Keebo.com Reviews

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After careful evaluation of Keebo.com, We give it a Trust Score of 2.5 out of 5 stars. Our analysis reveals that while the website is transparent about its current operational status, the primary service it once offered—a credit card—is no longer available. This significantly impacts its utility for new users seeking financial solutions. The site functions primarily as an informational hub for existing customers regarding the closure of the Keebo credit card and its transition to the Wagestream group. For anyone looking for active credit card services or related financial tools, Keebo.com, as it stands, does not fulfill that need. The domain itself is well-established, having been created in 2003, and the WHOIS data indicates robust security measures, with the domain status set to clientDeleteProhibited, clientRenewProhibited, clientTransferProhibited, and clientUpdateProhibited. This suggests a mature and protected domain infrastructure. However, the current content explicitly states the closure of its core product, rendering it inactive for new credit services. This is a critical point of assessment.

Overall Review Summary:

• Service Availability: Credit card service closed, no longer offered.
• Website Purpose: Informational, primarily for existing customers about service transition.
• Domain Age: Established 2003, indicating longevity.
• WHOIS Data: Protected and stable, with clear contact information for abuse.
• DNS Records: Well-configured with Google Mail Exchange MX records, suggesting professional email handling.
• SSL Certificate: 226 certificates found, indicating good security practices for encryption.
• Blacklist Status: Not blacklisted, suggesting no reported malicious activity.
• Customer Support: UK-based support available Monday-Friday, 8 am-6 pm excluding bank holidays.
• Ethical Consideration: The core service was a credit card, which inherently involves interest riba, making it impermissible from an Islamic perspective. The closure of this service means the site currently poses no direct involvement in interest-based transactions for new users, but its historical nature and association with such services are noted.

The detailed explanation reveals a website in transition.

Keebo.com clearly states, “We’re closing the Keebo credit card.” This is a significant announcement, informing visitors that their primary financial product is no longer available.

The website explains that Keebo has become part of the Wagestream group, aiming to expand access to credit through the Wagestream platform, specifically targeting frontline workers.

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While this shows a strategic shift and expansion of their mission, it fundamentally changes what Keebo.com represents.

New users arriving at the site will find no active credit card application or service.

The existing links like “App01,” “Card02,” “About03,” “Get access,” and “FAQs” all lead to the same page or sections that reiterate the card’s closure.

The “Help04” link, however, redirects to a support portal, indicating ongoing assistance for existing customers. This operational transparency is commendable. they aren’t attempting to hide the closure.

However, for a user actively seeking a credit solution, the site is a dead end.

From an ethical standpoint, particularly in Islam, interest-based credit cards are problematic due to the concept of Riba usury or interest, which is strictly forbidden.

The fact that Keebo’s core offering was an interest-bearing credit card means its business model was inherently non-compliant with Islamic finance principles.

While the service is now closed, its historical context is important for a full ethical review.

The transition to Wagestream suggests a pivot, and it would be crucial to assess Wagestream’s offerings for ethical compliance if one were to consider them.

For now, Keebo.com itself, no longer providing an interest-based product, is merely an archive for its former customers.

Its value proposition has shifted entirely from a financial product provider to an informational resource for a past service.

Best Alternatives for Ethical Financial Management and Essential Services Non-Interest Based:

When considering alternatives, especially from an ethical and Islamic perspective, the focus shifts away from interest-based credit.

Instead, the emphasis is on responsible spending, saving, and utilizing permissible financial tools.

Here are seven alternatives that align with ethical financial practices, focusing on necessities and productivity rather than credit:

1. Halal Investing Platforms

   

   • Key Features: Allows individuals to invest in Sharia-compliant stocks, real estate, and funds, avoiding sectors like alcohol, gambling, and interest-based finance. Focuses on ethical and socially responsible investments.
   • Price: Varies depending on the platform and investment type e.g., commission-free trading, management fees.
   • Pros: Aligns with Islamic principles, promotes wealth growth through ethical means, diversification.
   • Cons: Returns are not guaranteed, requires understanding of investment principles.

2. Budgeting & Expense Tracking Apps

   • Key Features: Helps users categorize spending, track income, set financial goals, and monitor cash flow. Many offer automated tracking and reporting.
   • Price: Many free options, premium versions typically $5-$15/month or annual fees.
   • Pros: Promotes financial discipline, helps identify wasteful spending, builds awareness of financial habits.
   • Cons: Requires consistent input and commitment, some advanced features are paywalled.

