Involancer.com Reviews

Based on checking the website, Involancer.com presents itself as a solution for freelancers and remote workers seeking to legally invoice clients and receive online payments without the overhead of establishing a traditional company.

It aims to simplify the often complex administrative tasks associated with global freelancing, offering features like EU-based IBANs, VAT-compliant invoicing, and integration with various payment providers.

The platform positions itself as a facilitator for business-to-business B2B and business-to-consumer B2C transactions, helping users navigate international billing challenges and focus on their core services.

Involancer.com essentially acts as an intermediary, handling the invoicing, payment processing, and payroll aspects for its users.

This service is particularly appealing to those who operate internationally and face difficulties with traditional banking and payment systems in certain regions, or who simply wish to streamline their financial operations.

0.0 0.0 out of 5 stars (based on 0 reviews) Excellent0% Very good0% Average0% Poor0% Terrible0% There are no reviews yet. Be the first one to write one. Your review Your overall rating Select a Rating5 Stars4 Stars3 Stars2 Stars1 Star Title of your review Your review Your name Your email This review is based on my own experience and is my genuine opinion. ​ Submit Review

Amazon.com: Check Amazon for Involancer.com Reviews Latest Discussions & Reviews:

The website emphasizes ease of use, speed, and a bureaucracy-free experience, promising the ability to send an invoice and get paid online within minutes.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Streamlining Global Freelance Operations: The Involancer.com Approach

Involancer.com positions itself as a comprehensive solution for freelancers and remote workers looking to simplify their invoicing and payment collection processes, particularly across international borders.

The core value proposition revolves around enabling individuals to “invoice like a company from EU” without the legal and administrative burden of actually registering a company.

This is a significant draw for a rapidly expanding global freelance workforce.

The platform aims to abstract away the complexities of cross-border payments, VAT compliance, and administrative overhead, allowing users to focus on their primary services.

The Problem Involancer Seeks to Solve for Freelancers

Freelancers, especially those working with international clients, often face a myriad of challenges that Involancer attempts to address. Latenode.com Reviews

• Legal Entity Requirement: Many companies, especially in the EU, prefer or require invoices from a legally established entity rather than an individual. This creates a barrier for independent contractors who don’t want to go through the lengthy and costly process of company registration.
• International Payment Hurdles: Receiving payments from diverse countries can be problematic due to varying banking regulations, high transfer fees, and limited payment gateway options. Platforms like Stripe might not be accessible or efficient in all regions.
• VAT and Tax Compliance: Understanding and complying with Value Added Tax VAT regulations across different jurisdictions is a complex task that can lead to significant penalties if not handled correctly.
• Administrative Burden: Creating professional, compliant invoices, tracking payments, and managing financial records can consume a substantial amount of a freelancer’s time, diverting focus from income-generating activities.
• Bank Account Access: Obtaining an EU-based IBAN can be challenging for non-EU residents, yet it’s often essential for seamless transactions with European clients.

How Involancer.com Claims to Address These Issues

Involancer.com’s proposed solutions directly tackle these pain points, promising a more streamlined and compliant freelancing experience.

• Legal Invoicing without a Company: By acting as an intermediary, Involancer allows freelancers to issue invoices that appear to originate from an EU-based company, satisfying client requirements without the freelancer needing to establish their own legal entity. This is a significant value proposition for many.
• Global Payment Reception: The platform states it can receive online payments from 186 different countries, expanding the reach for freelancers beyond traditional payment systems. It explicitly mentions integrating with services like Stripe and Wise, which are widely used for international transactions.
• EU-Based IBAN: Providing an EU-based IBAN is a key feature, enabling smoother transactions with European clients and potentially reducing international transfer complexities.
• Automated Invoicing and Compliance: The system is designed to generate VAT-compliant e-invoices, reducing the manual effort and potential for errors in financial documentation.
• Reduced Administrative Load: By handling invoicing, payment notices, and potentially payroll services, Involancer aims to free up freelancers to “concentrate on their primary task rather than spending time on the business’ administrative tasks.”

Pricing Structure and Fee Breakdown: A Closer Look at Involancer’s Costs

Understanding the pricing model of any financial service is paramount, and Involancer.com’s fee structure is based on a pay-as-you-go model rather than fixed monthly subscriptions.

This approach can be appealing to freelancers with fluctuating income, as they only pay when they receive payments through the platform.

However, a detailed examination of the fees is necessary to fully grasp the total cost implications.

The Core Fee: Percentage of Outgoing Payments

Involancer charges a percentage of all payments “going out.” This includes payments disbursed for business costs and transfers to the user’s personal bank account. Appwork.com Reviews

• Freelancer Starter: 5% for monthly volumes up to €10,000. This tier is suitable for individuals just starting out or those with lower income streams.
• Freelancer Advance: 4.5% for monthly volumes higher than €10,000. This tier offers a slight reduction in the percentage fee, incentivizing higher transaction volumes.
• Enterprise: 4% for making payments to workers, suggesting this tier is for businesses or agencies managing multiple remote workers.

