Based on looking at the website, Riftrefunds.co.uk appears to be a legitimate UK-based service specializing in helping individuals claim tax rebates from HMRC, particularly for work-related expenses like travel to temporary workplaces.
They emphasize their expertise in navigating complex tax laws, aiming to make the process simple, stress-free, and safe for their clients.
The site claims to have recovered over £380 million for more than 160,000 people since 1999, highlighting their long-standing presence and experience in the field.
The service primarily targets individuals in sectors such as construction, armed forces, offshore, and security, who often incur unreimbursed travel expenses.
They offer a “free to enquire” service and a tax rebate calculator to provide an instant estimate of potential refunds, with no upfront charges.
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Their fee structure is a percentage of the refund claimed, with a minimum fee, and they provide a “RIFT Guarantee” to protect the client’s refund in case of HMRC enquiries.
This comprehensive approach, combined with direct communication channels and an app for tracking claims, suggests a well-established operation focused on simplifying tax refund processes for the average worker.
Find detailed reviews on Trustpilot, Reddit, and BBB.org.
IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.
Understanding Tax Rebates: The Basics
Alright, let’s cut to the chase on tax rebates.
Think of it like this: HMRC isn’t out to take more of your hard-earned cash than they’re owed.
If you’ve paid too much tax, whether it’s through PAYE or self-assessment, you’re entitled to get that money back. It’s not a loophole or some dodgy trick. it’s your money, and it’s 100% legal to claim it.
Many people simply don’t realize they’ve overpaid or that certain work-related expenses qualify for tax relief.
That’s where services like Riftrefunds.co.uk come into play, essentially acting as your guide through the labyrinthine world of UK tax law. Clarks.com Reviews
What is a Tax Rebate and Why Are You Owed One?
A tax rebate, in HMRC’s terms, is a refund on taxes when your tax liability is less than the taxes you’ve actually paid.
It typically happens when you’ve incurred allowable work expenses that your employer hasn’t reimbursed, or if your tax code was incorrect.
For instance, if you’re a tradesperson constantly traveling to different temporary work sites and paying for your own fuel, public transport, or even accommodation, those costs often qualify for tax relief.
The “temporary” aspect is key here – generally, it means you’re working somewhere for less than 24 months.
Common Reasons for Overpaying Tax
There are several scenarios where you might end up overpaying tax without even realizing it. The most common include: Easyspace.com Reviews
- Travel to temporary workplaces: This is a big one, especially for contractors, tradespeople, and military personnel. If you’re using your own vehicle or public transport to get to different sites that aren’t your permanent base, you can often claim tax relief on those mileage and travel costs.
- Buying essential work equipment or tools: If you’re shelling out for tools, specialist clothing, or equipment required for your job and your employer doesn’t cover these costs, you could be due a rebate.
- Professional subscriptions or fees: Certain professional bodies or unions require membership to perform your job, and these fees can sometimes be tax-deductible.
- Working from home expenses: While less common for the types of roles Riftrefunds targets, if you regularly work from home, a portion of your utility bills might be claimable.
- Incorrect tax code: Sometimes HMRC or your employer simply gets your tax code wrong, leading to you paying too much tax throughout the year.
The Legal Basis: Income Tax Earnings and Pensions Act 2003
It’s crucial to understand that tax rebates are not a favour. they are enshrined in law.
Specifically, sections 336-339 of the Income Tax Earnings and Pensions Act 2003 lay out the framework for individuals to claim tax back on job-related expenses.
HMRC even has its own guidance, known as booklet 490 Employee Travel, which outlines what can and cannot be claimed.
This means when a service like Riftrefunds helps you, they’re not operating in a grey area.
They’re working within established legal parameters to ensure you get what’s rightfully yours. Fenwellcare.com Reviews
Riftrefunds.co.uk’s Approach to Tax Rebates
Riftrefunds.co.uk positions itself as a specialist in simplifying the often-confusing world of HMRC tax rebates.
Their long tenure, since 1999, suggests a deep understanding of the intricacies involved, from calculating mileage to handling complex expense claims.
They emphasize a “stress-free and safe” process, aiming to take the burden off the individual.
It’s like having a seasoned pro in your corner, translating legalese into plain English and making sure you don’t miss out on what you’re owed.