3. Prepaid Debit Cards

   • Key Features: Allows users to spend only what they load onto the card, preventing debt. Useful for online purchases and budgeting specific expenses.
   • Price: Often have activation fees, monthly maintenance fees, or transaction fees.
   • Pros: No interest, helps control spending, accessible for those who cannot obtain traditional credit.
   • Cons: May incur various fees, no credit building benefits, limited fraud protection compared to credit cards.

4. Savings Accounts Interest-Free

   • Key Features: Traditional bank accounts where funds are held without accruing interest. Focus on principal preservation and liquidity.
   • Price: Typically free, though some banks may have minimum balance requirements.
   • Pros: Secure place to store funds, readily accessible, no involvement with Riba.
   • Cons: No growth through interest, inflation can erode purchasing power over time.

5. Crowdfunding for Small Businesses/Projects

   • Key Features: Platforms where individuals can support ethical businesses or community projects through donations or equity investments. Focus on shared risk and reward.
   • Price: Varies by platform. some take a percentage of funds raised.
   • Pros: Supports community development, fosters entrepreneurial spirit, offers a way to invest without Riba.
   • Cons: Projects may not succeed, investment returns are not guaranteed, requires due diligence.

6. Financial Literacy Courses & Books

   • Key Features: Educational resources that teach principles of budgeting, saving, investing, and debt management from an ethical perspective.
   • Price: Varies from free online resources to paid courses e.g., $50-$500. Books typically $10-$30.
   • Pros: Empowers individuals with knowledge, promotes long-term financial well-being, builds good habits.
   • Cons: Requires self-discipline to implement learnings, results are not immediate.

7. Takaful Islamic Insurance

   • Key Features: An Islamic form of insurance where members contribute to a fund used to support each other in times of need. Based on principles of mutual cooperation and solidarity, avoiding interest and uncertainty.
   • Price: Contributions premiums are based on the type of Takaful chosen e.g., family Takaful, general Takaful.
   • Pros: Sharia-compliant, promotes community support, covers various risks.
   • Cons: May not be as widely available as conventional insurance in all regions, less product variety.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on our research and information provided by the company. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Keebo.com Review & First Look

When you land on Keebo.com, the immediate impression is one of clarity and purpose, albeit a purpose that has significantly evolved.

This isn’t a bustling e-commerce site or a dynamic service platform.

Instead, it serves as a digital obituary for a financial product, while simultaneously acting as a bridge to a new chapter.

The site layout is minimalist, focusing on a singular message: the Keebo credit card is no longer active, and the company has transitioned.

This directness is both a strength and a limitation. Win-winhub.com Reviews

For anyone arriving with the expectation of applying for a credit card, the journey ends abruptly.

However, for existing customers, the site provides crucial information regarding their accounts and the path forward.

Initial Impressions and User Experience

The Keebo.com homepage is starkly simple, dominated by a large banner announcing the closure of their credit card service.

This immediate transparency is a double-edged sword.

On one hand, it prevents potential new customers from wasting their time applying for a defunct product. Pittmandavis.com Review

On the other hand, it signifies a complete shift in the site’s functionality and purpose.

• Clarity: The message “We’re closing the Keebo credit card” is impossible to miss. There’s no ambiguity.
• Navigation: Links like “App01,” “Card02,” and “About03” are present, but upon clicking, they primarily anchor to sections on the same static page, reiterating the closure. This indicates a very limited interactive experience.
• Visual Design: Clean, but very basic. It’s designed to convey information efficiently rather than impress aesthetically.
• Loading Speed: The site loads quickly due to its minimal content, providing a smooth, if brief, user experience.

Website Structure and Content Focus

The structure is essentially a single-page informational hub.

There are nos into product features or expansive service descriptions because the product itself is no longer offered.

The content is exclusively focused on the transition to Wagestream and providing support for existing customers.

• Primary Message: The integration with Wagestream and the reasons behind the credit card’s closure.
• Customer Support Focus: Explicit mention of UK-based support hours and a direct email link for assistance.
• Legal & Privacy: A clear link to their Cookie Policy, indicating adherence to data privacy standards.
• Lack of New Services: No call to action for new users beyond directing them to potentially explore Wagestream.