It’s crucial to note that this percentage is applied to funds leaving the Involancer system, which implies it applies to the gross amount you process through them before it reaches your personal account.

Additional Charges: Transfer Fees and Card Processing Fees

Beyond the core percentage, Involancer outlines two significant additional fees that can impact the total cost.

• Transfer Fee: A 1% transfer fee is applied to outgoing payments. This is separate from the percentage-based service fee and applies to the act of transferring funds from your Involancer account to your personal bank account or for business expenses.
  • Avoiding Transfer Fees with Wise: The website explicitly states that users can avoid this 1% transfer fee by opening a Wise formerly TransferWise account and linking its IBAN to the Involancer system. This is a crucial detail for cost-conscious users, as Wise is known for its competitive international transfer rates. Utilizing Wise could significantly reduce the effective cost of withdrawing funds.
• Card Processing Fee: An extra 2% processing fee is applied when accepting payments via card. This is a standard practice for many payment gateways like Stripe or PayPal and covers the costs associated with credit/debit card transactions, including interchange fees, assessment fees, and processor markups. If a significant portion of your clients pay by card, this 2% will add up.

Total Cost Implications and Example Scenario

Let’s break down an example scenario to illustrate the total cost:

Scenario: A freelancer processes €5,000 through Involancer in a month, receives all payments via bank transfer not card, and uses Wise for withdrawals to avoid the transfer fee.

• Service Fee Freelancer Starter: 5% of €5,000 = €250
• Transfer Fee avoided: €0 by using Wise
• Card Processing Fee not applicable: €0

Total Cost: €250, meaning the freelancer receives €4,750. Mintflick.com Reviews

Scenario 2: Same freelancer, but receives €5,000 primarily via card payments and withdraws to a regular bank account not Wise.

• Card Processing Fee: 2% of €5,000 = €100
• Transfer Fee: 1% of €5,000 – €250 – €100 = 1% of €4,650 = €46.50 assuming the 1% is on the net amount available for withdrawal after other fees

Total Cost: €250 + €100 + €46.50 = €396.50, meaning the freelancer receives €4,603.50.

As these examples show, the additional fees, particularly the card processing fee, can significantly increase the overall cost.

For users who can leverage Wise for withdrawals and encourage bank transfers over card payments, the costs are more manageable, sitting at 4-5% of the gross amount.

However, for those who rely heavily on card payments or don’t use Wise, the effective percentage can creep up significantly, potentially reaching 7-8% of the transaction value. Simplytrends.com Reviews

This makes it crucial for potential users to analyze their typical payment methods and withdrawal preferences before committing.

Supported and Forbidden Business Types: Navigating Involancer’s Scope

Involancer.com explicitly defines which types of businesses and services it supports and, more importantly, which it forbids.

This clarity is essential for potential users to determine if their specific freelancing or remote work aligns with the platform’s terms of service.

Understanding these boundaries prevents wasted time for individuals operating in unsupported sectors and ensures compliance for those who do fit the criteria.

Supported Business Types: Focus on Digital and Service-Oriented Work

Involancer primarily targets digital, service-based businesses where the value is delivered virtually. Nara.com Reviews

This aligns with the remote nature of many freelance and online work models.

The website lists several examples of supported activities, which generally fall under the umbrella of professional services, creative work, and education delivered online.

• Software Development and Design: This includes making and designing software, web development, app development, and related IT services. Given the global demand for tech talent, this is a major demographic for Involancer.
• Brand Structure and Creative Services: This encompasses activities like creating logos, slogans, graphic design, branding consultations, and similar creative endeavors that define a company’s identity.
• Coaching: This category includes life coaching, business coaching, fitness coaching, and any form of personalized guidance delivered remotely. The growth of the online coaching industry makes this a relevant inclusion.
• Live Webinars: Services involving the delivery of live online seminars, workshops, or training sessions, where interaction occurs in real-time over the internet.
• Content Creation and Planning: This broad category includes services related to planning, producing, and strategizing digital content, such as blog writing, video scripting, podcast production, and social media content.
• Photography and Custom Digital Content: Specifically, content made “just for you and sent in digital form.” This refers to bespoke digital assets like custom photography delivered digitally, illustrations, or unique digital art.
• Translation Services: Providing language translation for documents, websites, or other digital content.
• Educational Courses Real-Time Interaction: Courses where information is conveyed by a person in “real time over the internet or another electronic network.” This differentiates it from pre-recorded content, which is typically forbidden as seen in the “Forbidden” list. This implies interactive online teaching or tutoring.
• Similar Activities: This catch-all phrase suggests that other service-based, digital activities that align with the spirit of the listed examples might also be permissible, though users should seek clarification if unsure.