The “Free to Enquire” and Instant Estimate Process
One of the standout features Riftrefunds highlights is their “free to enquire” service. Findflightcost.com Reviews
This is a smart move, as it removes the initial barrier for potential claimants.
You can input basic information about your industry – construction, armed forces, offshore, or security – and get an instant estimate of what you might be owed.
This quick feedback mechanism, often in under a minute, leverages a “tax rebate calculator” to provide an approximate figure.
It’s a low-commitment way to gauge potential refunds before deeper into the process.
The average claim they quote is £3,000, based on four years of data, which is a significant sum for many. Airportparkluton.co.uk Reviews
Their Claims Process: From Start to Finish
Riftrefunds outlines a clear, step-by-step process for claiming your tax rebate:
- Initial Enquiry: You start by using their online tools or contacting them directly to see if you have a claim.
- Information Gathering: Once you decide to proceed, you’ll need to provide them with the necessary details about your work expenses, travel, and employment. They emphasize that “it’s the little details that matter,” which is true for HMRC claims.
- Authorising Your Agent 64-8 Form: A critical step is submitting the 64-8 form. This legally authorizes Riftrefunds to act on your behalf and communicate directly with HMRC. Without this, HMRC won’t even discuss your claim with them, highlighting the importance of getting this document back quickly.
- Claim Submission & HMRC Liaison: Once all information is gathered and approved by you, Riftrefunds submits the claim to HMRC. They then handle all communication and chase HMRC until the refund is paid out.
- Refund Payout: After HMRC processes and approves the refund which can take 8-10 weeks, Riftrefunds receives the money, deducts their fee, and then pays the remaining refund to you either via cheque or direct bank transfer.
The RIFT Guarantee: Protecting Your Refund
A key selling point is their “RIFT Guarantee.” This means that if HMRC conducts an enquiry into your claim and demands any money back, Riftrefunds states they will pay back the refund to HMRC themselves.
This is a significant commitment, as it effectively shields the client from potential clawbacks.
This kind of guarantee can provide considerable peace of mind, especially given the complexities and potential pitfalls of dealing with HMRC directly.
It underlines their confidence in their process and adherence to HMRC guidelines. Grasslandbeef.com Reviews
Fee Structure and Transparency
Understanding the costs involved is paramount when engaging any professional service.
Riftrefunds.co.uk is quite transparent about its fee structure, which is a commendable aspect.
They operate on a “no upfront charges” basis, meaning you only pay if they successfully secure a refund for you.
This aligns well with a “no win, no fee” model, reducing financial risk for the claimant.
Breakdown of Charges
Riftrefunds outlines two primary fee structures: Ferryhopper.com Reviews
- Tax refund if you’re employed under PAYE: They charge 36% of the refund claimed including VAT. There’s a minimum fee of £60 including VAT.
- CIS Tax Refund including tax return: For those in the Construction Industry Scheme CIS who might also require a self-assessment tax return, the fee is a fixed £330 including VAT.
This clear differentiation is important, as PAYE and CIS claims often involve different levels of complexity.
They also state that if you had a mixture of self-employed and PAYE work, they can assess your situation and advise on the appropriate fee.
“No Upfront Charges” Explained
The “no upfront charges” policy is a major draw.
It means you don’t pay anything out of pocket before receiving your refund.
Their fee is only deducted from the refund once it’s received from HMRC. Trailfinders.com Reviews
This model is beneficial because it eliminates the financial barrier for individuals who might be hesitant to pay an upfront fee for a service whose outcome isn’t guaranteed.
If no refund is due, there is no charge, which further protects the claimant.
Full Breakdown Before Submission
Before your claim is sent to HMRC, Riftrefunds commits to sending you a full breakdown. This breakdown will clearly show:
- The total refund amount.
- The cost of their service.
- The VAT due which goes to the government.
- The net amount you will receive.
You are required to sign and return this document, signifying your agreement and understanding, along with a declaration that all provided information is true.
This step is critical for ensuring client consent and preventing any misunderstandings about the final payout. Sofology.co.uk Reviews
It ensures that “no hidden charges” truly means no hidden charges.
What Kinds of Expenses Can Be Claimed?
When it comes to tax rebates, not all expenses are created equal.
HMRC has strict rules on what qualifies for tax relief.
Riftrefunds.co.uk emphasizes their expertise in navigating these rules, particularly for individuals in specific industries.