Transparency and Communication

One of the most notable aspects of Keebo.com is its high degree of transparency regarding its operational change. Lahomedecor.com Reviews

In an era where many businesses try to obscure or downplay significant shifts, Keebo.com is upfront about its current status.

• Direct Announcement: The prominent display of the credit card closure.
• Reasoning Provided: Explanation of the merger with Wagestream and the expanded mission.
• Customer Notification: Assurance that existing customers have been informed, which is critical for maintaining trust.
• Support Channels: Clear indication of available support channels FAQs, email.

Domain Authority and Technical Health

The technical backend of Keebo.com appears robust, a testament to its longevity as a domain established in 2003. This age often correlates with higher domain authority and trustworthiness in general web metrics.

The WHOIS data reveals protective measures that prevent unauthorized changes to the domain, which is a strong indicator of a professionally managed web presence.

• Domain Age: Established in 2003, predating many modern fintech startups. This suggests a history of operation, though its recent pivot changes its current utility.
• Security Protocols: The use of AWS DNS and the presence of 226 SSL certificates from crt.sh signify a commitment to secure data transmission and a properly configured domain.
• MX Records: The presence of Google Mail Exchange records indicates professional email hosting, crucial for reliable communication with customers.
• Blacklist Status: Not being blacklisted is a good sign, confirming the domain hasn’t been flagged for malicious activities.

Keebo.com Pros & Cons

Given that Keebo.com is no longer offering its primary service, a traditional “pros and cons” list about its product would be misleading. Instead, we’ll focus on the website itself and its current function.

Pros of Keebo.com as an informational site

Keebo.com, in its current state, demonstrates several positive attributes primarily related to its communication and technical foundation. Nakedcph.com Reviews

• Clear Communication: The website is exceptionally clear about its status: the credit card service is closed. This prevents user confusion and wasted time.
• Transparency: It openly explains the transition to Wagestream and why this strategic move was made, fostering trust with existing customers.
• Customer Support Accessibility: Provides clear channels for existing customers to seek assistance, including a dedicated support portal and email address, along with specified hours of operation.
• Domain Longevity and Security: The domain’s creation date 2003 and robust WHOIS status clientDeleteProhibited, etc. suggest a well-established and protected online presence. This indicates a level of professionalism and long-term commitment, even as their service offering changes.
• SSL Certificate Presence: The existence of numerous SSL certificates implies a focus on secure data transmission, which is standard for any reputable online entity.
• No Blacklisting: The domain not being blacklisted suggests it has maintained a clean record regarding spam or malicious activity, enhancing its perceived trustworthiness.

Cons of Keebo.com as a functional service provider

The primary “con” of Keebo.com is its almost complete lack of functional utility for new users seeking financial services.

• No Active Product Offering: This is the most significant drawback. The core product credit card is no longer available, making the site irrelevant for new potential customers.
• Limited User Engagement: Beyond informing about the closure and offering support to existing users, there’s no interactive element or service to engage new visitors. All primary navigational links lead to the same static content.
• Ethical Concerns Historical: While currently inactive, the previous primary service was an interest-based credit card, which raises ethical concerns from an Islamic finance perspective Riba. This historical context is important for a complete ethical assessment. New users need to be aware that the underlying financial product previously offered was not Sharia-compliant.
• Static Content: The site is largely a static information page, lacking dynamic content or resources that would provide value beyond the closure announcement.
• No Clear Path for New Users: While it mentions Wagestream, there’s no direct, clear, and prominent call to action or link that directs new users interested in similar though ideally ethical services to Wagestream’s platform.

Is Keebo.com a Scam?

Based on our thorough review, Keebo.com is not a scam. This assessment is rooted in several key observations:

• Transparency: The website is remarkably transparent about its operations. It openly declares the closure of its credit card service and its integration with Wagestream. Scams typically aim to deceive or hide crucial information.
• Clear Contact Information: They provide explicit details for customer support, including operating hours and an email address. Legitimate businesses maintain clear communication channels.
• Established Domain: The domain Keebo.com has been active since 2003, which is a significant period. Scam websites are often newly registered domains that operate for a short time before disappearing.
• Professional DNS and Security: The site uses professional DNS services AWS DNS and has a valid SSL certificate, indicating a secure and properly configured web presence. Scammers often neglect these technical details.
• No Blacklisting: The domain has not been flagged or blacklisted for malicious activities by major security databases, further solidifying its legitimate status.
• Purpose: Its current purpose is to inform existing customers about changes and provide support, not to solicit new sign-ups for a fraudulent service.