In essence, if your service is delivered digitally, does not involve physical goods, and requires specialized skills or direct consultation, it’s likely to be supported.

Forbidden Business Types: Key Exclusions and Rationale

The list of forbidden business types is equally important, as it outlines clear boundaries for the platform’s usage.

These restrictions often stem from regulatory complexities, higher fraud risks, or the platform’s operational limitations e.g., not handling physical logistics. Soundoff.com Reviews

• Dropshipping: This is explicitly forbidden, highlighting that Involancer does not support models involving the sale of physical goods where a third party fulfills the order.
• Sale of Physical Goods: This is a broad exclusion. Involancer is not designed for e-commerce businesses that sell tangible products, whether they ship them directly or use fulfillment services.
• Amazon FBA Fulfillment by Amazon: Specifically called out, reinforcing the prohibition on selling physical goods, especially through popular marketplace fulfillment models.
• Sales of Digital Goods Pre-recorded/Passive: This is a critical distinction. While live webinars and real-time educational courses are supported, the sale of pre-recorded content, downloadable software licenses, or other passive digital products is generally forbidden. The emphasis is on active service delivery rather than passive product sales.
• Licensed Professional Services: This category includes legal, tax, or financial advisory services. These are often highly regulated industries requiring specific licenses and oversight that Involancer may not be equipped to manage or legally facilitate as an intermediary. The liability associated with these services could be substantial.
• Location-Dependent Services/Live Performance On-Site: Any service that requires a physical presence or takes place on-site is forbidden. This reinforces Involancer’s focus on remote, digital services. Examples include live concerts, physical therapy sessions, or in-person consulting.
• Royalties: Receiving payments as royalties is also forbidden. This typically relates to passive income streams from intellectual property, which might have different legal and tax implications than active service delivery.

These clear definitions help set expectations for potential users.

If your business model involves physical goods, passive digital sales, high-risk financial activities, or requires a physical presence, Involancer is explicitly not the platform for you.

This structured approach to defining supported and forbidden activities allows Involancer to maintain focus on its core service offering and manage its regulatory and operational risks effectively.

Security and Compliance: Protecting User Data and Transactions

Users entrust platforms like Involancer.com with sensitive financial information and transaction details. Linksaber.com Reviews

While the website’s publicly available information on security is somewhat limited, it’s possible to infer certain aspects and identify critical areas that users should consider.

Data Protection and Privacy Measures

While Involancer.com doesn’t delve into granular details about its encryption protocols or data center security on the homepage, any reputable financial service provider is expected to adhere to industry best practices.

• SSL/TLS Encryption: The presence of HTTPS indicated by the padlock icon in the browser ensures that all data transmitted between a user’s browser and Involancer’s servers is encrypted. This prevents eavesdropping and tampering during data transfer, protecting login credentials, invoice details, and payment information.
• GDPR Compliance: As a platform operating with EU invoicing capabilities and potentially serving EU clients, Involancer would almost certainly need to comply with the General Data Protection Regulation GDPR. This involves stringent rules on how personal data is collected, stored, processed, and protected. GDPR mandates include:
  • Data Minimization: Collecting only the necessary data.
  • Data Subject Rights: Users having rights to access, rectify, or erase their data.
  • Data Breach Notification: Promptly informing affected users and authorities in case of a data breach.
• Payment Card Industry Data Security Standard PCI DSS: While Involancer itself might not directly store credit card numbers often handled by integrated payment gateways like Stripe, it must ensure that its systems interact with these gateways in a PCI DSS compliant manner. This standard ensures the secure handling of credit card information.

Regulatory Compliance and Legal Framework

The promise to “legally invoice your clients, without establishing a company” implies that Involancer operates within a specific legal framework.

• EU Legal Framework: The emphasis on “invoice like a company from EU” suggests adherence to European financial regulations. This could involve being registered as a payment service provider PSP or an Electronic Money Institution EMI in an EU member state, which entails strict regulatory oversight from national financial authorities. For instance, if they are based in Estonia or Lithuania, they would be regulated by the respective financial supervisory authorities.
• Anti-Money Laundering AML and Know Your Customer KYC: As a financial service handling transactions, Involancer is legally obligated to implement robust AML and KYC procedures. This explains the requirement for users to “Verify your identity by filling out the registration form.” KYC involves collecting and verifying identity documents passport, ID cards, proof of address to prevent illicit activities such as money laundering and terrorist financing.
• VAT Compliance: Involancer explicitly mentions providing “an tool to make and send invoices that comply with VAT.” This suggests that the platform understands and incorporates the complexities of VAT regulations, particularly for cross-border services within the EU and to third countries. This is crucial for freelancers to avoid tax liabilities.

User Responsibility in Security

While Involancer is responsible for its platform’s security, users also play a vital role.

