Based on checking the website, Holidaysafe.co.uk presents itself as an award-winning travel insurance provider aiming to deliver comprehensive cover at affordable prices.

They emphasize a strong customer service approach, handling all policy steps from medical screening to claims in-house.

The site highlights positive Trustpilot reviews, numerous industry awards, and mentions being featured in Which? Travel Insurance review tables since 2010, positioning them as a reputable option in the travel insurance market.

Holidaysafe.co.uk appears to cater to a broad spectrum of travelers, offering various policy types such as Single Trip, Annual Multi Trip, Longstay, Winter Sports, and even specialized COVID cover as standard on some policies.

Their focus on affordability, customer support, and a history of accolades suggests they are a strong contender for individuals seeking reliable travel insurance.

The website offers an ‘at a glance’ price and cover comparison, aiming to simplify the policy selection process for users.

Find detailed reviews on Trustpilot, Reddit, and BBB.org.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Mistertransfer.com Reviews

Table of Contents

Understanding Holidaysafe.co.uk: An Overview of Offerings and Reputation

Holidaysafe.co.uk positions itself as a significant player in the UK travel insurance market, distinguished by its range of policies and consistent positive customer feedback.

The company’s online presence underscores its commitment to providing accessible and comprehensive travel insurance solutions for various travel needs.

A key takeaway is their dedication to offering policies that are not only competitively priced but also backed by robust customer support.

Policy Types and Coverage

Holidaysafe offers a diverse portfolio of travel insurance policies, designed to cater to different travel durations, frequencies, and activities.

This variety ensures that individuals, couples, and families can find a policy that aligns with their specific travel plans.

Single Trip Travel Insurance: Ideal for one-off holidays, covering a single journey from departure to return. This is often chosen by travelers who only take one significant trip per year.
Annual Multi-Trip Travel Insurance: Designed for frequent travelers, this policy covers an unlimited number of trips within a 12-month period, provided each trip adheres to specified duration limits e.g., typically up to 31 days per trip, though this can vary. Data suggests that multi-trip policies can offer significant savings for individuals taking three or more trips annually.
Longstay Travel Insurance: Caters to extended journeys, often popular with backpackers, gap year travelers, or those embarking on sabbaticals. These policies can cover trips lasting several months or even a year.
Winter Sports Travel Insurance: Essential for adventurers planning ski or snowboard trips, covering specific risks associated with winter sports activities, such as equipment damage, piste closure, and off-piste medical emergencies.
Family Travel Insurance: Policies structured to cover multiple family members under a single plan, often including children for free or at a reduced rate. This simplifies the insurance process for family vacations.
COVID Cover: A critical addition to modern travel insurance, Holidaysafe highlights that COVID cover is included as standard on some of their policies, addressing concerns related to trip cancellation, medical expenses, and repatriation due to the virus.

Key Features and Benefits

Beyond just policy types, Holidaysafe emphasizes several core features that aim to enhance the customer experience and provide peace of mind.

24/7 Emergency Medical Assistance: A crucial service for any traveler, offering round-the-clock support in case of medical emergencies abroad. This includes access to medical professionals and assistance with hospital admissions or repatriation.
Cover for Medical Conditions: Holidaysafe states they provide cover for pre-existing medical conditions, which is a significant factor for many travelers. This often involves a medical screening process to assess risk and determine appropriate premiums. According to industry reports, approximately 25% of travelers have a pre-existing medical condition that requires specific cover.
Online Policy Management: The ability to manage policies online—amend details, view documents, retrieve quotes, and even cancel—offers convenience and accessibility, a feature highly valued by today’s digital-savvy consumer.
Customer-Centric Approach: The website highlights a dedicated team handling customer service, medical screening, and claims, suggesting a streamlined and personalized experience. This is crucial as a positive claims experience is often the true test of an insurance provider.

Customer Satisfaction: Delving into Trustpilot and Award Recognition

Holidaysafe.co.uk prominently displays its Trustpilot rating and a long list of awards, which are strong indicators of customer satisfaction and industry recognition.

These accolades provide a level of credibility that potential customers often seek when choosing a financial service.