While the credit card service itself is no longer available which is critical information for any user, the website itself is a legitimate source of information regarding the company’s operational changes and support for its former customers.

It’s a business that has pivoted, rather than a fraudulent enterprise.

How to Cancel Keebo.com Subscription

The term “subscription” might be a misnomer for Keebo.com in its current state, as the primary service, a credit card, typically involves ongoing account management rather than a recurring subscription fee in the traditional sense. Unbounce.com Reviews

However, for existing customers who had a Keebo credit card and might be looking to manage or close their accounts, the process revolves around contacting their support.

Understanding Account Management Post-Closure

With the closure of the Keebo credit card, the focus shifts from actively managing a credit product to settling outstanding balances and ensuring account closure if desired.

Keebo has clearly stated that they have reached out to all customers to inform them of the closure and the necessary steps.

• No New Subscriptions: As the service is closed, there are no new “subscriptions” to cancel.
• Existing Account Management: For former cardholders, “cancellation” pertains to closing their credit card account, settling any dues, and ensuring no residual obligations.
• Communication: Keebo’s website emphasizes that they have contacted customers directly with instructions. Always refer to official communications received from Keebo for precise steps.

Steps for Former Keebo Cardholders

If you were a Keebo credit card holder and need to manage your account or ensure its proper closure, the primary method is to directly engage with their customer support team.

• Check Official Communications: First, review any emails, letters, or app notifications you received from Keebo regarding the card closure. These communications should contain specific instructions on managing your account, paying off balances, and confirming closure.
• Contact Keebo Support: The Keebo.com website explicitly provides contact information for their support team. This is the most direct and reliable channel.
  • Email: [email protected]
  • Support Portal: Access their help center via the “Help” link on Keebo.com, which redirects to support.keebo.com/hc/en-gb. This portal likely contains FAQs and articles related to account closure.
• Prepare Account Details: When contacting support, have your account number, personal identification details, and any relevant correspondence ready to expedite the process.
• Confirm Account Status: Always request confirmation of your account status and a written statement of closure once all outstanding balances are settled.

What to Expect During the Process

The cancellation process for a credit card, even a closed one, involves several steps to ensure all financial obligations are met and the account is properly terminated. Evolvepro.uk Reviews

• Balance Settlement: You will need to pay off any outstanding balance on your Keebo credit card. This is a crucial step for a clean account closure.
• Direct Debit/Standing Orders: If you had any recurring payments or direct debits set up via your Keebo card, you will need to update those with alternative payment methods.
• Credit Reporting: Ensure that the account closure is accurately reported to credit bureaus. This is important for your credit history.
• Confirmation: Insist on receiving a formal confirmation of account closure from Keebo. This can be an email or a letter.

Importance of Proper Account Closure

Properly closing a credit account is vital for your financial health and credit score.

Even if the service is discontinued, outstanding balances or improperly closed accounts can negatively impact your credit history.

• Avoid Unforeseen Charges: Confirming closure prevents any lingering charges or administrative fees.
• Credit Score Impact: A well-managed and properly closed account reflects positively on your credit report.
• Peace of Mind: Knowing the account is officially closed provides assurance and removes any future liabilities.
• Data Security: Ensures that your personal and financial data associated with the account is handled according to privacy regulations post-closure.

Keebo.com Pricing

The concept of “pricing” for Keebo.com is now obsolete in the traditional sense, as the website no longer offers an active product or service for purchase.

Previously, as a credit card provider, its “pricing” would have referred to the associated fees and interest rates of its credit card product.

However, since the Keebo credit card has been closed, there are no new fees or subscription costs for prospective users. Bestheating.com Reviews

The site now serves purely as an informational portal for former customers.

Past “Pricing” Model Credit Card Specifics

Before its closure, Keebo, like any credit card provider, would have had a specific pricing structure. This would typically include:

• Interest Rates APR: The annual percentage rate charged on outstanding balances. This is the primary revenue stream for credit card companies and is also the aspect that makes such products ethically questionable from an Islamic perspective due to Riba.
• Annual Fees: Some credit cards charge a yearly fee for the privilege of holding the card.
• Late Payment Fees: Charges incurred when a payment is not made by the due date.
• Over-limit Fees: Fees charged for exceeding the credit limit.
• Cash Advance Fees: Charges for withdrawing cash using the credit card.
• Foreign Transaction Fees: Fees for transactions made in a foreign currency.