Their focus is on ensuring you claim every penny you’re legally owed without overstepping boundaries that could land you in hot water with HMRC. Livlikebusby.com Reviews
Mileage and Travel Expenses
This is often the largest component of a tax refund claim, especially for those in roles requiring constant movement between temporary sites.
If you use your own vehicle or public transport for work-related travel, and your employer doesn’t reimburse these costs, you can typically claim tax relief. This includes:
- Mileage: For using your personal car, van, or motorcycle. HMRC sets approved mileage rates, which cover fuel, wear and tear, and other associated costs. For cars and vans, this is usually 45p per mile for the first 10,000 miles and 25p per mile thereafter.
- Public Transport: Train, bus, tram, or ferry fares if you’re traveling for work.
- Accommodation and Subsistence: If your job requires you to stay overnight away from home, the cost of accommodation and reasonable meals can sometimes be claimed.
It’s crucial that the travel is to a “temporary workplace” – generally defined as a location where you expect to work for less than 24 months.
Tools, Equipment, and Professional Subscriptions
Beyond travel, other work-related expenses can also be claimed. These include:
- Cost of Tools and Equipment: If you need to buy specific tools or equipment for your job and your employer doesn’t provide or reimburse them, you can claim tax relief. This also applies to the replacement of small tools.
- Uniforms and Specialist Clothing: If you have to buy, clean, repair, or replace a uniform or specialist protective clothing like hard hats, safety boots, high-vis jackets that is necessary for your job, you can claim relief.
- Professional Fees and Subscriptions: If you pay subscriptions to professional bodies or learned societies that are approved by HMRC and directly related to your job, these can be claimed.
- Training Courses: In some cases, the cost of job-related training courses that maintain or improve skills needed for your current job can be claimed, though this is less common for standard rebates.
HMRC’s Rules on Expenses: A Strict Stance
HMRC’s stance on expenses is strict. The expense must be “wholly, exclusively, and necessarily” incurred in the performance of your duties. This means it must be something you have to spend for work, with no significant personal benefit. Even small mistakes in claims can lead to issues, from delays to potential enquiries. This is where the expertise of a service like Riftrefunds becomes valuable, as they claim to understand these nuances and ensure claims are compliant. Stuck.solutions Reviews
Who Can Benefit from Riftrefunds.co.uk?
Riftrefunds.co.uk clearly targets specific demographics who are most likely to have incurred significant unreimbursed work expenses.
While anyone who has overpaid tax could theoretically benefit from professional assistance, their marketing and services are tailored to certain industries and work patterns.
Specific Industries Targeted
The website prominently features the following sectors:
- Construction or Trades: This is a huge demographic for tax rebates. Tradespeople often work at multiple temporary sites, covering their own travel, tools, and sometimes even accommodation.
- Armed Forces: Military personnel frequently relocate or travel to various bases, often incurring costs that aren’t fully covered by the Ministry of Defence. This includes travel to temporary postings, subsistence, and even professional development.
- Offshore Workers: Individuals working offshore in oil, gas, or renewable energy are typically away from home for extended periods, traveling to and from rigs or platforms. Their unique travel and subsistence needs make them prime candidates for rebates.
- Security Workers: Like construction workers, security personnel often travel to different sites, including temporary assignments, events, or static guarding roles, incurring travel expenses.
If you fall into one of these categories and use your own vehicle or public transport to travel to different work locations, or incur other work-related expenses, you are likely their ideal client.
Employed Individuals PAYE vs. Self-Employed CIS
Riftrefunds caters to both employed individuals paid through PAYE Pay As You Earn and those registered under the Construction Industry Scheme CIS, which often implies self-employment or a mix of employment types. Jm-distro.com Reviews
- PAYE Employees: These are individuals whose tax is deducted automatically from their wages by their employer. If they have incurred expenses that aren’t reimbursed, they’ve effectively overpaid tax.
- CIS Workers: Workers under CIS often have deductions taken from their pay by contractors. While they are usually considered self-employed for tax purposes, they may still be eligible for rebates on expenses and might require a self-assessment tax return to claim them. Riftrefunds explicitly offers services for CIS tax refunds, including assistance with the tax return itself, indicating their capacity to handle more complex scenarios.