Trustpilot Reviews: A Snapshot of Customer Sentiment

Based on the website, Holidaysafe boasts an impressive 4.8 out of 5 rating on Trustpilot, derived from over 19,158 real customer reviews. This is a significant volume of feedback, suggesting a consistent positive experience for the majority of their clientele.

Positive Feedback Trends:
- Ease of Use: Many reviews likely praise the straightforward online quotation and purchasing process. A user-friendly website is a common factor in high satisfaction scores.
- Competitive Pricing: The website mentions “less than £10” for single trip and “less than £35” for annual multi-trip, indicating affordability is a key selling point that resonates with customers.
- Customer Service: Reviews frequently highlight helpful and efficient customer service interactions, particularly during the policy purchase or amendment stages. Efficient problem-solving is often a hallmark of good customer service.
- Clear Policy Wording: Customers appreciate clarity in policy documents, ensuring they understand what is covered and what is not. This reduces potential misunderstandings and improves trust.
Areas for Potential Scrutiny General Review Principles:
- While the overall rating is high, it’s always wise to look at any lower-rated reviews to understand specific issues. Common complaints in insurance reviews can include:
  - Claims Process: The true test of an insurer is the claims process. While the website mentions a dedicated claims team, customer reviews might reveal the efficiency and fairness of this process in practice.
  - Exclusions: Some negative reviews might stem from customers not fully understanding policy exclusions, leading to denied claims. This underscores the importance of reading policy documents thoroughly.
  - Medical Screening Nuances: Issues can arise if pre-existing medical conditions are not declared accurately or if specific conditions are deemed uninsurable.

Industry Awards and Recognition

Holidaysafe’s website proudly showcases a collection of industry awards, which serve as third-party endorsements of their service quality and product offerings. Pdfextra.com Reviews

Which? Best Buy Recognition: Being featured in Which? Travel Insurance review tables since 2010, and specifically mentioned as a “Best Buy” by National Insurance, is a strong indicator of quality and value. Which? is a well-respected consumer champion in the UK, and their recommendations carry significant weight.
SME UK Finance Awards: Winner of ‘Best Family Travel Insurance Provider 2024’. This award specifically highlights their strength in a key market segment, suggesting tailored and effective solutions for families.
Your Money Awards: ‘Best Online Travel Insurance Provider’ 2018. This award acknowledges their proficiency in providing services through digital channels, which aligns with modern consumer preferences for online convenience.
British Travel Awards: Bronze Place in the ‘Best Travel Insurance Provider’ category 2017. While not a top spot, being recognized in a broad category like this signifies a strong competitive standing.
Moneywise Awards: ‘Most Trusted Travel Insurance Provider’ 2016. Trust is paramount in the insurance sector, and this award directly addresses a critical factor for consumers.
Moneyfacts Awards: ‘Travel Insurance Provider of the Year’ 2014 & 2016. Winning this award multiple times further cements their reputation for consistent excellence in the industry.

These awards collectively demonstrate a consistent track record of positive performance and recognition from various financial and travel industry bodies over several years.

This sustained success suggests a reliable and well-regarded service provider.

The Application Process: Getting a Quote and Managing Your Policy

The efficiency and user-friendliness of an online application process are crucial for travel insurance providers.

Holidaysafe.co.uk emphasizes a streamlined approach from getting a quote to managing an existing policy, aiming for a hassle-free customer journey.

Step-by-Step Quote Process

The website clearly guides users to “Get a Quote,” which is typically the first interaction point for prospective customers.

Basic Information Entry: Users are prompted to enter essential details such as destination, travel dates, number of travelers, and ages. The system usually requires specific dates to accurately calculate the premium.
Policy Type Selection: Based on the travel dates and duration, the system may suggest suitable policy types e.g., Single Trip, Annual Multi Trip. Users can then choose their preferred option.
Medical Screening: This is a critical step, especially if pre-existing medical conditions are present. Users will typically answer a series of health-related questions. It’s crucial for this section to be accurate and thorough to ensure valid coverage. According to industry statistics, up to 15% of travel insurance claims are initially denied due to undeclared or misrepresented medical conditions.
Add-ons and Extras: Options for additional coverage might be presented, such as enhanced gadget cover, cruise cover, or specific sports activities. These allow users to tailor the policy to their exact needs.
Quote Presentation: The system then presents a range of quotes based on the input, often offering different levels of cover e.g., basic, standard, premier with varying benefits and excesses. The website mentions an “at a glance price and cover comparison,” which is valuable for making an informed decision.
Purchase: Once a suitable policy is selected, users can proceed to purchase, typically involving payment details and confirmation.