• Strong Passwords and Two-Factor Authentication 2FA: Users should always employ strong, unique passwords for their Involancer accounts and enable any available 2FA for an added layer of security against unauthorized access.
• Phishing Awareness: Being vigilant against phishing attempts is critical, as scammers often impersonate financial service providers to steal login credentials. Users should always verify the legitimacy of emails and links before clicking.
• Regular Account Monitoring: Periodically reviewing transaction history and account statements for any suspicious activity is a good practice.

While Involancer’s public-facing information might not detail every security protocol, its implied regulatory compliance and emphasis on secure transactions suggest a commitment to safeguarding user data and financial integrity. Vig.com Reviews

However, as with any online financial service, users should exercise due diligence and adopt strong personal security habits.

User Experience and Onboarding Process: Getting Started with Involancer

A critical factor for any online service, especially one designed for freelancers, is the ease of use and the clarity of its onboarding process.

Involancer.com emphasizes speed and simplicity, claiming users can “Send invoice in 10 minutes!” and “Enjoy your user-friendly dashboard.” Let’s break down the implied user journey from initial interest to sending the first invoice.

The Initial Impression and Website Navigation

Based on the homepage content, Involancer aims for a clean and direct user interface.

• Clear Value Proposition: The headline “Invoice like a Company from EU. Legally invoice your clients, without establishing a company!” immediately communicates the core benefit.
• Target Audience Segmentation: Clear sections for “For Freelancers” and “For Remote Workers” help different user groups quickly identify how the service applies to them.
• Feature Overview: The “What you get?” section uses concise bullet points and icons to highlight key features like “Bank Account,” “Proposal,” and “eInvoice,” making it easy to grasp the offerings at a glance.
• Calls to Action CTAs: Prominent “Get Started” and “Sign up” buttons are strategically placed throughout the page, guiding users towards registration.
• Testimonials/Customer Stories: Real-world examples even if simplified add a layer of social proof, addressing common pain points like “Finding a reliable billing company is the biggest problem for gamers” or “Invoicing my advertising revenues was one of my biggest YouTube problems.”

The 10-Minute Onboarding Promise: A Step-by-Step Breakdown

The bold claim of sending the first invoice in 10 minutes suggests a highly streamlined registration and setup process. Windstatic.com Reviews

While the exact steps might vary, a typical flow for a platform like Involancer would involve:

1. Registration Form Completion:

   • Basic Information: Email, password, and possibly country of residence.
   • Identity Verification KYC: This is the most crucial and potentially time-consuming part. Users will likely need to:
     • Upload government-issued ID passport, national ID card.
     • Provide proof of address utility bill, bank statement.
     • Potentially undergo a selfie verification or video call for liveness detection, depending on the rigor of their KYC procedures.
   • Business Details if applicable: While you don’t need a registered company, you might need to specify your professional field, nature of services, and expected income.
   • Terms and Conditions Acceptance: A standard requirement for any financial service.

2. Account Activation/Verification:

   • An email confirmation link.
   • Waiting for identity documents to be reviewed and approved by Involancer’s compliance team. This step often takes longer than “10 minutes” and can range from a few hours to several business days, depending on the volume of applications and the efficiency of their verification process. The “10 minutes” likely refers to the data entry portion, not the full activation.

3. Setting Up Your Involancer Account:

   • Bank Account Integration: Connecting your desired withdrawal account e.g., your Wise IBAN or personal bank account.
   • Payment Preferences: Configuring how you want to receive payments e.g., enabling card payments, setting up bank transfer details.
   • Branding Optional: Uploading a logo or setting up basic invoice templates for a professional look.

4. Creating and Sending the First Invoice: Convay.com Reviews

   • Client Details Input: Entering your client’s name, address, and any tax ID like VAT number.
   • Service Details: Adding a description of the services provided, quantity, rate, and total amount.
   • Invoice Generation: The system automatically generates a compliant e-invoice.
   • Submission/Sending: Sending the invoice directly through the platform to the client.

Dashboard and User Interface Implied

The promise of a “user-friendly dashboard” suggests an intuitive interface for managing finances.

• Invoice Control Panel: A central hub to view, create, send, and track the status of all invoices.
• Payment Tracking: Notifications for payment receipts “Payment Notice Get notice when your custormers made payment.” and an overview of incoming funds.
• Withdrawal Management: A clear “withdraw money button” for initiating transfers to personal accounts.
• Financial Overview: Potentially a summary of income, expenses, and pending payments.

While the “10-minute” promise needs to be understood in the context of data entry rather than full account activation, Involancer’s focus on a quick, guided setup process and a straightforward dashboard appears to be a core part of its user experience strategy.

For freelancers eager to get paid quickly and without administrative hassle, this streamlined approach could be a significant advantage.

Integrations and Payment Options: Expanding Reach and Flexibility

For a platform designed to facilitate international payments, its integration capabilities and the range of payment options it supports are critical.