Why Not Claim Yourself? The Complexity Factor
While it’s entirely possible to claim a tax rebate directly from HMRC yourself, many people opt for a service like Riftrefunds due to:
- Complexity of Tax Law: UK tax laws are notoriously intricate. Understanding what you can and cannot claim, calculating mileage accurately, and ensuring all documentation is correct can be overwhelming.
- Time Commitment: Gathering all necessary receipts, travel logs, and information, then accurately completing HMRC forms, can be very time-consuming. For busy professionals, their time is often better spent elsewhere.
- Risk of Errors: Incorrect claims can lead to delays, smaller refunds, or even HMRC enquiries, which can be stressful and require significant back-and-forth. Services like Riftrefunds claim to minimize this risk by ensuring compliance.
- Maximizing Claims: Experts often know about less obvious expenses or nuances in HMRC rules that an individual might miss, potentially leading to a larger refund.
Essentially, for many, the trade-off of paying a fee for a specialist service is worth the peace of mind, time saved, and assurance of maximizing their legitimate claim.
Customer Experience and Support
A professional service isn’t just about the outcome. it’s also about the journey.
Riftrefunds.co.uk puts emphasis on providing a supportive and accessible customer experience, which is vital when dealing with something as sensitive as personal finances and tax.
Communication Channels
Riftrefunds offers multiple ways to get in touch, demonstrating a commitment to accessibility: Zitoda.com Reviews
- Phone: A dedicated phone number 01233 628648 is prominently displayed, indicating a direct line for enquiries.
- Live Chat: An online live chat service is available during business hours, providing immediate text-based support for quick questions.
- Email/Contact Form: Standard email and contact forms are available for less urgent queries or detailed feedback.
- MyRIFT Account & App: As mentioned, the online account and mobile app allow clients to track their claim’s progress and update information, acting as a direct digital communication hub.
- Social Media: They mention that clients can leave private messages through their Facebook page, indicating a willingness to engage on platforms where many users are active.
- Face-to-Face Construction Industry: Uniquely, for the construction industry, they mention chatting to reps “face-to-face or wherever else suits you,” implying a more personalized, mobile service for this key demographic.
Opening Hours and Availability
Their stated opening hours are comprehensive, extending beyond typical 9-5 business times:
- Mon-Thurs: 8:30 am – 8:30 pm
- Fri: 8:30 am – 6:00 pm
- Sat: 9:00 am – 1:00 pm
These extended hours, especially into the evenings and on Saturday mornings, cater to individuals who may be working during standard business hours and find it difficult to make contact.
This flexibility is a significant positive for customer service.
Tracking Your Claim with MyRIFT and the App
The MyRIFT account and custom-built app are central to their customer experience strategy. These tools are designed to provide:
- Real-time Progress Tracking: Clients can log in at any time to see the current status of their tax refund claim, reducing anxiety and the need to constantly call for updates.
- Information Updates: If details change, such as employment status or expenses, clients can update this information through the platform, ensuring the claim remains accurate.
- Transparency: By providing a clear overview of the process and where the claim stands, these tools foster trust and give the client a sense of control.
This digital approach to tracking aligns with modern expectations for convenience and transparency in financial services. Badstil.dk Reviews
Riftrefunds.co.uk’s Longevity and Reputation
When entrusting a company with your financial affairs, especially those involving government bodies like HMRC, a solid track record and reputation are crucial.
Riftrefunds.co.uk highlights its long-standing presence and achievements, which contribute significantly to its perceived reliability.
Established Since 1999: A Quarter Century of Service
The fact that Riftrefunds has been operating since 1999 is a powerful indicator of stability and experience.
- Adaptability: They’ve navigated multiple changes in tax legislation over the years.
- Knowledge Base: A quarter-century of claims means an extensive internal knowledge base on various industry-specific expenses and common pitfalls.
- Resilience: Surviving and thriving for this long in the market is a testament to their operational soundness.
This historical presence provides a strong foundation for trust, as it’s unlikely a fraudulent or incompetent operation could last this long.
Claimed Success: £380 Million for 160,000+ People
Riftrefunds claims to have reclaimed over £380 million in tax rebates for over 160,000 people. These are significant figures. While specific verification might be challenging for an external party, such large numbers, if accurate, indicate: Offercustom.com Reviews
- Volume of Claims: They process a high volume of claims, suggesting an efficient system and a broad client base.