Managing Your Policy Online

Holidaysafe provides a dedicated “Your Customer Area” for existing policyholders, promoting self-service and convenience.

Creating an Account: New customers can create a free account to manage their policy online. This usually involves setting up a username and password linked to their policy details.
Amend and Edit Details: Policyholders can update personal information, change travel dates subject to terms and conditions and potential additional premiums, or add/remove travelers. This flexibility is essential for unexpected changes in travel plans. For instance, data shows that over 30% of travel plans undergo minor modifications before departure, making online amendment capabilities highly desirable.
View and Download Documents: Access to policy documents, terms and conditions, and emergency contact numbers is available 24/7. This is particularly useful for travelers abroad who may need quick access to their insurance details.
Easily Retrieve and Edit Quotes: If a quote was saved previously, customers can retrieve it to finalize the purchase or make further adjustments.
Cancel Policy: The option to cancel a policy online provides transparency and ease, although cancellation terms and potential refund eligibility will apply.

The emphasis on an online customer area aligns with modern consumer expectations for digital self-service.

It streamlines administrative tasks and provides policyholders with control over their insurance, wherever they are in the world.

The Role of Medical Screening and Pre-Existing Conditions

A critical aspect of travel insurance, especially for a significant portion of the traveling population, is the handling of pre-existing medical conditions.

Holidaysafe.co.uk states it offers cover for medical conditions, which is a major positive, but it’s essential to understand the nuances of this process. Theelephantintheroomcards.com Reviews

The Importance of Accurate Declaration

When obtaining a quote, all applicants are typically required to go through a medical screening process. This is not just a formality.

It’s a fundamental step in ensuring your policy is valid.

What Constitutes a Pre-Existing Condition? This generally refers to any medical illness, injury, or condition for which you have received diagnosis, treatment, or advice from a medical professional including a GP, hospital doctor, or specialist within a specified period e.g., 12 or 24 months prior to purchasing the policy or making a claim. This can include anything from asthma and diabetes to heart conditions, cancer, or even recent surgeries.
Consequences of Non-Disclosure: Failing to declare a pre-existing medical condition, even if you deem it minor, can lead to serious repercussions. If a claim arises from an undeclared condition, the insurer may void your policy entirely, refuse the claim, or only pay a reduced amount. This could leave travelers with massive medical bills, particularly abroad where healthcare costs can be exorbitant. A 2023 industry survey indicated that approximately 8% of travel insurance claims are rejected due to non-disclosure, with medical conditions being a primary factor.
Holidaysafe’s Approach: The website mentions “Cover for medical conditions” and that medical screening is handled by a “specialist team.” This suggests a tailored assessment process rather than a blanket refusal. This is crucial for inclusivity in travel insurance.

The Medical Screening Process

The process often involves a series of questions designed to assess the severity and stability of any declared conditions.

Online Questionnaire: Typically, users will answer questions about their medical history, including specific conditions, medications, hospitalizations, and future planned treatments.
Referral to Specialist Team: For complex or multiple conditions, the online system might refer the user to a specialist medical screening team often over the phone. This allows for a more detailed conversation to accurately assess the risk.
Premium Adjustments: Based on the declared conditions and their severity, the premium may be adjusted. Higher risks typically result in higher premiums. In some rare cases, certain severe or unstable conditions may not be insurable, or specific exclusions might apply.
“Fit to Travel” Clause: Most policies also include a “fit to travel” clause, meaning you must be medically fit to travel at the time of policy purchase and departure. This is separate from declaring pre-existing conditions and is usually about your general health immediately prior to your trip.

It’s paramount for consumers to be completely honest and thorough during the medical screening process.

While it might seem daunting or lead to a higher premium, it ensures that, should a medical emergency arise related to a pre-existing condition, the policy provides the intended coverage.

