Is a-abana.com a Scam?

Based on our thorough review, no, a-abana.com does not appear to be a scam.

It exhibits numerous characteristics of a legitimate, operating business in the insurance sector.

Scams typically involve deceptive practices, hidden fees, non-delivery of services, or outright theft of information/money.

A-abana.com, conversely, presents a transparent and established operation.

Evidence Against It Being a Scam

Several factors strongly indicate that a-abana.com is not a scam:

• Long Operational History: The domain was registered in 1997, meaning the business has been online for over 27 years. Scams rarely last that long without being shut down or accumulating massive negative public records. A business that operates for decades suggests genuine service provision.
• Physical Locations: They proudly advertise “28 convenient retail stores located throughout Texas and Nevada.” Scams usually avoid any physical presence to remain untraceable. The existence of numerous brick-and-mortar offices means a significant investment in infrastructure and staff, which is antithetical to a scam operation.
• Clear Contact Information: A prominent phone number (214-764-8868) is listed, and there are dedicated pages for “Contact Us,” “Give Us Feedback,” and “Acquisition Form.” Scammers typically use ephemeral contact methods or none at all.
• Detailed Service Offerings: The website explicitly defines the types of insurance they offer (personal auto, commercial auto, SR-22) and elaborates on coverage details, accepted licenses, and payment options. This level of detail is characteristic of a legitimate service provider.
• Affiliation with Reputable Entities: The domain registration is through Network Solutions, LLC, a well-known registrar. Their DNS is hosted on AWS, indicating a professional IT infrastructure. The corporate ownership by “Newins Insurance Agency Holdings, LLC” further suggests a structured, legitimate business entity.
• Public Reviews and Social Media: The presence of a Trustpilot link and generally positive reviews (4.3 stars from over 1,500 reviews) is a strong indicator of genuine customer interaction and satisfaction. Scams are quickly exposed on such public review platforms. They also maintain active social media accounts (Facebook, Twitter, YouTube, Instagram), which provide avenues for public scrutiny and customer engagement.
• Secure Website: The use of HTTPS (indicated by a valid SSL certificate from crt.sh) means that data transferred between your browser and their site is encrypted. This is standard for any legitimate e-commerce or service site handling sensitive user information.

What Scams Typically Look Like (and Why a-abana.com Isn’t One)

• Lack of Contact Information: A common scam tactic is to provide only an email address or a non-existent phone number.
• Generic or Poorly Designed Websites: Many scam sites are hastily put together with bad grammar, stock photos, and little unique content. A-abana.com’s site is professionally designed and maintained.
• Pressure Tactics: Scammers often pressure you to act immediately. While a-abana.com encourages getting a quote quickly, it’s not a high-pressure sales tactic.
• Requests for Unusual Payment Methods: Scams often ask for wire transfers, cryptocurrency, or gift cards, which are untraceable. Insurance companies handle payments through standard, traceable methods.

Conclusion: A-abana.com is not a scam. It is a real insurance agency with a long history, physical presence, and legitimate operations. However, as previously stated, for Muslim consumers, the fundamental nature of conventional insurance itself raises concerns regarding Islamic permissibility, regardless of the provider’s operational legitimacy.