Since Keebo’s mission was to help individuals build credit, it might have targeted specific demographics with tailored fee structures or credit-building programs.

However, without access to their historical terms and conditions, these are general assumptions based on typical credit card models.

Current Status: No New Pricing

As of the current date, Keebo.com explicitly states the closure of its credit card. This means: Laylo.com Review

• No New Card Applications: You cannot apply for a Keebo credit card, and therefore, no new fees or interest rates apply to potential new customers.
• No Subscription Costs: The website itself does not offer any services that require a subscription or direct payment. It is purely an informational site.
• Existing Customer Obligations: Former cardholders are still obligated to pay off any outstanding balances as per their original agreement. These are not new “prices” but rather existing debts that must be settled.
• Support is Free: Accessing the support portal or contacting their customer service for inquiries related to old accounts is free of charge.

Ethical Implications of Past Pricing Riba

From an Islamic finance perspective, the primary concern with any credit card is the charging of interest Riba. Riba is explicitly prohibited in Islam, regardless of the amount.

• Debt Cycle: Credit cards, especially those with high-interest rates, can lead to a cycle of debt that is difficult to break, further compounding the ethical issues.
• Alternatives: The ethical alternatives previously discussed, such as interest-free savings, halal investments, and budgeting, are designed precisely to avoid such financial instruments and foster economic well-being without transgressing Islamic principles.

In conclusion, while Keebo.com no longer has a “pricing” model for new users, its historical “pricing” model as a credit card involved interest, which is forbidden in Islamic finance.

This highlights the importance of choosing financial services that align with ethical principles.

Does Keebo.com Work?

The question “Does Keebo.com work?” requires a nuanced answer, as its functionality and purpose have fundamentally changed. If “work” implies offering and processing applications for a new credit card, then no, Keebo.com does not work in that capacity anymore. Its primary service, the Keebo credit card, has been officially closed.

However, if “work” refers to its current function as an informational hub and support channel for existing customers, then yes, Keebo.com works effectively in that specific role. Craigatkinsonremovals.com Reviews

Current Functionality and Purpose

Keebo.com is now primarily a static informational website designed to communicate significant operational changes and provide continuity of support for its existing customer base.

• Information Dissemination: The site successfully informs visitors that the Keebo credit card is no longer offered and that Keebo has merged with Wagestream. This core message is clear and prominently displayed.
• Customer Support: The “Help” section and direct email contact [email protected] are functional, allowing former customers to seek assistance with their existing accounts or queries related to the transition.
• Legal Compliance: Links to the Cookie Policy are active, ensuring compliance with web privacy standards.
• Domain Stability: The underlying domain infrastructure WHOIS data, DNS records, SSL certificates is robust and operational, indicating a well-maintained online presence.

What It Doesn’t Do Anymore

It is crucial to understand what Keebo.com no longer does for new visitors:

• Issue New Credit Cards: You cannot apply for a Keebo credit card. Any links that might seem to lead to an application process will ultimately direct back to the closure announcement.
• Offer Financial Products: There are no active financial services, loan applications, or investment opportunities directly through Keebo.com.
• Engage in New User Onboarding: The site is not designed to onboard new customers for any financial service. Its focus is entirely retrospective for existing users and forward-looking in terms of the Wagestream merger.

User Experience Implications

For a new user seeking a credit card or similar financial product, landing on Keebo.com will be a dead end.

The experience will be one of quickly realizing the service is unavailable.

For existing customers, the site serves its purpose by directing them to support resources. Carcomputerexchange.com Review

• New Users: Experience a clear, albeit disappointing, message of non-availability.
• Existing Users: Find the necessary information and contact points for their ongoing account management.

Technical Performance

From a technical standpoint, the website “works” efficiently:

• Load Times: Pages load quickly due to the minimal content and efficient hosting implied by AWS DNS.
• Link Functionality: Key links, particularly the support link, function as intended. Other navigational links effectively reiterate the central message.
• Security: The presence of SSL certificates confirms secure communication if a user were to interact with a form e.g., support submission, though no such forms are immediately visible for new users.

In summary, Keebo.com “works” as an effective communication platform for its current strategic phase of transition, providing necessary information and support for its legacy customers.

It does not, however, “work” as a live financial service provider for new customers.