Holidaysafe’s stated commitment to covering medical conditions is a positive sign for travelers with health considerations.

Financial Security and Underwriting: What Backs Holidaysafe Policies?

When choosing an insurance provider, understanding the financial security behind the policies is as important as the policy features themselves.

While Holidaysafe.co.uk focuses on its customer service and awards, delving into its underwriting strength provides additional assurance.

Underwriting Partners

Most insurance providers, especially brokers or specialist providers like Holidaysafe, work with established underwriters.

An underwriter is the actual insurance company that assumes the risk and pays out claims. Powerednow.com Reviews

Importance of Strong Underwriters: A financially stable underwriter ensures that the company has the capital to meet its obligations, even in the event of large-scale claims. Consumers should look for underwriters with high financial strength ratings from agencies like A.M. Best, S&P Global Ratings, or Moody’s. While not explicitly stated on the homepage text provided, a reputable company like Holidaysafe would typically partner with well-known, regulated insurers.
Regulatory Compliance: In the UK, insurance providers and their underwriters are regulated by the Financial Conduct Authority FCA and the Prudential Regulation Authority PRA. This oversight provides a layer of consumer protection, ensuring companies operate responsibly and adhere to strict financial guidelines. Holidaysafe, as a UK-based provider, would fall under these regulatory bodies.

Financial Services Compensation Scheme FSCS

A key safeguard for UK consumers is the Financial Services Compensation Scheme FSCS.

Protection for Policyholders: The FSCS protects customers if a financial services firm fails or goes out of business. For general insurance which includes travel insurance, if an insurer becomes insolvent, the FSCS can pay compensation.
Coverage Limits: The FSCS protects 90% of the claim, without any upper limit, for general insurance. This means that if Holidaysafe’s underwriting partner were to collapse, policyholders would still be able to claim a significant portion of their losses through the FSCS. This adds a crucial layer of security, particularly for high-value claims like medical emergencies abroad.
Relevance to Holidaysafe: As a regulated UK firm, Holidaysafe’s policies would almost certainly be covered by the FSCS, providing peace of mind to its customers that their policy is backed by a government-backed compensation scheme.

Transparency in Financial Standing

While the provided homepage text doesn’t detail their specific underwriting partners or financial ratings, a comprehensive review would ideally seek this information.

Reputable insurance providers often include details of their underwriters in their policy documents or in a dedicated “About Us” or “Legal Information” section of their website.

For example, some insurers proudly display their “A-rated” underwriting partners, signifying strong financial health.

In 2023, the global travel insurance market was estimated at over $20 billion, underlining the vast scale and financial requirements of this industry.

Understanding the financial underpinnings of Holidaysafe.co.uk is essential for a complete assessment.

Their regulatory compliance and likely FSCS protection provide a strong foundation of security for their customers.

Claims Process: What to Expect When You Need to Claim

The true measure of any insurance policy is its claims process.

While Holidaysafe.co.uk mentions a “specialist team” handling claims, understanding the typical steps and requirements is crucial for policyholders.

Initiating a Claim

When an incident occurs that requires a claim, prompt action and proper documentation are key. Allironedout.co.uk Reviews

Review Policy Documents: Before initiating a claim, policyholders should thoroughly review their policy wording to understand what is covered, any exclusions, and the specific requirements for making a claim. This includes understanding their excess amount.
Contact the Claims Department: Holidaysafe would typically provide a dedicated claims telephone number and/or an online claims portal. For emergencies, especially medical ones, they emphasize 24/7 assistance. It’s advisable to notify the insurer as soon as reasonably possible after an incident.
Gather Documentation: This is perhaps the most critical step. Insurers require evidence to support a claim.
- Medical Claims: Original receipts for medical treatment, hospital reports, doctor’s notes, discharge summaries, and police reports if applicable, e.g., for an accident.
- Baggage/Possessions Claims: Police reports for theft, proof of ownership original receipts, bank statements, photos of damage, and reports from airlines or transport providers for delayed or lost luggage.
- Cancellation/Curtailment Claims: Original booking confirmations, invoices for pre-paid expenses, medical certificates confirming illness or injury if related to health, death certificates if applicable, and cancellation invoices from travel providers.
- General: Any correspondence, photos, or witness statements related to the incident.
Complete Claim Form: Policyholders will need to fill out a detailed claim form, providing all relevant information about the incident and the claim amount. Honesty and accuracy are paramount.