Involancer.com mentions “Get payment anywhere and any method” and invites users to “Discover our integrations,” implicitly promising a flexible and interconnected financial ecosystem. Curated-design.com Reviews

Key Payment Integrations Mentioned

The website specifically highlights its compatibility with major payment service providers, indicating a broad reach for receiving funds.

• Stripe: A globally recognized payment gateway that facilitates online credit and debit card transactions. Integration with Stripe means Involancer users can likely accept card payments from clients worldwide, albeit with the additional 2% card processing fee mentioned in their pricing. Stripe’s robust API and widespread adoption make it a valuable integration.
• Wise formerly TransferWise: Known for its low-cost international money transfers, Wise is explicitly mentioned as a way to avoid Involancer’s 1% transfer fee on outgoing payments. Users can input their Wise IBAN, suggesting a direct linkage for efficient and cheaper withdrawals. This is a significant advantage for users seeking to minimize costs on cross-border fund transfers.
• Bank Transfers IBAN: The provision of an “EU based IBAN for your business” means clients can directly send bank transfers to this account. This is often the preferred method for larger B2B transactions due to lower fees compared to card payments. The ability to receive payments from 186 different countries via bank transfers is a core appeal of Involancer.

“Any Method” and “Anywhere” Implications

The broad claims of “Get payment anywhere and any method” suggest a comprehensive approach to payment reception.

While specific details beyond Stripe and Wise are not explicitly listed on the homepage, these claims imply:

• Diverse Currencies: The ability to receive payments from 186 countries strongly suggests multi-currency support, allowing clients to pay in their local currency while Involancer handles the conversion to a base currency likely EUR, given the EU focus before disbursing to the user.
• Flexibility for Clients: Offering various methods card, bank transfer, and potentially others not explicitly named provides convenience for clients, making it easier for them to pay, which in turn benefits the freelancer.
• Global Reach: The expansive number of supported countries underscores Involancer’s ambition to serve a truly global freelance market, bridging geographical barriers for payment collection.

Benefits of Robust Integrations

Strong integrations bring several benefits to Involancer users:

• Increased Payment Success Rates: By offering multiple familiar payment options, clients are more likely to complete transactions without encountering their preferred method unavailable.
• Reduced Friction in Transactions: Streamlined processes with well-known payment providers reduce the manual effort and potential errors associated with international payments.
• Cost Optimization: Leveraging Wise for withdrawals, as explicitly suggested by Involancer, allows users to manage their outgoing transfer costs effectively.
• Professionalism: Being able to accept various payment methods, especially major ones like credit cards, adds a layer of professionalism and credibility to the freelancer’s operation.

While the homepage provides a snapshot of their integration philosophy, a deeper dive into the platform itself would likely reveal more specific details about all the payment gateways and financial tools they connect with. Prolinky.com Reviews

Nevertheless, the emphasis on Stripe, Wise, and EU-based IBANs forms a strong foundation for supporting global freelance payment needs.

Advantages and Disadvantages of Using Involancer.com

Like any service, Involancer.com presents a unique set of advantages and potential disadvantages that users should weigh carefully before committing.

Understanding both sides of the coin is crucial for making an informed decision about whether the platform aligns with individual needs and risk tolerance.

Key Advantages

Involancer’s core offering directly addresses significant pain points for many freelancers and remote workers.

• Legal Invoicing Without a Company: This is arguably the biggest selling point. For individuals who want to work globally and issue professional, VAT-compliant invoices to businesses especially in the EU but do not want the administrative burden, cost, or legal complexities of setting up their own company, Involancer provides a ready-made solution. This significantly lowers the barrier to entry for international freelancing.
• Global Payment Collection: The ability to receive payments from “186 different countries” and via “any method” including card and bank transfer simplifies cross-border transactions. This expands a freelancer’s potential client base beyond geographical limitations.
• EU-Based IBAN: Providing an EU-based IBAN is a major benefit for dealing with European clients. It often leads to faster, cheaper, and more reliable bank transfers within the SEPA zone compared to international transfers to non-EU accounts.
• Reduced Administrative Overhead: By handling invoice creation, tracking, and payment notices, Involancer frees up freelancers to focus on their core work. This time-saving aspect can be invaluable for busy professionals.
• Pay-As-You-Go Model: The absence of setup, monthly subscription, or closing fees is appealing, especially for new freelancers or those with irregular income. You only pay when you process payments, which minimizes financial risk during lean periods.
• Integration with Established Payment Gateways: Partnerships with services like Stripe and the suggestion to use Wise demonstrate a commitment to utilizing reliable and cost-effective financial infrastructure. The Wise integration, in particular, offers a clear path to avoid transfer fees.
• Simplification of VAT Compliance: The promise of VAT-compliant invoices is a significant relief for freelancers who might otherwise struggle with complex international tax regulations.