- Financial Impact: The sheer amount of money recovered highlights the tangible financial benefit they claim to bring to their clients.
- Client Reach: Helping over 160,000 individuals points to a wide market penetration and acceptance of their service.
These statistics serve as a powerful testimonial to their effectiveness and scale of operations.
Trustpilot and External Reviews
The website prominently displays a Trustpilot logo, and mentions customer stories.
Trustpilot is a well-known platform for independent reviews.
A company’s rating and the content of these reviews on such platforms are critical indicators of real-world customer satisfaction.
While the website itself doesn’t directly embed the live Trustpilot score on the homepage text provided, the reference suggests they encourage and value external validation.
Researching these external reviews would be the next logical step for anyone considering their service, as they offer unbiased insights into customer experiences with response times, accuracy, and overall satisfaction.
Strong, consistent positive reviews on platforms like Trustpilot reinforce the claims made on their own site regarding “peace of mind” and “great service.”
Potential Considerations and What to Watch For
While Riftrefunds.co.uk presents a compelling case for its services, it’s always prudent to consider a few factors and maintain a balanced perspective.
No service is perfect, and understanding potential areas for scrutiny can help you make an informed decision.
The 36% Fee: Is It Worth It?
The 36% fee including VAT on PAYE refunds is a significant portion of your reclaimed tax.
On an average claim of £3,000, that’s £1,080 going to Riftrefunds.
While they operate on a “no win, no fee” basis and provide guarantees, it’s a cost that needs to be weighed against the effort and knowledge required to claim independently.
- Value Proposition: For many, the fee is justified by the time saved, the complexity avoided, and the peace of mind knowing experts are handling the claim correctly. If you’re busy, find tax intimidating, or fear making mistakes, this percentage might be a worthwhile investment.
- Alternative: DIY: If you’re financially savvy, have the time, and are comfortable navigating HMRC’s website and guidelines like booklet 490, you could potentially keep 100% of your refund. HMRC provides detailed guidance and forms for free.
- Comparison: It’s always wise to compare the fees of similar tax rebate services. While 36% is not uncommon in the industry, there might be variations or different structures depending on the complexity of the claim.
The key is to honestly assess your own comfort level and capacity for dealing with HMRC directly versus paying for professional assistance.
Understanding the “Average Claim £3,000”
The website frequently quotes an “average claim £3,000 based on average total claims data for a 4-year period.
Refunds subject to fees of 36%. Exclusions apply.” While this is a powerful marketing statistic, it’s crucial to understand what “average” means.
- Individual Variation: Your personal refund might be significantly higher or lower than this average. It depends entirely on your specific expenses, income, and how long you’ve been eligible to claim. Some individuals might claim £6,000, while others might claim £500.
- 4-Year Claim Period: The average likely reflects claims stretching back the maximum allowable 4 tax years, meaning if you’re only claiming for one or two years, your expected refund would naturally be smaller.
- Exclusions Apply: The “exclusions apply” caveat is standard but reminds users that not every scenario will qualify for this average or even a rebate at all.
It’s a good benchmark, but don’t assume your claim will automatically hit this figure.
Use their free calculator for a more personalized estimate.
Data Privacy and Security
Given that you’ll be sharing sensitive personal and financial information employment details, income, expenses, bank details for refund, data privacy and security are paramount.
- Privacy Policy and Cookie Policy: The website footer links to “Privacy Policy” and “Cookie Policy.” It is essential to review these documents thoroughly. They should outline how your data is collected, stored, used, and protected, as well as how long it is retained. Look for details on data encryption, GDPR compliance if applicable, and how they prevent unauthorized access.
- MyRIFT Account Security: Inquire about the security measures for your MyRIFT online account and the app. Is there multi-factor authentication? How are passwords protected?
- Information Sharing: Understand who your data might be shared with e.g., HMRC, but beyond that, are there third-party service providers? and under what circumstances.
While not explicitly detailed in the provided homepage text, a reputable service should have robust measures in place to protect client data, and their privacy policy should clearly articulate these.
Frequently Asked Questions
What is Riftrefunds.co.uk?
Riftrefunds.co.uk is a UK-based company specializing in helping individuals claim tax rebates from HMRC, particularly for work-related expenses like travel to temporary workplaces.
They aim to simplify the process of reclaiming overpaid tax.
Is Riftrefunds.co.uk a legitimate company?