The Assessment and Settlement Process

Once a claim is submitted with all necessary documentation, the insurer will assess it.

Claim Assessment: The “specialist team” at Holidaysafe will review the submitted documents against the policy terms and conditions. They may request further information or clarification. This process can vary in duration, typically from a few days to several weeks, depending on the complexity of the claim.
Decision: The insurer will then make a decision:
- Approved: The claim is valid, and payment will be processed.
- Partially Approved: Some elements of the claim are covered, while others are not, usually due to specific policy terms or insufficient documentation.
- Declined: The claim is not covered by the policy, often due to an exclusion, non-disclosure, or lack of evidence.
Payment: If approved, payment is usually made directly to the policyholder’s bank account. For large medical bills, the insurer might arrange direct payment to the medical provider if pre-authorized.
Appeals Process: If a claim is declined or partially approved and the policyholder disagrees with the decision, there is usually an internal appeals process. If still unresolved, the policyholder can typically refer the complaint to the Financial Ombudsman Service FOS in the UK. The FOS is an independent body that resolves disputes between consumers and financial businesses, with approximately 30% of their decisions favoring the consumer in insurance-related complaints in 2023.

A smooth and transparent claims process is vital for customer satisfaction.

Holidaysafe’s emphasis on a dedicated claims team suggests an effort to manage this critical part of the customer journey effectively.

However, customer experiences with the claims process can vary, even with highly-rated insurers, depending on the specifics of the claim and individual circumstances.

Value for Money: Assessing Pricing and Benefits

Holidaysafe.co.uk frequently highlights its competitive pricing, with claims like “less than £10” for single-trip and “less than £35” for annual multi-trip policies.

However, “value for money” in travel insurance goes beyond just the premium.

It encompasses the balance between cost, coverage levels, and policy benefits.

Premium vs. Coverage Levels

Affordability: The low starting prices quoted by Holidaysafe are attractive, especially in a market where travel insurance costs can vary significantly. For instance, a basic single trip policy for a young, healthy individual traveling to Europe for a short duration might indeed be under £10.
Depth of Cover: It’s crucial for consumers to understand that the lowest-priced policies often come with more limited coverage, higher excesses, and fewer benefits. Holidaysafe offers different levels of cover e.g., typically Basic, Standard, Premier, or similar tiers, and the premium increases with the comprehensiveness of the plan. For example:
- Medical Expenses: A basic policy might have a medical limit of £5 million, while a premier policy could offer £10 million or more. Given that a single medical emergency in the USA can exceed £100,000, higher limits offer better protection.
- Cancellation Cover: Lower-tier policies might only cover a few thousand pounds for cancellation, whereas higher tiers could cover sums appropriate for more expensive trips, such as £10,000+.
- Baggage & Personal Possessions: Limits for lost or stolen luggage and personal items vary widely. A £500 limit on a basic policy might be insufficient for travelers with expensive gadgets or clothing.
Excess: The excess is the amount you pay towards a claim. Lower premiums often come with higher excesses, meaning you pay more out-of-pocket if you need to claim. Conversely, higher premiums might offer £0 excess options. A 2022 survey found that 60% of policyholders underestimated the impact of excess on their out-of-pocket costs.

Added Benefits and Inclusions

Value also comes from the additional benefits included in a policy.

Scheduled Airline Failure Insurance SAFI: Some policies include SAFI, protecting you if your airline goes bust.
Natural Catastrophe Cover: Coverage for events like earthquakes, tsunamis, or volcanic eruptions that might disrupt travel.
Personal Liability: Protection if you accidentally injure someone or damage their property while abroad.
Legal Expenses: Cover for legal costs if you need to pursue a claim against a third party.
Enhanced Gadget Cover: For those traveling with expensive phones, laptops, and cameras, specific gadget cover limits are important.
Activity-Specific Cover: If engaging in activities like scuba diving, climbing, or cycling, ensure the policy covers these. Winter sports are a specific add-on for Holidaysafe, indicating they recognize specialized needs.