Potential Disadvantages and Considerations

While the advantages are compelling, there are several aspects where Involancer might not be the ideal fit for everyone, or where users need to be particularly mindful. Joveo.com Reviews

• High Percentage Fees for Lower Volumes/Card Payments: While the pay-as-you-go model seems flexible, the 4-5% service fee, combined with a 2% card processing fee if applicable and a 1% transfer fee if Wise isn’t used, can lead to an effective fee of 7-8% or more on gross transactions. For high-volume earners or those primarily receiving card payments, this can significantly eat into profits compared to direct payment solutions with lower flat fees or percentage rates.
• Reliance on a Third Party: You are essentially routing your income through a third-party intermediary. While this simplifies things, it means you are subject to Involancer’s terms, policies, and operational stability. Any issues with the platform could directly impact your income flow.
• KYC/AML Process: While necessary for compliance, the Know Your Customer KYC and Anti-Money Laundering AML checks can be rigorous. The “10 minutes” to send an invoice likely doesn’t account for the time it takes for Involancer to verify your identity documents, which can sometimes take days.
• Limited Business Types: The explicit list of forbidden businesses e.g., physical goods, dropshipping, cryptocurrencies, licensed professional services, passive digital goods means Involancer is not a universal solution. If your business falls into one of these categories, you’ll need to look elsewhere.
• Control Over Funds: While Involancer facilitates payments, the funds technically pass through their system before reaching your personal account. While they promise quick withdrawals “within two working days”, this is still an extra layer between you and your earnings compared to direct client payments.
• Customer Support Responsiveness: While not explicitly detailed on the homepage, the quality and responsiveness of customer support are critical for any financial service. Users should investigate reviews or seek information on how quickly and effectively Involancer resolves issues, especially concerning payments.
• Exit Strategy: What happens if you decide to stop using Involancer or if the service ceases operations? Understanding the process for retrieving all your funds and financial records is important.

In summary, Involancer.com offers a powerful solution for a specific niche of freelancers and remote workers operating in the digital service space, particularly those needing to simplify EU invoicing.

Its convenience and legal facilitation are strong draws.

However, potential users must carefully calculate the total cost based on their transaction volume and payment methods, and be comfortable with the operational dependency on a third-party service.

Customer Stories and Testimonials: Social Proof and User Feedback

Involancer.com prominently features “Customer Stories” on its homepage, a common marketing tactic to build trust and demonstrate the value proposition through real-world examples.

While these are curated testimonials, they offer insights into the specific pain points Involancer aims to solve and the perceived benefits from a user’s perspective. Venturefy.com Reviews

Analyzing the Presented Testimonials

The testimonials, though brief, target distinct segments of the freelance and online business community, highlighting diverse challenges.

1. Gamer/Content Creator Implied:

   • Pain Point: “Finding a reliable billing company is the biggest problem for gamers, and Stripe has made getting paid from the countries I serve difficult.”
   • Involancer’s Solution: Provides a “reliable billing company” and overcomes “Stripe difficulties” for specific countries. This resonates with content creators or e-sports professionals who might receive payments from a global audience but struggle with traditional payment gateways or formal invoicing.
   • Implication: Involancer offers a more robust or flexible payment reception for niche online professionals.

2. YouTuber/Influencer:

   • Pain Point: “Invoicing my advertising revenues was one of my biggest YouTube problems. Companies want invoices from influencers.”
   • Involancer’s Solution: Simplifies the invoicing process for advertising revenue, enabling influencers to provide the formal invoices that corporate advertisers require.
   • Implication: Involancer bridges the gap between informal online earnings and formal corporate billing requirements, legitimizing income streams for content creators.

3. Online Business Owner International Services:

   • Pain Point: “My online business lets me provide services internationally. My biggest problem was receiving payments and invoicing.”
   • Involancer’s Solution: Solves the core issues of international payment reception and professional invoicing for global service providers.
   • Implication: This speaks to a broader segment of online consultants, coaches, or digital service agencies who operate across borders.

4. EU-Focused Service Provider: The-logophile.com Reviews

   • Pain Point: “You can bill and get paid by European companies. It allows you to receive payments from payment systems not supported in our country, like Stripe, and to invoice without a company.”
   • Involancer’s Solution: Focuses on the ability to interact seamlessly with European companies, bypassing local payment system limitations and the need for company registration.
   • Implication: This targets individuals who frequently work with EU clients or reside in countries where direct access to certain global payment systems is restricted.

What These Stories Convey and What They Don’t

• Positive Reinforcement: The stories consistently frame Involancer as a problem-solver, highlighting its utility in overcoming common administrative and financial hurdles.
• Targeted Appeal: By showcasing diverse users gamers, YouTubers, international service providers, Involancer attempts to demonstrate its broad applicability within the digital economy.
• Focus on Core Benefits: Each testimonial reinforces Involancer’s primary value propositions: legal invoicing, easy international payments, and administrative simplification.
• Lack of Detail: As with most website testimonials, these are concise and lack granular detail about the actual user experience, specific challenges overcome, or long-term satisfaction. They don’t mention specific transaction volumes, the exact fee impact, or any issues encountered.
• Curated Nature: It’s important to remember that these are hand-picked examples. They represent positive experiences and may not reflect the full spectrum of user opinions or potential challenges.