How to Cancel Keebo.com Free Trial

The concept of a “free trial” is not applicable to Keebo.com. Keebo was a credit card provider, and credit cards do not typically offer “free trials” in the way software or subscription services do. A credit card involves access to a line of credit, governed by terms and conditions, interest rates, and fees from the moment it becomes active. Therefore, there is no Keebo.com free trial to cancel.

Understanding Credit Card Operations vs. Free Trials

It’s important to distinguish between how a credit card operates and what constitutes a “free trial.” Mutata.io Reviews

• Credit Cards: When you apply for and receive a credit card, you are extended a line of credit. There is no trial period where you can use the credit without incurring potential interest or fees if you don’t pay your balance in full. The “cost” is embedded in the terms of the agreement APR, fees, etc..
• Free Trials: These are common with software, streaming services, or subscription boxes, allowing a user to experience the full features for a limited time e.g., 7, 14, or 30 days before deciding to commit to a paid subscription. Cancellation during this period typically incurs no charges.

Why No Free Trial for Keebo.com

Given that Keebo’s core offering was a credit card, the idea of a “free trial” simply doesn’t fit its business model.

• Financial Product Nature: Credit products are tied to lending and borrowing, which inherently involves financial obligations and risk assessment from the provider’s side.
• Terms and Conditions: A credit card is issued under a legal agreement outlining interest, fees, and repayment schedules, none of which have a “trial” phase.
• Regulatory Framework: Credit cards are heavily regulated financial instruments, and their issuance and operation do not permit “trial” periods without full disclosure of financial terms.

Current Status and Irrelevance of “Free Trial”

With the Keebo credit card service officially closed, any discussion of a “free trial” becomes even more irrelevant.

There is no product being offered that would even remotely qualify for a trial period.

• Service Closure: Since the service is no longer active, there is no product to try, free or otherwise.
• Informational Website: The website’s current role is purely informational for past customers, not as a platform to acquire new users for any trial-based service.

If you are a former Keebo cardholder and are concerned about any outstanding balances or account status, your focus should be on managing your existing credit account according to the terms you agreed to, and contacting Keebo’s customer support for guidance, rather than looking for a “free trial” cancellation process.

Keebo.com Alternatives

Given that Keebo.com primarily offered a credit card and has now ceased that operation, the search for alternatives shifts. Taskpaper.com Reviews

For anyone seeking financial tools, especially those that align with Islamic ethical principles, the goal is to avoid interest-based products and instead focus on responsible financial management.

This means looking for services that promote savings, ethical investing, and debt-free transactions.

Ethical Financial Management Platforms

These alternatives focus on sound financial practices without resorting to interest-based credit.

• PurePoint Financial

  • Description: A division of MUFG Union Bank, N.A., PurePoint Financial offers high-yield savings accounts and certificates of deposit CDs. While part of a traditional bank, they are often highlighted for competitive interest rates. However, for Islamic finance, users would need to ensure they utilize the savings accounts purely for principal preservation, not for interest gain, and consider if their overall operations align with ethical banking principles.
  • Why it’s an alternative with caution: For those seeking a place to save funds securely outside of interest-bearing schemes.

• Ally Bank Reblscents.com Review

  • Description: An online-only bank offering various services including savings accounts, checking accounts, and investment options. Similar to PurePoint, it’s a traditional bank. Again, from an Islamic perspective, the focus would be on utilizing their checking accounts and debit card services, avoiding interest-bearing savings or investment products.
  • Why it’s an alternative with caution: Provides online banking convenience and fee-free checking, useful for daily transactions.

• Wealthsimple

  • Description: A robo-advisor and investing platform offering various investment products. They have options for socially responsible investing SRI, which can often overlap with ethical principles. Users would need to diligently select Sharia-compliant funds or individual stocks within their platform.
  • Why it’s an alternative with caution: For those looking to invest with a degree of automation and potentially align with ethical screens.

Budgeting and Spending Control Tools

These tools empower individuals to manage their money effectively, promote saving, and avoid reliance on credit.

• You Need A Budget YNAB

  • Description: A popular budgeting software that emphasizes giving every dollar a job. It helps users gain control over their spending, pay off debt, and save money. It’s built on a “zero-based budgeting” philosophy.

• Mint

  • Description: A free personal finance app that allows users to track all their financial accounts in one place, monitor spending, create budgets, and track investments.
  • Why it’s an alternative: Provides a comprehensive overview of financial health, aiding in informed decision-making without debt.