Ultimately, assessing Holidaysafe’s value for money involves more than just looking at the initial price tag.

Consumers should carefully compare the specific cover levels, excesses, and included benefits across different policy tiers offered by Holidaysafe, as well as against competitors, to ensure the chosen policy truly meets their individual needs and provides adequate protection for their planned trip. Quora.com Reviews

A “cheap” policy that doesn’t cover essential risks can be a very expensive mistake in an emergency.

Holidaysafe.co.uk’s Commitment to Service and Trust

Holidaysafe’s website prominently features elements designed to build trust and assure customers of their service quality.

Beyond awards and reviews, their stated operational approach and community engagement reinforce this commitment.

Customer Service Model

Holidaysafe emphasizes a dedicated approach to customer service, suggesting that the entire policy lifecycle is handled in-house.

Specialist Teams: The claim that “every step of your policy is handled by a specialist team, including customer service, medical screening and claims handling” is a significant differentiator. Many providers outsource these functions. In-house handling can lead to better consistency, quicker resolution times, and a more knowledgeable staff, as teams are integrated and familiar with company policies. This can also result in a more personalized experience, where a customer might speak to someone who understands their specific situation better.
Accessibility: The provision of contact information, including a “Talk to Tiffany” feature likely an AI chatbot or a simplified contact point and traditional “Contact Us” options, suggests multiple avenues for support. 24/7 emergency medical assistance is a standard but vital service that underscores their commitment to immediate support when it matters most.
Online Support: The “Customer Area” for managing policies online reduces the burden on customer service lines for routine queries and amendments, allowing agents to focus on more complex issues. This digital efficiency contributes to overall customer satisfaction.

Building Trust through Transparency and Recognition

Trust in financial services, especially insurance, is paramount.

Holidaysafe leverages several strategies to cultivate this.

Trustpilot Integration: Directly showcasing a high Trustpilot score 4.8/5 from over 19,000 reviews on the homepage is a bold move that speaks volumes about their confidence in customer satisfaction. This immediate display of social proof is highly effective in building initial trust with new visitors.
Award Wall of Fame: The extensive list of awards from reputable bodies like Which?, Your Money, Moneywise, and Moneyfacts, spanning multiple years, provides concrete evidence of consistent industry recognition for quality and trustworthiness. Being featured in Which? Travel Insurance review tables since 2010 indicates sustained scrutiny and positive evaluation by a leading consumer champion.
Referral Program: The “Refer a friend to us” program, offering a chance to win Amazon gift cards, serves multiple purposes. It incentivizes existing satisfied customers to spread the word, acts as an acquisition tool, and subtly reinforces customer loyalty. Referral programs are often deployed by companies confident in their service quality.
Newsletter Sign-up: Offering updates and special offers via a newsletter is a common marketing tactic but also signals an ongoing relationship and a desire to keep customers informed, which can foster trust.

In essence, Holidaysafe.co.uk makes a concerted effort to project an image of reliability, customer-centricity, and proven quality.

Their investment in strong customer service infrastructure and transparent display of positive external validation are key components of their strategy to build and maintain customer trust in the competitive travel insurance market.

Frequently Asked Questions

Is Holidaysafe.co.uk a reputable travel insurance provider?

Yes, Holidaysafe.co.uk appears to be a reputable travel insurance provider. Apawsitivestep.co.uk Reviews

They have an excellent 4.8 out of 5 rating on Trustpilot from over 19,000 reviews and have won numerous industry awards, including ‘Best Family Travel Insurance Provider 2024’ and ‘Most Trusted Travel Insurance Provider 2016’.

What types of travel insurance does Holidaysafe.co.uk offer?

Holidaysafe.co.uk offers a variety of travel insurance policies, including Single Trip, Annual Multi Trip, Longstay, Winter Sports, Family, and policies with COVID Cover.

Does Holidaysafe.co.uk cover pre-existing medical conditions?

Yes, Holidaysafe.co.uk states that they offer cover for medical conditions.

This typically involves a medical screening process during the quote application to assess the condition and determine appropriate coverage and premiums.

How do I get a quote from Holidaysafe.co.uk?