Seeking External Reviews

While Involancer’s website offers a positive internal narrative, a comprehensive understanding of “Involancer.com Reviews” would necessitate looking beyond the website itself.

Potential users should seek independent reviews on platforms such as:

• Trustpilot: For overall customer satisfaction and service reliability.
• Reddit/Freelance Forums: For discussions among actual users, often revealing more nuanced perspectives, common complaints, or specific use cases.
• Industry-Specific Review Sites: Depending on the freelancer’s niche e.g., platforms for developers, designers, writers, there might be discussions about payment solutions.

By combining the information presented on Involancer’s own site with external, unbiased reviews, prospective users can form a more balanced and complete picture of the platform’s performance and suitability for their needs.

Alternatives to Involancer.com: Exploring Other Freelance Payment Solutions

While Involancer.com offers a niche solution for freelancers seeking to invoice globally without establishing a company, it’s not the only player in the market.

Depending on a freelancer’s specific needs, location, volume, and service type, several alternative platforms and methods can facilitate payment collection and financial management.

Understanding these alternatives helps in making a more informed decision.

Traditional Freelance Platforms with Built-in Payment Systems

Many popular freelance marketplaces already incorporate payment processing, which can be a seamless solution for many.

• Upwork/Fiverr: These platforms act as intermediaries for finding clients and include robust payment systems. They handle invoicing, escrow services, and payment disbursement.
  • Pros: Very easy to get started, built-in client base, dispute resolution mechanisms, automated invoicing.
  • Cons: High fees often 10-20% for smaller projects, platform dependency, may not allow direct client relationships off-platform, not suitable for direct clients you acquire independently.

Dedicated Payment Gateways and Invoicing Software

For freelancers with their own direct clients, dedicated payment solutions offer more control.

• Stripe: A powerful payment processing platform allowing businesses including freelancers to accept credit card payments online. It offers APIs for custom integration and hosted checkout pages.
  • Pros: Wide global reach, competitive transaction fees typically 2.9% + $0.30 per transaction for online card payments, strong developer tools, can handle recurring billing.
  • Cons: Requires some technical setup, not primarily an invoicing solution though it has invoicing features, requires a business entity or legal framework to operate under in many regions.
• PayPal including PayPal Business/Invoicing: A widely recognized platform for sending and receiving money internationally. PayPal Business offers invoicing features.
  • Pros: Global brand recognition, easy to set up for personal and small business use, integrated invoicing, broad user base.
  • Cons: Higher fees for international transactions and certain payment types often 3.49% + fixed fee for online payments, slower fund availability, can be prone to account freezes if suspicious activity is detected.
• Wise formerly TransferWise Business Account: While primarily known for international money transfers, Wise offers business accounts with local bank details in multiple currencies EUR, USD, GBP, etc.. This allows you to receive payments from clients as local transfers.
  • Pros: Very low international transfer fees, excellent exchange rates, multiple local bank details, convenient for global clients.
  • Cons: Not a full invoicing solution though you can send payment requests, primarily for bank transfers, not card processing.
• Wave for invoicing, accounting, and payments: A free online software for invoicing, accounting, and receipt scanning, with integrated payment processing for a fee.
  • Pros: Excellent for financial management, free for core accounting/invoicing, integrated payment processing Stripe/PayPal equivalent fees.
  • Cons: Payment processing is not free, primarily for North American businesses, may have limitations for complex international scenarios.
• FreshBooks/Zoho Invoice/QuickBooks Self-Employed: Comprehensive invoicing and accounting software solutions designed for freelancers and small businesses. They typically include payment integrations.
  • Pros: Professional invoicing, expense tracking, tax reporting features, client management, time tracking.
  • Cons: Monthly subscription fees can be higher than Involancer’s percentage fee for lower volumes, payment processing fees on top of subscription.

Professional Employer Organizations PEOs / Employer of Record EOR Services

For remote workers who want to be paid as employees without their company setting up a local entity, PEOs or EOR services are an alternative.

Involancer’s “Payroll Service” for “Remote Workers” slightly overlaps with this, but EORs typically handle full employment compliance, benefits, and taxes.

• Remote.com, Deel, Papaya Global: These platforms act as the legal employer for remote workers in different countries, handling payroll, taxes, benefits, and compliance.
  • Pros: Full legal compliance for remote employment, simplifies international hiring for companies, workers get local employee benefits.
  • Cons: Primarily for companies hiring remote workers, not individuals seeking payment solutions for their own clients. typically higher costs than simple invoicing solutions.