Yes, based on the website’s claims of being established since 1999 and having helped over 160,000 people reclaim tax, Riftrefunds.co.uk appears to be a legitimate and long-standing service.
How much does Riftrefunds.co.uk charge for their service?
Riftrefunds.co.uk charges 36% of the refund claimed including VAT for PAYE employees, with a minimum fee of £60 including VAT. For CIS tax refunds including a tax return, the fee is £330 including VAT.
Are there any upfront fees with Riftrefunds.co.uk?
No, Riftrefunds.co.uk operates on a “no upfront charges” basis, meaning you only pay their fee once your refund has been successfully secured from HMRC. If no refund is due, there is no charge.
What is the average tax rebate claimed through Riftrefunds.co.uk?
Riftrefunds.co.uk states that the average tax rebate amount is £3,000, based on total claims data for a 4-year period. However, individual refunds will vary.
How long does it take to get a tax refund through Riftrefunds.co.uk?
After you approve your claim and it’s sent to HMRC, it can take 8-10 weeks for HMRC to check details and confirm your refund.
Riftrefunds states they will process the refund to you as soon as they receive it from HMRC.
Can I claim a tax rebate for previous years with Riftrefunds.co.uk?
Yes, you can typically claim for overpaid tax for up to the last 4 tax years in the UK.
What types of expenses can I claim a tax rebate for?
Common expenses for tax rebates include mileage and travel costs to temporary workplaces, the cost of tools and equipment, professional subscriptions, and specialist clothing/uniforms if not reimbursed by your employer.
Who is eligible to use Riftrefunds.co.uk’s services?
Riftrefunds.co.uk primarily targets individuals in industries such as construction, armed forces, offshore, and security who incur unreimbursed work-related expenses, whether employed under PAYE or working under CIS.
What is the RIFT Guarantee?
The RIFT Guarantee means that if HMRC conducts an enquiry into your claim and demands any money back, Riftrefunds states they will pay back the refund to HMRC themselves, protecting your payout.
How do I track my tax refund claim with Riftrefunds.co.uk?
Riftrefunds.co.uk provides a free MyRIFT account and a custom-built app that allows you to track your claim’s progress in real-time and update any essential details.
What if I don’t get a refund? Do I still pay a fee?
No, if you are not due a refund, Riftrefunds.co.uk states that there is no charge for their service.
Are tax rebates legal?
Yes, claiming tax rebates for overpaid tax or legitimate work expenses is 100% legal and is enshrined in UK tax law e.g., Income Tax Earnings and Pensions Act 2003.
What is a 64-8 form and why is it important?
A 64-8 form is an “Authorising your agent” form that legally allows Riftrefunds.co.uk to act on your behalf and communicate directly with HMRC regarding your tax affairs.
It is essential for them to proceed with your claim.
Can Riftrefunds.co.uk help with Self Assessment tax returns?
Yes, Riftrefunds.co.uk offers services for CIS tax refunds which include assistance with Self Assessment tax returns, particularly if your claim involves expenses over £2,500 or if you are self-employed.
How does Riftrefunds.co.uk ensure my claim is accurate?
Riftrefunds.co.uk states they have expertise in HMRC rules and handle claims individually, ensuring accuracy and compliance to avoid issues with the taxman.
They send you a full breakdown to approve before submission.
What if HMRC opens an enquiry into my tax refund claim?
Riftrefunds.co.uk states they will fight any HMRC enquiries on your behalf, which is included free of charge as part of their service and the RIFT Guarantee.
How do I get my refund paid out by Riftrefunds.co.uk?
Once HMRC pays the refund to Riftrefunds.co.uk, they deduct their fee and then pay the remaining amount to you either via cheque or directly into your bank account, based on your preference.
What are Riftrefunds.co.uk’s customer service hours?
Their phone and Livechat hours are Mon-Thurs: 8:30 am – 8:30 pm, Fri: 8:30 am – 6:00 pm, and Sat: 9:00 am – 1:00 pm.
You can also email or use their contact page anytime.
Why should I use a service like Riftrefunds.co.uk instead of claiming myself?
Using a service like Riftrefunds.co.uk can save you time, reduce the complexity and stress of dealing with HMRC directly, minimize the risk of errors, and potentially maximize your eligible claim due to their expert knowledge of tax laws.
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