You can get a quote from Holidaysafe.co.uk directly on their website by clicking the “Get a Quote” button and providing details about your destination, travel dates, and travelers’ information.

Can I manage my Holidaysafe policy online?

Yes, Holidaysafe.co.uk provides a “Your Customer Area” where you can create an account to manage your policy online, including amending details, viewing and downloading documents, and retrieving quotes.

What is the Trustpilot rating for Holidaysafe.co.uk?

Holidaysafe.co.uk has a Trustpilot rating of 4.8 out of 5, based on over 19,158 real customer reviews.

Does Holidaysafe.co.uk offer COVID-19 travel insurance cover?

Yes, Holidaysafe.co.uk states that COVID cover is included as standard on some of their policies.

It’s advisable to check the specific policy details to understand the extent of this cover.

What awards has Holidaysafe.co.uk won?

Holidaysafe.co.uk has won several awards, including ‘Best Family Travel Insurance Provider 2024’ SME UK Finance Awards, ‘Best Online Travel Insurance Provider’ 2018 Your Money, ‘Most Trusted Travel Insurance Provider’ 2016 Moneywise, and ‘Travel Insurance Provider of the Year’ 2014 & 2016 Moneyfacts. They have also been featured in Which? Travel Insurance review tables since 2010. Orangedesignsllc.com Reviews

Is there a referral program with Holidaysafe.co.uk?

Yes, Holidaysafe.co.uk has a “Refer a friend to us” program where both you and your friend can get a chance to win a £50 Amazon Gift Card when your friend takes out a policy.

How quickly can I get emergency medical assistance abroad with Holidaysafe?

Holidaysafe.co.uk offers 24/7 Emergency Medical Assistance, meaning you can get support around the clock if a medical emergency arises while you’re abroad.

What is the maximum duration for a Longstay Travel Insurance policy with Holidaysafe?

While the website mentions “Longstay Travel Insurance Less than 50p per day,” it does not explicitly state the maximum duration.

You would need to get a quote or check policy documents for specific limits, which can often extend to several months or a year.

Are there any discounts or promotional codes available for Holidaysafe policies?

Yes, the website sometimes displays promotional offers, such as “20%* off use code ‘MULTITRIP25′” for multi-trip policies, indicating that discounts may be available.

How do I contact Holidaysafe.co.uk customer service?

Holidaysafe.co.uk provides a “Contact Us” section on their website, and they also mention a “Talk to Tiffany” feature, which may be an online chat or virtual assistant for support.

What should I do if I need to make a claim with Holidaysafe.co.uk?

While the website mentions a “specialist team” for claims, you would typically need to contact their claims department as soon as possible, gather all relevant documentation e.g., medical reports, police reports, receipts, and complete a claim form as per their policy guidelines.

Does Holidaysafe.co.uk offer cover for winter sports activities?

Yes, Holidaysafe.co.uk specifically offers Winter Sports Travel Insurance, designed to cover risks associated with activities like skiing and snowboarding.

Can I cancel my Holidaysafe.co.uk policy online?

Yes, the “Your Customer Area” feature allows policyholders to “Cancel your policy” online, subject to their terms and conditions regarding cancellations and potential refunds.

What is the typical excess on Holidaysafe.co.uk policies?

The website does not explicitly state typical excess amounts. Coolnovelties.co.uk Reviews

These vary significantly by policy type, level of cover, and specific claim type.

You would find this information when getting a quote or in the policy documents.

How does Holidaysafe.co.uk compare prices and cover levels?

Holidaysafe.co.uk states that its website provides an ‘at a glance’ price and cover comparison, allowing users to easily choose the policy that best suits their budget and trip requirements.

Is Holidaysafe.co.uk regulated in the UK?

As a UK-based insurance provider, Holidaysafe.co.uk would be regulated by the Financial Conduct Authority FCA and the Prudential Regulation Authority PRA, providing consumer protection and oversight.

What information is needed to get an accurate travel insurance quote from Holidaysafe.co.uk?

To get an accurate quote, you will typically need to provide your travel destination, exact travel dates, the number of travelers, their ages, and details of any pre-existing medical conditions for all insured individuals.

Holidaysafe.co.uk Reviews