Insurance Brokers, like other conventional insurers, may apply cancellation fees or retain a portion of your premium if you cancel your policy early. You should check your specific policy terms or inquire directly with them. Millcottageschool.co.uk Review

What is the advantage of self-insurance or emergency funds from an Islamic perspective?

The advantage of self-insurance via emergency funds is complete control over your money, avoiding involvement with interest (riba) and promoting financial discipline and reliance on Allah, which aligns with Islamic teachings.

Can businesses also opt for ethical financial protection?

Yes, businesses can and should also seek ethical financial protection. This would involve exploring business Takaful solutions, building strong business reserves, and implementing robust risk management strategies that align with Islamic principles.

Where can I learn more about Sharia-compliant finance?

You can learn more about Sharia-compliant finance from reputable sources such as academic institutions offering Islamic finance courses, dedicated Islamic finance websites (e.g., Islamic Finance Guru), and publications by Islamic financial scholars and bodies like the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI).

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