Direct Bank Transfers

The simplest but often most cumbersome method for international payments.

• Pros: No third-party fees beyond your bank’s international transfer fees, direct control.
• Cons: Slow, high fees for international wires, complex SWIFT/IBAN details, unfavorable exchange rates, potential for errors, not suitable for credit card payments.

The choice among these alternatives depends on factors such as your monthly income volume, the geographical location of your clients, the payment methods they prefer, your comfort level with administrative tasks, and your budget for fees.

While Involancer carves out a niche by offering EU invoicing without company registration, other solutions may be more cost-effective or feature-rich depending on your specific freelance business model.

Frequently Asked Questions

What is Involancer.com?

Based on looking at the website, Involancer.com is an online platform that enables freelancers and remote workers to legally invoice their clients and receive online payments, primarily from EU companies, without needing to establish their own registered company.

It provides services like EU-based IBAN accounts, VAT-compliant invoicing, and payment processing.

How much does Involancer.com cost?

Involancer.com operates on a pay-as-you-go model with no setup, monthly, or closing fees.

It charges a service fee of 4% to 5% of all outgoing payments payments to your personal account or for business costs, plus a 1% transfer fee.

Additionally, there’s a 2% processing fee for card payments.

Can I avoid the transfer fees on Involancer.com?

Yes, according to the website, you can avoid the 1% transfer fee by opening a Wise formerly TransferWise account and entering the Wise-provided IBAN into the Involancer system for withdrawals.

What types of businesses does Involancer.com support?

Involancer.com primarily supports digital, service-based businesses.

This includes software making and design, brand structuring, coaching, live webinars, content creation and planning, custom digital photography/content, translation services, and real-time online educational courses.

What types of businesses does Involancer.com not support?

Involancer.com explicitly forbids businesses involved in dropshipping, the sale of physical goods including Amazon FBA, sales of passive digital goods like pre-recorded content, cryptocurrency transactions, licensed professional services legal, tax, financial advisory, location-dependent or on-site live performances, and receiving payments as royalties.

Do freelancers using Involancer.com have to pay taxes?

Yes, according to Involancer.com, individuals who make money through the platform are responsible for reporting it to the government in their country of residence and complying with local tax laws.

Involancer handles the invoicing but not your personal tax obligations.

How long does it take to withdraw money from Involancer.com?

Involancer.com states that money will be sent to your account within two working days after you press the withdraw money button.

Does Involancer.com provide a bank account?

Yes, Involancer.com provides users with an EU-based IBAN for their business, allowing them to receive money directly.

Can I accept card payments through Involancer.com?

Yes, Involancer.com allows you to accept card payments from clients, but it charges an extra 2% processing fee on top of its standard service fee for these transactions.

How quickly can I send my first invoice with Involancer.com?

Involancer.com claims you can send your first invoice in as little as 10 minutes after verifying your identity and registering.

This likely refers to the data entry process, with identity verification possibly taking longer.

Is Involancer.com suitable for B2B or B2C clients?

Yes, Involancer.com states that you can bill both business-to-business B2B and business-to-consumer B2C customers through their platform.

What administrative tasks does Involancer.com handle?

Involancer.com aims to handle invoicing, payment notices, and generally reduce administrative tasks, allowing users to focus on their primary services. It helps create VAT-compliant e-invoices.

Is Involancer.com user-friendly?

The website claims that users will “Enjoy your user-friendly dashboard” and emphasizes simplicity in its operation.

Can Involancer.com help with payroll services?

Yes, Involancer.com offers “Payroll Service” as part of its plans, particularly under the “Enterprise” tier which is designed for making payments to your workers.

What is an e-invoice with Involancer.com?

An e-invoice through Involancer.com refers to a digital invoice generated by their system that complies with VAT regulations, eliminating the need for paper documentation.

Does Involancer.com integrate with other platforms?

Yes, Involancer.com mentions integrations, specifically highlighting payment service providers like Stripe and Wise, to allow for diverse payment methods and global reach.

Is Involancer.com a good alternative to establishing a company for invoicing?

Based on its stated features, Involancer.com positions itself as a strong alternative for individuals who want to invoice clients professionally, especially from the EU, and receive online payments without the legal and administrative complexities of setting up a traditional company.

How does Involancer.com ensure legal compliance for invoicing?

Involancer.com claims to enable users to “legally invoice your clients” and provides tools to make and send invoices that comply with VAT regulations, suggesting they handle the necessary legal frameworks as an intermediary.

What currencies does Involancer.com support for payments?

While not explicitly listing all currencies, Involancer.com states it can receive payments from 186 different countries, implying multi-currency support for incoming funds, likely converted to a base currency e.g., EUR before disbursement.

What happens if I have questions not answered on the FAQ?

Involancer.com encourages users to contact them directly if their questions are not answered in the FAQ section on their website.