• Personal Capital now Empower Peteaz.com Review

  • Description: Offers free financial tools for budgeting, net worth tracking, and investment analysis. They also offer paid wealth management services.
  • Why it’s an alternative: Excellent for comprehensive financial tracking and planning, helping individuals to manage their assets responsibly.

Ethical Payment Solutions

For everyday spending without falling into interest-based debt.

• Chime
  • Description: An online-only bank offering checking accounts with no monthly fees, early direct deposit, and a secured credit builder card that doesn’t charge interest. The “credit builder” aspect is based on money you put in, not a line of credit.
  • Why it’s an alternative: Offers banking services and a way to build credit history without traditional interest-bearing credit products, if used responsibly.

These alternatives focus on building healthy financial habits, promoting savings, and utilizing tools that align with a debt-averse and ethically conscious approach to money management.

Keebo.com FAQ

What is Keebo.com currently?

Keebo.com is primarily an informational website for former customers of the Keebo credit card.

It announces the closure of its credit card service and its integration into the Wagestream group.

Is the Keebo credit card still available?

No, the Keebo credit card service has been closed. Brandfolder.com Reviews

The website explicitly states this and provides information for existing customers.

What happened to Keebo?

Keebo became part of the Wagestream group in September 2023, aiming to expand access to credit through the Wagestream platform, particularly for frontline workers.

How can I contact Keebo customer support?

You can contact Keebo’s UK-based support team via email at [email protected] or by visiting their help portal at support.keebo.com/hc/en-gb. Support is available Monday to Friday from 8 am to 6 pm, except on bank or public holidays in England and Wales.

Is Keebo.com a legitimate website?

Yes, Keebo.com is a legitimate website.

Our review indicates it is transparent about its operations, has an established domain history since 2003, and maintains professional security measures.

Was Keebo.com a scam?

No, Keebo.com was not a scam.

It operated as a credit card provider before its merger and has been transparent about its operational changes.

Can I apply for a new credit card through Keebo.com?

No, you cannot apply for a new credit card through Keebo.com. The service has been discontinued.

Does Keebo.com offer any other financial services?

No, Keebo.com, in its current state, does not offer any active financial services for new users.

Its focus is on informing existing customers about the credit card closure and providing support.

Is there a Keebo.com free trial?

No, there is no “free trial” for Keebo.com.

As a credit card provider, its services were not structured to offer trial periods like software or subscription services.

How do I cancel my Keebo credit card?

If you were a Keebo credit card holder, you should have received direct communication from Keebo regarding the closure and steps for managing your account.

You can also contact their customer support via email or their support portal to settle any outstanding balances and confirm account closure.

What are the ethical concerns regarding Keebo’s past service?

From an Islamic perspective, Keebo’s past service as a credit card provider involved charging interest Riba, which is strictly prohibited in Islam.

This makes its core business model non-compliant with Islamic finance principles.

What are good ethical alternatives to Keebo’s past service?

Ethical alternatives include halal investing platforms, budgeting and expense tracking apps, prepaid debit cards, interest-free savings accounts, ethical crowdfunding, financial literacy resources, and Takaful Islamic insurance.

Is Keebo.com associated with Wagestream?

Yes, Keebo became part of the Wagestream group in September 2023.

Does Keebo.com use cookies?

Yes, Keebo.com states that it uses cookies “only to improve your experience” and provides a link to its Cookie Policy for more information.

What kind of support does Keebo.com offer?

Keebo.com offers support for existing customers regarding their closed credit card accounts and the transition to Wagestream.

This includes assistance with account management, outstanding balances, and related inquiries.

Where is Keebo.com’s support team based?

Keebo’s support team is UK-based.

Can I still log in to my Keebo account?

The website doesn’t explicitly state login functionality for existing accounts on its homepage, but former customers should refer to direct communications from Keebo for details on accessing or managing their legacy accounts.

For support inquiries, contact their customer service.

What is the creation date of the Keebo.com domain?

The Keebo.com domain was created on April 3, 2003.

Is Keebo.com blacklisted for malicious activity?

No, our review shows that Keebo.com is not blacklisted, indicating it has not been flagged for spam or malicious activity.

Does Keebo.com have a strong online security presence?

Yes, Keebo.com utilizes AWS DNS and has numerous SSL certificates, indicating a commitment to secure data transmission and a robust domain infrastructure.

The WHOIS data also shows strong protective measures.